Kotak League Platinum - RuPay/Visa is being offered LTF

[D₹V]

Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.



Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.



Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).



• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.

 

[#aniket]

Dark until you've RuPay.

Once you convert to Visa, get upgrade offers.

Already explained.

Ok bro, thank you!

 

[PayKaroAbhi]

Can someone help me with a solution for a cringe Kotak problem?

I'm holding a 811 account at a non serviceable area according to them (offline KYC done back in 2019).

Whenever I tried to apply for their card, they didn't allow me to apply because the pincode is not covered by them.

Now the issue is that they're offering cards to almost every pincode now, as my mom got approved for league rupay at the same address immediately without having any account. The application process was completely new and a new UI was there but whenever I try to apply, right after entering mobile number and OTP, it sends me to typical old Kotak UI where it asks CRN and rejects my application immediately after verifying the CRN (Thank you for your interest bla bla.).

Why are they doing this type of cringe processing? Any solution?

I visited branch, they're completely unprofessional and don't have any basic knowledge. An agent tried to apply but he also is getting an old software which doesn't allow my pincode.

But how did they approve my mom and dad's League Card at the same address?

Even my friends got this card at different rural pincode of my district. We don't have any branch in our district and they're also not their existing customer!

 

[D₹V]

Can someone help me with a solution for a cringe Kotak problem?

I'm holding a 811 account at a non serviceable area according to them (offline KYC done back in 2019).

Whenever I tried to apply for their card, they didn't allow me to apply because the pincode is not covered by them.

Now the issue is that they're offering cards to almost every pincode now, as my mom got approved for league rupay at the same address immediately without having any account. The application process was completely new and a new UI was there but whenever I try to apply, right after entering mobile number and OTP, it sends me to typical old Kotak UI where it asks CRN and rejects my application immediately after verifying the CRN (Thank you for your interest bla bla.).

Why are they doing this type of cringe processing? Any solution?

I visited branch, they're completely unprofessional and don't have any basic knowledge. An agent tried to apply but he also is getting an old software which doesn't allow my pincode.

But how did they approve my mom and dad's League Card at the same address?

Even my friends got this card at different rural pincode of my district. We don't have any branch in our district and they're also not their existing customer!

Is your 811 account full KYC compliant & working perfectly right now?

 

[PayKaroAbhi]

Is your 811 account full KYC compliant & working perfectly right now?

Yes, it was 811 edge earlier , converted to 811 last year

 

[deep@vie]

Can someone help me with a solution for a cringe Kotak problem?

I'm holding a 811 account at a non serviceable area according to them (offline KYC done back in 2019).

Whenever I tried to apply for their card, they didn't allow me to apply because the pincode is not covered by them.

Now the issue is that they're offering cards to almost every pincode now, as my mom got approved for league rupay at the same address immediately without having any account. The application process was completely new and a new UI was there but whenever I try to apply, right after entering mobile number and OTP, it sends me to typical old Kotak UI where it asks CRN and rejects my application immediately after verifying the CRN (Thank you for your interest bla bla.).

Why are they doing this type of cringe processing? Any solution?

I visited branch, they're completely unprofessional and don't have any basic knowledge. An agent tried to apply but he also is getting an old software which doesn't allow my pincode.

But how did they approve my mom and dad's League Card at the same address?

Even my friends got this card at different rural pincode of my district. We don't have any branch in our district and they're also not their existing customer!

Communication address pincode in 811?

 

[#aniket]

Can someone help me with a solution for a cringe Kotak problem?

I'm holding a 811 account at a non serviceable area according to them (offline KYC done back in 2019).

Whenever I tried to apply for their card, they didn't allow me to apply because the pincode is not covered by them.

Now the issue is that they're offering cards to almost every pincode now, as my mom got approved for league rupay at the same address immediately without having any account. The application process was completely new and a new UI was there but whenever I try to apply, right after entering mobile number and OTP, it sends me to typical old Kotak UI where it asks CRN and rejects my application immediately after verifying the CRN (Thank you for your interest bla bla.).

Why are they doing this type of cringe processing? Any solution?

I visited branch, they're completely unprofessional and don't have any basic knowledge. An agent tried to apply but he also is getting an old software which doesn't allow my pincode.

But how did they approve my mom and dad's League Card at the same address?

Even my friends got this card at different rural pincode of my district. We don't have any branch in our district and they're also not their existing customer!

@PayKaroAbhi Have your raised your concern by the means mail?
Once call to Credit Card Department and let him/her apply credit card on your behalf and see what happens and don't forget to have call recording, if the executive will face the same issue and wouldn't give you proper resolution.

Mail Nodal Officer and then Principal Nodal Officer if your concern persists by taking pictures of CRN and family members CRN having same address though they hold credit card and you are not able to process your own.

Lastly if this also doesn't work, either complaint to RBI Ombudsman or change your address for that time being to metro cities or others.

 

[PayKaroAbhi]

Communication address pincode in 811?

Check your dm please

 

[PayKaroAbhi]

@PayKaroAbhi Have your raised your concern by the means mail?
Once call to Credit Card Department and let him/her apply credit card on your behalf and see what happens and don't forget to have call recording, if the executive will face the same issue and wouldn't give you proper resolution.

Mail Nodal Officer and then Principal Nodal Officer if your concern persists by taking pictures of CRN and family members CRN having same address though they hold credit card and you are not able to process your own.

Lastly if this also doesn't work, either complaint to RBI Ombudsman or change your address for that time being to metro cities or others.

I had tried Twitter and Level 1 mail but they're saying that they couldn't find any application data in the system. Twitter team was asking me to apply after 6 months. But why the heck are they not allowing me to apply! They're issuing cards in my pincode now.

I had mailed to level 3 yesterday and haven't received a reply yet. Let's see if it helps.

 

[deep@vie]

I had tried Twitter and Level 1 mail but they're saying that they couldn't find any application data in the system. Twitter team was asking me to apply after 6 months. But why the heck are they not allowing me to apply! They're issuing cards in my pincode now.

I had mailed to level 3 yesterday and haven't received a reply yet. Let's see if it helps.

Write here
countryhead.consumer@kotak.com
ceo@kotak.com

 

[PayKaroAbhi]

Write here
countryhead.consumer@kotak.com
ceo@kotak.com

Done, let's see if they reply

 

[#aniket]

Done, let's see if they reply

Update us if you receive any response from Kotak.

 

[PayKaroAbhi]

Update us if you receive any response from Kotak.

No hope as it's Kotak!

 

[ahtsham]

@PayKaroAbhi Have your raised your concern by the means mail?
Once call to Credit Card Department and let him/her apply credit card on your behalf and see what happens and don't forget to have call recording, if the executive will face the same issue and wouldn't give you proper resolution.

Mail Nodal Officer and then Principal Nodal Officer if your concern persists by taking pictures of CRN and family members CRN having same address though they hold credit card and you are not able to process your own.

Lastly if this also doesn't work, either complaint to RBI Ombudsman or change your address for that time being to metro cities or others.

Please share the contact number of Kotak credit card deptt who can apply on my behalf.

 

[Strange]

Write here
countryhead.consumer@kotak.com
ceo@kotak.com

These emails are of no use.
If you email them they just forward our complaint to Level 1 or Grievance.

 

[PayKaroAbhi]

These emails are of no use.
If you email them they just forward our complaint to Level 1 or Grievance.

I also believe the same

 

[#aniket]

Please share the contact number of Kotak credit card deptt who can apply on my behalf.

Call on 18602662666 and connect with credit card executive and ask him/her to apply on your behalf.

 

[mukesh01]

Rejected, sending email for reconsideration.

On 12th December 2023,
As per Kotak CC, my application was rejected for reason CIBIL report but I kept getting preapproved offers, 2-3 days back I started getting calls for preapproved CC, I asked there must not be any CIBIL check they told me, there won't be any.
I got my card today with a 100k limit earlier I was getting a 50k limit offer.(1st Feb 2024)

 

[mukesh01]

On 12th December 2023,
As per Kotak CC, my application was rejected for reason CIBIL report but I kept getting preapproved offers, 2-3 days back I started getting calls for preapproved CC, I asked there must not be any CIBIL check they told me, there won't be any.
I got my card today with a 100k limit earlier I was getting a 50k limit offer.(1st Feb 2024)

Surprisingly I am still getting preapproved CC offer emails for 100k limit even after getting the card.

 

[#aniket]

On 12th December 2023,
As per Kotak CC, my application was rejected for reason CIBIL report but I kept getting preapproved offers, 2-3 days back I started getting calls for preapproved CC, I asked there must not be any CIBIL check they told me, there won't be any.
I got my card today with a 100k limit earlier I was getting a 50k limit offer.(1st Feb 2024)

Congratulations! By the way, can you quote your CIBIL Score and Name of CC?

 

[mukesh01]

CIBIL 765, CC League Platinum