Need to choose between 14 Axis Credit cards

[ank_sh1]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

 

[drsel]

Magnus Burgundy and Atlas are the best

 

[ank_sh1]

Magnus Burgundy and Atlas are the best

But expensive at the same time😅

 

[D7162]

My zone / Ace

 

[Mruseless]

Go for ace, blindly

 

[plastikman]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

Same here. I'm also a kiwi user since June and have now got the 14 pre approved cards. Confused which one to take and if at all 😅

 

[saucy]

If you're willing to wait -- try getting offers from other places. That way you'd get better chances at LTF as well as other offers

Eg Google pay offers Ace credit card FYF with additional 500 cashback effectively making the card free for 2 years

 

[varun__goel_]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

Check if you are able to apply for airtel cc via Thanks App.
Currently it is Fyf and 500 amazon voucher.

 

[drsel]

Axis Atlas and Airtel both are are better than free, because the reward points /voucher is more than what you pay

 

[ank_sh1]

Check if you are able to apply for airtel cc via Thanks App.
Currently it is Fyf and 500 amazon voucher.

Isn’t airtel best for airtel bills? Actually I don’t use any airtel services, all are jio. So it it worth it? Also its not on list of the approved cards

 

[ank_sh1]

If you're willing to wait -- try getting offers from other places. That way you'd get better chances at LTF as well as other offers

Eg Google pay offers Ace credit card FYF with additional 500 cashback effectively making the card free for 2 years

Agreed but won’t it be subject to approval? Not sure tbh

 

[ank_sh1]

Axis Atlas and Airtel both are are better than free, because the reward points /voucher is more than what you pay

Atlas, is it worth 5k a year? I don’t spend much on travel so not sure

 

[bvc19296]

If you are into miles game go for Atlas else Axis Ace in the form of cashback.

 

[Rohan]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

Magnus/Atlas - Travel
Select - offers (Swiggy/BMS/cleartrip CTLOUNGE, etc)
Ace - unlimited offline 2%.

 

[ank_sh1]

You can get Accor hotel 10000 on joining fee of 5900

Tbh not much into travelling, so hotel voucher I don’t require.

 

[R@J]

it can be decided based on your spends pattern and where all you do your spends. In the upto 1000 fee cards, I think Ace is better overall (since Airtel wont fit for you). You may also choose MyZone, neo etc basis your specific usage.

 

[ank_sh1]

Magnus/Atlas - Travel
Select - offers (Swiggy/BMS/cleartrip CTLOUNGE, etc)
Ace - unlimited offline 2%.

This is what I was looking for😅. Now I am just confused between Ace and Select.

 

[ank_sh1]

it can be decided based on your spends pattern and where all you do your spends. In the upto 1000 fee cards, I think Ace is better overall (since Airtel wont fit for you). You may also choose MyZone, neo etc basis your specific usage.

Now inclined towards ace

 

[Deleted member 21549]

If you want cashback cards Ace/Airtel are best

 

[Rohan]

Now inclined towards ace

After 3 months from date of application you will get same pre-approved list then you can choose select card.