Is Indusind indie account useful?

[sanjaynandi]

I have posted here, earlier about my requirement.
I have a HDFC salary account with Milennia DC. I also have HDFC DCB card. But no 0 forex.
Tried applying for Niyo. But my passport was issued when I lived there, so they rejected it.
Recently read about Indusind Indie bank.
I am looking for a debit card with 0 forex. Low markup.
visa/mastercard platform.
low fee, preferrably zero balance, or low balance.
Not looking for lounge access or cashbacks.
Not looking for 100k maintenance account.

so, Is Indie account fit my requirement?
Has anyone used Indi debit card in foreign country ATMs?
Does it work fine?

 

[Apurvsahilz]

Dont keep money in this indie account few days ago did several credit card payments of Rs.500 rupees and added 25k balance and they put debit freeze in my indie account these niyo banks are very pathetic leaving money in such accounts is a big mistake transfer money do transaction and take back every penny out

 

[WinSuperb7251]

Dont keep money in this indie account few days ago did several credit card payments of Rs.500 rupees and added 25k balance and they put debit freeze in my indie account these niyo banks are very pathetic leaving money in such accounts is a big mistake transfer money do transaction and take back every penny out

Why did block your account debit freeze?


I have all the neobank accounts! Never got anyone debit freeze. Jupiter was credit freezed once. And I have a megastar customer.

 

[Apurvsahilz]

Why did block your account debit freeze?


I have all the neobank accounts! Never got anyone debit freeze. Jupiter was credit freezed once. And I have a megastar customer.

I added 20k+ amount and left it after two days account got debit freeze, entire day and mood spoiled seeing debit freeze

 

[WinSuperb7251]

I added 20k+ amount and left it after two days account got debit freeze, entire day and mood spoiled seeing debit freeze

You mean unfreezed another day? Bro tension mat liya Karo. Banko se deal karne me kabhi bhi loss nahi hoga. Agar debit freeze hoga bhi toh sahi ho jayega until and unless you don't have any police complaint against you.

 

[Apurvsahilz]

You mean unfreezed another day? Bro tension mat liya Karo. Banko se deal karne me kabhi bhi loss nahi hoga. Agar debit freeze hoga bhi toh sahi ho jayega until and unless you don't have any police complaint against you.

Not unfreezed another day just gave request they said we will mail to central team, baat to sahi hai tension nahi Lena chahiye but tension ho hi jati ha, actually ye indusind jaise banks ke jobless fraud monitoring employees khaali baithe yai kaam karte hai agar kisi account mein kuchh multiple transactions hue ha hai aur fund pada mil gaya to debit freeze maar dete hai,
Is liye indusind mein kabhi fund rakhta hi nai main aur jab fund rakho to ye debit freeze ki nautanki,

 

[pratyushpanda]

Sorry to say, no more useful 😔

 

[imdjay]

OP, please edit the title and add - Useless now.

 

[Apurvsahilz]

Ye bhindi pahle hi sada hua tha without netbanking ab to is mein keede bhi pad Gaye indusind ka bhindi account gayo kaam se Moye Moye indusind Jo bhindi boye use kaatne ka samay a gayo

 

[BhaiyaJi]

OP, please edit the title and add - Useless now.

Or you can just delete this thread that way it will be more usefull.

 

[imdjay]

Or you can just delete this thread that way it will be more usefull.

I am not a mod bro.

 

[prash1161]

I have posted here, earlier about my requirement.
I have a HDFC salary account with Milennia DC. I also have HDFC DCB card. But no 0 forex.
Tried applying for Niyo. But my passport was issued when I lived there, so they rejected it.
Recently read about Indusind Indie bank.
I am looking for a debit card with 0 forex. Low markup.
visa/mastercard platform.
low fee, preferrably zero balance, or low balance.
Not looking for lounge access or cashbacks.
Not looking for 100k maintenance account.

so, Is Indie account fit my requirement?
Has anyone used Indi debit card in foreign country ATMs?
Does it work fine?

I would say open rbl and take signature DC
Avoid indusLu*nd bank

 

[sanjaynandi]

I would say open rbl and take signature DC
Avoid indusLu*nd bank

Indusind bank ne bhi apni Aukad dikha di.. just like the bhojpuri song meme. they are moving down the account type so, no more 0 forex benefit.

 

[telescope]

Indusind bank ne bhi apni Aukad dikha di.. just like the bhojpuri song meme. they are moving down the account type so, no more 0 forex benefit.

What are you talking? 0 forex markup is still there. Don't spread disinformation.

 

[sanjaynandi]

What are you talking? 0 forex markup is still there. Don't spread disinformation.

its there for top tier account, for that 50k balance need to be maintained, i got message from indusind.

 

[telescope]

its there for top tier account, for that 50k balance need to be maintained, i got message from indusind.

Zero forex was only available for top tier account since beginning.

You said "no more 0 forex benefit" which is not true.

Every bank has cost. Zero fee along with zero balance was not sustainable.

 

[REGIUS24]

Nope. Cumulatively for a month hit the 10,000 spends and you will be eligible for the 1000 gift voucher. Its not that old card tho. Still relevant to this date as they have not devalued the card or anything. Its still a premium dc from rbl.
Yes spends for the gv is calculated calendar month.

Please check whether it's for spends of 1lkh or 10000..

 

[rafzy]

Please check whether it's for spends of 1lkh or 10000..

You need to spend a min 10K a month to be eligible for the voucher. Also in a month u can get upto 1000 worth vocuher (which means spends to max 1 lakh)

 

[REGIUS24]

You need to spend a min 10K a month to be eligible for the voucher. Also in a month u can get upto 1000 worth vocuher (which means spends to max 1 lakh)

I didn't understand.. please elaborate..if i spend 20k how much will I get as gift voucher

 

[rafzy]

I didn't understand.. please elaborate..if i spend 20k how much will I get as gift voucher

1% of the amout you spent (upto a max of Rs 1 lakh spends). So in ur case you get 200 rs worth voucher

 

[REGIUS24]

1% of the amout you spent (upto a max of Rs 1 lakh spends). So in ur case you get 200 rs worth voucher

Thank you so much