AU Small Finance Bank (AU SFB) launched on April 23 an array of financial products to enhance customer experience.
Among the latest offerings are two innovative credit cards: the AU SPONT Rupay Credit Card and Secured Credit Card - NOMO (No Missing Out), developed in collaboration with NPCI and VISA, respectively.
"The NOMO Credit Card marks AU SFB’s debut into secured credit cards, backed by a fixed deposit.
Talking about features of credit card, the Rupay Credit Card enables users to seamlessly link the card to their preferred UPI-enabled application, facilitating convenient payments using the UPI Scan and Pay feature.
Suited for users across all income brackets, who engage in frequent transactions via UPI, whether with e-commerce or POS merchants, this card offers 1 per cent cashback on all transaction types (excluding select categories) and COINS rewards for UPI transactions made with the AU 0101 application.
These rewards are redeemable for a range of physical gifts and gadgets, he added.
On the other hand, the NOMO (No Missing Out) Credit Card is AU SFB's first secured credit card, backed by a Fixed Deposit (FD).
Designed for users who may not meet the criteria for unsecured credit cards due to factors like absence of a credit score, limited credit history, or absence of income proof, the NOMO credit card offers reward points on card usage along with additional benefits such as airport lounge access and fuel surcharge waivers.
More details and card landing page will be released soon. By this limited information, it is clear that SPONT card is very basic RuPay based card for UPI payments, please someone update how it's different from existing InstaPay card.
What do you think about these cards? Express your opinions below 👇
AU Bank Launch RuPay SPONT Physical/Virtual Credit Card | Flat 1% Cashback:
Apply link:
Login at AU Rewardz to see the catalogue
Among the latest offerings are two innovative credit cards: the AU SPONT Rupay Credit Card and Secured Credit Card - NOMO (No Missing Out), developed in collaboration with NPCI and VISA, respectively.
"The NOMO Credit Card marks AU SFB’s debut into secured credit cards, backed by a fixed deposit.
Talking about features of credit card, the Rupay Credit Card enables users to seamlessly link the card to their preferred UPI-enabled application, facilitating convenient payments using the UPI Scan and Pay feature.
Suited for users across all income brackets, who engage in frequent transactions via UPI, whether with e-commerce or POS merchants, this card offers 1 per cent cashback on all transaction types (excluding select categories) and COINS rewards for UPI transactions made with the AU 0101 application.
These rewards are redeemable for a range of physical gifts and gadgets, he added.
On the other hand, the NOMO (No Missing Out) Credit Card is AU SFB's first secured credit card, backed by a Fixed Deposit (FD).
Designed for users who may not meet the criteria for unsecured credit cards due to factors like absence of a credit score, limited credit history, or absence of income proof, the NOMO credit card offers reward points on card usage along with additional benefits such as airport lounge access and fuel surcharge waivers.
More details and card landing page will be released soon. By this limited information, it is clear that SPONT card is very basic RuPay based card for UPI payments, please someone update how it's different from existing InstaPay card.
What do you think about these cards? Express your opinions below 👇
AU Bank Launch RuPay SPONT Physical/Virtual Credit Card | Flat 1% Cashback:
Apply link:
- Turning ALL your spends into Big Rewards!
Imagine a Credit Card that rewards you for every single transaction, no matter how big or small. From a Chai at your favourite office tea stall to the latest smartphone; rewards, convenience, and special offers are yours to take wherever you go, at all times!
For your spontaneous and on-the-go transactions, AU Small Finance Bank brings to you AU SPONT Credit Card. A Credit Card that you can link with UPI, use on-the-go and earn cashbacks on each spend! What’s more? Even your smallest payments bring you never-expiring Coins that are redeemable for special gifts and gadgets.
So, get ready to make little payments with large benefits with AU SPONT Credit Card.
Cashbacks Never End
- • 1% Cashback on all UPI transactions
Earn 1% Cashback on all UPI transactions made via any UPI channel. - • 1% Cashback on eComm, POS & Contactless transactions.
Enjoy 1% Cashback on all other transactions. - • 1% fuel Surcharge Waiver
Get 1% Fuel Surcharge Waiver on your fuel transactions between ₹ 400 and ₹ 5000 capped at ₹ 100 per statement cycle.
Exciting Coins on UPI transactions
Earn never-expiring coins with every UPI transaction made on AU0101 application using your AU SPONT Credit Card. Collect coins over time and redeem them from our specially curated rewards catalogue.• Earn 5 coins on each UPI transaction made on AU 0101 App• Earn 500 coins on first transaction made via AU 0101 AppLogin at AU Rewardz to see the catalogue
Domestic Airport Lounge Access
Unwind during your travel with 2 complementary access to Domestic Airport Lounges per quarter upon achieving ₹30,000 in the previous quarter.Complementary Railway Lounge Access
Get 2 Complimentary Railway Lounge Access per calendar quarter.Click here to see the list of lounges and T&Cs.Card Liability Cover
In an unfortunate event of loss of Credit Card, rest easy with zero liability on fraudulent transactions post reporting the loss to the bank. Shield against counterfeit/skimming and online frauds.Click here to read the detailed T&Cs.Contactless Convenience
Tap and pay securely at participating merchants for amounts up to ₹5,000 without entering a PIN.Xpress EMI
Convert transactions of ₹2,000 or more into easy EMI options on tenure of your preference.Simply call our Customer Care helpline to book your XpressEMI.Add-on Cards
Extend the benefits to your loved ones with our Complimentary Lifetime-Free Add-on Card offering. Transform your everyday spends into exciting rewards with AU SPONT Credit Card and enjoy convenience of UPI every step of the way!When will be my cashback get posted?
Cashback will be posted in the statement date and will be reflected in your monthly statementJoining/Annual Fee: ₹299 + applicable taxes (Lifetime-Free Add-on Card)
Eligibility Criteria
- • Age Range: 21 to 60 years
- • Citizenship: Resident India
- • Monthly Income to start from ₹10,000.
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