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AU LIT upgrade to Zenith possible?

  • Thread starter Thread starter VGisHere
  • Start date Start date
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VGisHere

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At the time of applying, AU didn't allow me to apply for Zenith card (LTF basis) even though I was eligible.
They told me to go ahead with LIT and after 3 months they will send out upgrade offer after I share my employment details.

It's been 4 months since I got the LIT CC (5L limit) and last week pinged them for upgrade request and they blatantly denied!
After bit of negotiation they requested me to share employment details again and told me they will come back with resolution in 3-5 working days, now that is also gone!

And yet no response!

I have the following questions -
1. Is the upgrade even possible? If so, what could be subsequent steps?
2. In case no, they should I go ahead and close the LIT card? If this is done, they told that for next 6 months they can't entertain any application!
 
At the time of applying, AU didn't allow me to apply for Zenith card (LTF basis) even though I was eligible.
They told me to go ahead with LIT and after 3 months they will send out upgrade offer after I share my employment details.

It's been 4 months since I got the LIT CC (5L limit) and last week pinged them for upgrade request and they blatantly denied!
After bit of negotiation they requested me to share employment details again and told me they will come back with resolution in 3-5 working days, now that is also gone!

And yet no response!

I have the following questions -
1. Is the upgrade even possible? If so, what could be subsequent steps?
2. In case no, they should I go ahead and close the LIT card? If this is done, they told that for next 6 months they can't entertain any application!
You should have get it in written these au people will tell you anything to sell the card.
 
Update: The upgrade request has been accepted. But the card will be issued on chargeable basis. On receiving the card, before activation, have to raise request to customer care again to convert it to LTF on basis of eligibility.
 
Update: The upgrade request has been accepted. But the card will be issued on chargeable basis. On receiving the card, before activation, have to raise request to customer care again to convert it to LTF on basis of eligibility.
How were you eligible for the LTF version? Was it because of the corporate offer?
 
Update: The upgrade request has been accepted. But the card will be issued on chargeable basis. On receiving the card, before activation, have to raise request to customer care again to convert it to LTF on basis of eligibility.
you just need to confirm employment status which the employer listed with them for LTF,they'll easily do.
 
At the time of applying, AU didn't allow me to apply for Zenith card (LTF basis) even though I was eligible.
They told me to go ahead with LIT and after 3 months they will send out upgrade offer after I share my employment details.

It's been 4 months since I got the LIT CC (5L limit) and last week pinged them for upgrade request and they blatantly denied!
After bit of negotiation they requested me to share employment details again and told me they will come back with resolution in 3-5 working days, now that is also gone!

And yet no response!

I have the following questions -
1. Is the upgrade even possible? If so, what could be subsequent steps?
2. In case no, they should I go ahead and close the LIT card? If this is done, they told that for next 6 months they can't entertain any application!
never close/cancel AU credit card,they'll never issue a card in future as per current policy
 
Is the older one deactivated after activating the new one? I was wondering what happens if you apply for the upgrade as LTF but they issue it as a chargeable card and then you don't activate the new card in that case? So, you can't use both of them now or the earlier one remains active 🤔
 
Update: The upgrade request has been accepted. But the card will be issued on chargeable basis. On receiving the card, before activation, have to raise request to customer care again to convert it to LTF on basis of eligibility.
1. Was your company listed as A/Super A category?
2. Do they issue Zenith as LTF to all categories of companies in the list?
3. Do they only check that you are employed with LTF company or would it cause issue if you company address and your residence address is in different cities?
 
Super A Category for me for conversion from LIT to Zenith LTF. You need to send your payslips to priority care mail I'd. If there is delay as sla timings, escalate to PNO. This worked for me.
 
My company is listed as 'Super A' category.

What should I do to get a LTF Zenith Card?

Asking this since I didn't get Zenith via SwipeUp (Did not know abt the employer LTF program then).

Now only managed to get the Lead ID deleted after 45 days. So don't want to make a mistake again.
 
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Bad experience with Swipe up site.

After first OTP n giving PAN details, it asks for alternative address n what name the card should have. Till then it is OK.

The next screen - Employers data - even after filling up everything n selecting the two radio buttons n agreeing to the terms n conditions.... etc., the NEXT button is not getting activated. It is not moving to the next screen.

My ICICI Apay card - CL 7+L makes me eligible to apply on Swipeup.

Next week going to HYD. Might visit their branch to take it further.
 
1. Was your company listed as A/Super A category?
2. Do they issue Zenith as LTF to all categories of companies in the list?
3. Do they only check that you are employed with LTF company or would it cause issue if you company address and your residence address is in different cities?
1.certainly In LTF list,may or may not be CatA
2.Yes, company needs to be in the list,you find few CatA aren't in the list.
3.yes,do check & WFH is okay,not an issue specially in CatA & B companies
 
My company is listed as 'Super A' category.

What should I do to get a LTF Zenith Card?

Asking this since I didn't get Zenith via SwipeUp (Did not know abt the employer LTF program then).

Now only managed to get the Lead ID deleted after 45 days. So don't want to make a mistake again.
I'll get it done,you don't have to worry about it.
 
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