• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Kotak League Platinum - RuPay/Visa is being offered LTF

Dā‚¹V

TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit šŸ’³ with poor reward rate, consider it for offers only.

Screenshot_20231005-110443.png

Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

IMG_20230614_151051_036.jpg

Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

ā€¢ It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery šŸšš is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

ā€¢ Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

ā€¢ Cashkaro is offering ā‚¹925 šŸ’ø cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

ā€¢ Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

IMG_20231005_103930_879.jpg

ā€¢ For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

ā€¢ Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
Last edited by a moderator:

Dā‚¹V

TF Prestige
Would you mind letting how zen is better than mojo in your view?
Mojo gives 0.625% base valueback while Zen gives above 1% valueback.

So it's on you what you choose. I think all Kotak cards are shit.

Kotak League have been fine for me, 1.08% cashback (including milestone benefits) on total 125k spends irrespective of wallet load or any other txns.

So being it on RuPay variant, it's great value card for categories where no card gives cashback.
 

#aniket

TF Ace
Mojo gives 0.625% base valueback while Zen gives above 1% valueback.

So it's on you what you choose. I think all Kotak cards are shit.

Kotak League have been fine for me, 1.08% cashback (including milestone benefits) on total 125k spends irrespective of wallet load or any other txns.

So being it on RuPay variant, it's great value card for categories where no card gives cashback.
@Dā‚¹V 2.5 Mojo points for every Rs. 100 on online spends
So, 0.250 point on Re. 1 spend
1 point= 0.40 paisa against your outstanding statement (minimum 2500 Mojo points are required for redemption)
So, 0.25 points = 0.25Ɨ0.40 paisa = 0.01 paisa which means 0.01Ɨ100= 1%

I do hold League Platinum Rupay Card. Really, League Rupay gives 1.08% ? Needs to research about it. So, no need to upgrade on Mojo platinum which will be easy as it's available on Rupay or Zen Visa later?
 

Dā‚¹V

TF Prestige
@Dā‚¹V 2.5 Mojo points for every Rs. 100 on online spends
So, 0.250 point on Re. 1 spend
1 point= 0.40 paisa against your outstanding statement (minimum 2500 Mojo points are required for redemption)
So, 0.25 points = 0.25Ɨ0.40 paisa = 0.01 paisa which means 0.01Ɨ100= 1%

I do hold League Platinum Rupay Card. Really, League Rupay gives 1.08% ? Needs to research about it. So, no need to upgrade on Mojo platinum which will be easy as it's available on Rupay or Zen Visa later?
1 Mojo Point = 1 Kotak Rewards = 0.25 in INR!

Similarly,

1 League Point = 0.4 Kotak Rewards = 0.1 in INR
 

#aniket

TF Ace
Mojo gives 0.625% base valueback while Zen gives above 1% valueback.

So it's on you what you choose. I think all Kotak cards are shit.

Kotak League have been fine for me, 1.08% cashback (including milestone benefits) on total 125k spends irrespective of wallet load or any other txns.

So being it on RuPay variant, it's great value card for categories where no card gives cashback.
You had replied Zen Signature. Have you got any upgrade offer till now?
 

Attachments

  • Screenshot_20240118-225400.jpg
    Screenshot_20240118-225400.jpg
    91.8 KB · Views: 12

Dā‚¹V

TF Prestige
Shit, I have only 20k limit.šŸ˜ What to do ?šŸ˜‚

I was expecting LE.

Also, my calculation is wrong? I have miscalculated something on previously.
See, 1 Kotak Rewards = 0.25ā‚¹, it's fixed.

Now for league, points will be converted in Kotak rewards for 100:40 ratio

Similarly, for Mojo, Zen, etc it's 1:1 ratio.

So you can do your calculations now.
 

#aniket

TF Ace
See, 1 Kotak Rewards = 0.25ā‚¹, it's fixed.

Now for league, points will be converted in Kotak rewards for 100:40 ratio

Similarly, for Mojo, Zen, etc it's 1:1 ratio.

So you can do your calculations now.
What about my 20k limit, as per your saying, I won't get any LE in future, this is my first card. So, I made a huge mistake by converting Visa into Rupay.šŸ˜
 

#aniket

TF Ace
Just use na, Limit will be coming/going.

You can convert to Visa anytime & ask for upgrade.
There's no confirm button, not able to deactivate this. Also, I am trying to login but unable to do so, it says credentials are wrong.

I tried by changing password also but of no use but don't know why.
 

Attachments

  • received_6750385645088254.jpeg
    received_6750385645088254.jpeg
    51 KB · Views: 12
Top