Is AU bank LIT credit card worth to own?

[rajatsubhradebnath@gmail.]

Is AU bank LIT credit card worth to own?

 

[TheMentalist]

@rpawar0703
It is, as you get RP/CB even for wallet loads and there are very few exclusions. 10X (=2.5% value unlimited) + 5% Cb (upto 500) is a good combo to begin with. Rest you can add more depending on your spends' category

- Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
- Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

 

[deep@vie]

@rpawar0703
It is, as you get RP/CB even for wallet loads and there are very few exclusions. 10X (=2.5% value unlimited) + 5% Cb (upto 500) is a good combo to begin with. Rest you can add more depending on your spends' category

- Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
- Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

+1

 

[MUDIT JAIN]

@rpawar0703
It is, as you get RP/CB even for wallet loads and there are very few exclusions. 10X (=2.5% value unlimited) + 5% Cb (upto 500) is a good combo to begin with. Rest you can add more depending on your spends' category

- Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
- Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Does online transaction such as in Amazon Flipkart act as retail transaction.also tell for online recharge. Thanks

 

[rp0703]

Does online transaction such as in Amazon Flipkart act as retail transaction.also tell for online recharge. Thanks

Yes

 

[MUDIT JAIN]

Yes

okay thanks

 

[MUDIT JAIN]

Does online transaction such as in Amazon Flipkart act as retail transaction.also tell for online recharge. Thanks

one more question if we do Rs10,000+ we get additional 2% cb .so do we get total 7% cb ?

 

[rp0703]

one more question if we do Rs10,000+ we get additional 2% cb .so do we get total 7% cb ?

You can't activate 2% CB and 5% CB at the same time.

 

[MUDIT JAIN]

You can't activate 2% CB and 5% CB at the same time.

okay

 

[MUDIT JAIN]

okay

then why would anyone activate 2% cb

 

[rp0703]

then why would anyone activate 2% cb

Activate 2% cb with 10x. That is 4.5% cb.

 

[TheMentalist]

then why would anyone activate 2% cb

It has a higher max CB limit

 

[itsmayank]

If you have sufficient Online/Offline or Category spending for the next 90 days, you can add a top-up on it and enjoy around 7% cashback (yes, even on offline transactions).

 

[vm999]

then why would anyone activate 2% cb

2% can give you upto 1000 cashback where as 5% has only limit of 500 cashback per cycle

 

[MUDIT JAIN]

One more question . Suppose I buy the 5% plan for 299 (90 days). Now for 5% cashback do I have to hit the milestone i.e Rs7500 spends every month or just once in the first month

 

[vm999]

One more question . Suppose I buy the 5% plan for 299 (90 days). Now for 5% cashback do I have to hit the milestone i.e Rs7500 spends every month or just once in the first month

You need to hit the milestone in every 30 day cycle

 

[MUDIT JAIN]

You need to hit the milestone in every 30 day cycle

okay

 

[Wealth is my birth right!]

With out any add on pack what is the base reward for wallet load in lit card?

 

[rp0703]

With out any add on pack what is the base reward for wallet load in lit card?

0.25%

 

[bugmenot]

Please share your views. Prepared few clubbing examples.

AU LIT Customizable Features

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days) Will decide based on those costs whether to go for that card !

www.technofino.in