INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[SSV]

You are thinking logically, We all are thinking logically. But the MF who has designed the indie freeze system algorithm don’t knows even “L” of logic.

that is why we need to pool all our experiences to understand what the heck is happening with the algorithm...
that is why asking so many questions .. and your friends case is real example , that needs a deep thorough analysis...

 

[SSV]

I created a new thread for the recent experince for the " current existing holders" to give more clarity for those who wanted to know what happens in this specific scenario.. as mentioned in the title

I opened Indie first. and now have applied for Grande account. I can see the account in Indie app itself.

Waiting for Welcome kit so that I can link my Grande account in Indus Mobile app.

@imdjay ...

Does this make sense , in your view??
If it doesn't we can always merge... no issues at all..

 

[SSV]

Yeah.. no signature in INDIE too.. its your choice to wait or open.. I have this prob since Dec 2023.. not just a month ago

where do we check this signature thing?

 

[imdjay]

@imdjay ...

Does this make sense , in your view??
If it doesn't we can always merge... no issues at all..

It's okay.
You have already changed the title accordingly. I think this should be good enough.

 

[Anil_Singh]

where do we check this signature thing?

Menu - help & support - manage cheque book - issue cheque book

 

[SSV]

It's okay.
You have already changed the title accordingly. I think this should be good enough.

I have not changed the title recently.." for the existing account holders" is been there from the beginning..
This has been the main focus of this thread from the beginning..
I only made it crisp... by removing some unwanted words..

Anyway, thanks for expressing your views...

 

[imdjay]

I have not changed the title recently.." for the existing account holders" is been there from the beginning..
This has been the main focus of this thread from the beginning..
I only made it crisp... by removing some unwanted words..

Anyway, thanks for expressing your views...

I meant. your title is already different. 🙃

 

[SSV]

I meant. your title is already different. 🙃

okay got it..
anyway after you mentioned it... it intrigued me whether it is correct to have a seperate thread or not..... and I googled the key words.
To my surprise, our fourm topped the search results and it came up with this thread as the first result...... even before IndusInd's wesbite..
Unbelievable... I am kind of shocked.. I didn't expect it ...

I think our fourm has real good followers, it seems..
This is the first time I actually searched for something I wrote abut... .. and your enquiry made me to do this... thanks ...
( note: the only other time I searched for my post was, when technofino accidentally deleted my " Marquee cc post" )

Here are the google results...

1)Search Key: Indie Super App






2) Search key : indie app for existing account holders

 

[Sriim]

Yes, provided you have 2L FD
or you dont want any tier benefits

If i want to open a indie account for sake of mental peace only. To feel that my select account won't be converted.

Is there a tier where i can withdraw the initial funding and keep it as 0 MAB account even if there's no benefits?

 

[SSV]

If i want to open a indie account for sake of mental peace only. To feel that my select account won't be converted.

Is there a tier where i can withdraw the initial funding and keep it as 0 MAB account even if there's no benefits?

I think so, I will elaborate it tomorrow..
Meanwhile look for different tiers in Indie

 

[SSV]

If i want to open a indie account for sake of mental peace only. To feel that my select account won't be converted.

Is there a tier where i can withdraw the initial funding and keep it as 0 MAB account even if there's no benefits?

I think so, I will elaborate it tomorrow..
Meanwhile look for different tiers in Indie

And also there are no NMC charges for any tier of account as of now.
So no need to worried about your 0 balance account

 

[SSV]

If i want to open a indie account for sake of mental peace only. To feel that my select account won't be converted.

Is there a tier where i can withdraw the initial funding and keep it as 0 MAB account even if there's no benefits?

Anc also there are no NMC charges for any tier accounts as of now.
So no need to worried about your 0 balance account

And also please read all the FAQs in the link that I posted in my first post.
Most of the questions are answered there...

 

[anonymuos]

Any reason why you have kept Legend after getting Pinnacle?

Btw DM me anyone if they want Indie referral

 

[Grogu]

What happens if we click on IndusMobile within Indie app? Does it show existing relationship or redirect to the previous app.

 

[SSV]

What happens if we click on IndusMobile within Indie app? Does it show existing relationship or redirect to the previous app.

Redirects to IndusInd mobile app

 

[SSV]

Any reason why you have kept Legend after getting Pinnacle?

Btw DM me anyone if they want Indie referral

purely for Timesprime offer for me.. which is not availabe rn

 

[theflash]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

I've opened an account as well for me and my mom, I've done 50k IF/IP so now my question is it is a 0 MAB acct right? I've opened Megastar account I don't intend to maintain 50k so I was told by customer care it'll be downgraded to tier 1 without any fees and charges also mentioned that DC is LTF.

Kindly confirm all this as I already have Indus select and don't want to maintain 50k in each account...

 

[SSV]

I've opened an account as well for me and my mom, I've done 50k IF/IP so now my question is it is a 0 MAB acct right? I've opened Megastar account I don't intend to maintain 50k so I was told by customer care it'll be downgraded to tier 1 without any fees and charges also mentioned that DC is LTF.

Kindly confirm all this as I already have Indus select and don't want to maintain 50k in each account...

1) All Indie accounts attract NO Non Maintenance Charges,means if you keep your balance 0 , there will be no fee..
2) depending upon your balance your tier will be assessed every quarter.. accroding to the tier you will get reward benefits.
3) DC is free anyway, as you found out..

In effect, if you dont care about Tier benefits, you can have your 0 balance in this account

 

[theflash]

1) All Indie accounts attract NO Non Maintenance Charges,means if you keep your balance 0 , there will be no fee..
2) depending upon your balance your tier will be assessed every quarter.. accroding to the tier you will get reward benefits.
3) DC is free anyway, as you found out..

In effect, if you dont care about Tier benefits, you can have your 0 balance in this account

Thanks for the reply Buddy.

 

[Ak Singh]

DM me indie referal code.

Update- Received referral code. Thanks