INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[Shin-Chan]

Awesome welcome to the Indie World @SSV Sir !!

 

[pinki]

Seems true..
They will slowly shift everyone to indie.

 

[SSV]

@Kumar93196 , I used your referral link and referral code...
Not sure anything you get.. just want to let you know...

 

[Shin-Chan]

@Kumar93196 , I used your referral link and referral code...
Not sure anything you get.. just want to let you know...

Should be getting 250 bucks !!


@SSV sir, INDIE claiming to provide decent gems for small amount CC bill payments but problem is there is no way to track gems credited/awarded against what.

 

[Cc_creditguy]

Bro is ltf debit card after 50k funding??and what are the charges mention them .

 

[SSV]

Bro is ltf debit card after 50k funding??and what are the charges mention them .

Yes .. it shows all 0 in all fields when I applied for physical card..

 

[Shin-Chan]

Bro is ltf debit card after 50k funding??

Initially it was as there was no downgrading account provision was mentioned but recently they introduced account downgrade on non maintenance of MAV/TRV since then the Debit card charges are in grey zone.

 

[SSV]

Should be getting 250 bucks !!


@SSV sir, INDIE claiming to provide decent gems for small amount CC bill payments but problem is there is no wat to track gems credited/awarded against what.

Yes.. Let me observe for a month or two.. then I may be able to suggest something

 

[Cc_creditguy]

Initially it was as there was no downgrading account provision was mentioned but recently they introduced account downgrade on non maintenance of MAV/TRV since then the Debit card charges are in grey zone.

Got it bro thanks 👍

 

[SSV]

Bro is ltf debit card after 50k funding??and what are the charges mention them .

Yes .. it shows all 0 in all fields when I applied for physical card..

here it is, it clearly shows DC is LTF for Megastars...

 

[rodeoSRP]

Will opening a salary account with more than 50k salary make this indie megastar status? Thinking of closing the HDFC salary account of my wife since they are not providing any benefits to her. Will this indie account be a better choice? Suggestion pls.

 

[Ak Singh]

here it is, it clearly shows DC is LTF for Megastars...

Did your indie account instantly upgraded to megastar after initial funding of 50k?

 

[Shin-Chan]

here it is, it clearly shows DC is LTF for Megastars...

Yes sir LTF for MegaStar.

The interesting thing is what will happen once a MegaStar customer is downgraded and again upgraded Q-o-Q basis will they charge them 3 months charges or complete charges

 

[Shin-Chan]

Did your indie account instantly upgraded to megastar after initial funding of 50k?

Yes it does

 

[Kumar93196]

@Kumar93196 , I used your referral link and referral code...
Not sure anything you get.. just want to let you know...

NO REWARDS FOR EXISTING CUSTOMERS 🙂

 

[cleverpappu]

here it is, it clearly shows DC is LTF for Megastars...

Can you post the screenshot of transactions (adjacent to tier upgrade) tab of this page

 

[rodeoSRP]

Will opening a salary account with more than 50k salary make this indie megastar status? Thinking of closing the HDFC salary account of my wife since they are not providing any benefits to her. Will this indie account be a better choice? Suggestion pls.

Also, once it is changed to salary account, will it become 0 MAB? Or should I still maintain 50k MAB for megastar status?

 

[Shin-Chan]

NO REWARDS FOR EXISTING CUSTOMERS 🙂

whattt !!!
for me its showing 250 bucks for each referral

 

[Ak Singh]

Also, once it is changed to salary account, will it become 0 MAB? Or should I still maintain 50k MAB for megastar status?

You have to maintain..