Kotak League Platinum LTF to Mojo FYF Upgrade Offer

[the_spectator]

I am regularly getting an upgrade offer to Mojo fyf-renewal fees 1000+ gst from ltf league. Anyone upgraded the same and will be able to share the experience? Will be grateful to any member kind enough to suggest should I go for the upgrade or not! kotak league card rarely used..retained only for specific kotak offers. I'm in dillema whether to upgrade ltf card to Mojo or not for which I may have to pay annual fees if the bank refuses to make it ltf later. 2.5 points/100 online + 2 lounges/quarter looks enticing though! Also been offered kotak virtual upi card ltf.Can the rupay virtual card be used for kotak offers? If yes, then should I first take the upi card & then upgrade the league to mojo? Confused 🤯 Any help before march end will be much appreciated!

 

[Gaara]

What all the other cards you own?

Don’t be frustrated, chill. If you want to take a paid card from Kotak, go with the “Myntra Kotak card.” Straight 1.25% cash back on spending and 1.25% cash back on UPI spends over 2K.

 

[the_spectator]

I have cards with axis, sbi, apay,idfc etc and league platinum. On myntra app they've put me on waiting for the card. Any idea about mojo card...is it worth upgrading or should I let it pass?

 

[Gaara]

Any idea about mojo card...is it worth upgrading or should I let it pass?

You have other cards, it's not worth the paid upgrade.
I'm trying to find out the per point value of Kotak league value, you have any idea?

 

[the_spectator]

Sorry. No idea about per point value.

 

[Gaara]

Card Name ​	Kotak League LTF​	​ Mojo FYF​
Reward value​	Confusion 😂 0.8% on Special Categories are Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores 0.4% on all other spends​	Online: 2.5 rewards = 0.6% Offline: 1 reward = 0.25% 1 Mojo point = Rs. 0.25​ You can also redeem each Mojo point at a value of Re. 0.40p against your outstanding statement by calling our customer contact centre and raising a service request for the same. Minimum 2500 Mojo points are required for redemption through customer contact centre​ ​
Milestone Feature​	Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points​	Spends of Rs. 75,000 - 2500 points Quarterly( for the 1st year only)​

 

[Gaara]

You decide is it worth paying 1180 as annual fee for Mojo 🤔
At the same price you get SBI cashback card with 5% return on online and 1% on offline.

 

[hedgehog2122]

Don't take it, I have paid mojo. Tried my best till PNO level but could not convert it to LTF.
BTW I am privy league customer, surprisingly I have kotak white LTF. Just keeping mojo since I don't have any other rupay card.
If you already have rupay card, don't do for it. The cards works only in Delhi, Mumbai, Kolkata, Chennai, Hyderabad and Bangalore lounges.

 

[vine]

What all the other cards you own?

Don’t be frustrated, chill. If you want to take a paid card from Kotak, go with the “Myntra Kotak card.” Straight 1.25% cash back on spending and 1.25% cash back on UPI spends over 2K.

Is it 1.25% cashback on *all* spends?

 

[Gaara]

Is it 1.25% cashback on *all* spends?

• No cashback will be accrued on spends across Rent, Wallet and Fuel categories

 

[vine]

• No cashback will be accrued on spends across Rent, Wallet and Fuel categories

Got it. Thanks!
I hope no minimum amount to spend as in upi?

 

[Gaara]

Got it. Thanks!
I hope no minimum amount to spend as in upi?

Nope, I was getting 1.25 on Myntra orders too over the 7.5 instant discount. (But TF legends said it is hit and miss on myntra)

 

[the_spectator]

Thanks for finding & sharing the chart 🙏 I have sbi cashback card. The only catch with mojo was fyf, with a possibility of getting it converted to ltf afterwards. But the chart shows its not much of an upgrade!! Thank you buddy.

 

[BeingIncog]

I hope no minimum amount to spend as in upi?

2000 . . . . .

 

[Gaara]

 

[Gaara]

2000 . . . . .

He is asking no minimum spend critera on other spends not UPI 😆

 

[Gaara]

Myntra kotak card offers 2.25% total benefit on a Rs. 50,000 spent in a Quarter, surpassing the Axis Ace card. 🌟

50K base spend - 1.25% = 625

reaching milestone of 50k in a Quarter 2 PVR tickets.

Complimentary PVR Tickets 250*2 = 500

Total: 1125 (2.25%) on 50K spend in a quarter.

 

[the_spectator]

Don't take it, I have paid mojo. Tried my best till PNO level but could not convert it to LTF.
BTW I am privy league customer, surprisingly I have kotak white LTF. Just keeping mojo since I don't have any other rupay card.
If you already have rupay card, don't do for it. The cards works only in Delhi, Mumbai, Kolkata, Chennai, Hyderabad and Bangalore lounges.

Thanks for providing first hand experience feedback. Decided to pass the offer. Will wait for myntra card & will apply for the virtual rupay card meanwhile beacause my league card is on visa.

 

[Deleted member 27665]

I had Kotak League credit card and was getting Mojo FYF offer from last 3-4 months. Raised card closer request and without any negotiation got Zen card as LTF from retention team.

 

[Gaara]

Thanks for finding & sharing the chart 🙏 I have sbi cashback card. The only catch with mojo was fyf, with a possibility of getting it converted to ltf afterwards. But the chart shows its not much of an upgrade!! Thank you buddy.

I called CC for closing my card and they offered me MOJO upgrade as LTF but, I read somewhere in thread they do that later charge the fee. So, I said namaste make my card LTF it's enough 😂