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kaha ki baat kaha le gaye aap to! 😗Insurance policy premium basically depends on these conditions
1. policyholder age
2. How much amt you want to insure
3. pre existing medical conditions
4. Riders you want to opt in like no room rent
Capping , no co-payment , cover for consumables, restoration of Sum insured
No claim bonus , PED waiting period modification , annual health checkup,
Opd cover, instant cover and much more
The more you opt in for riders the more you pay as premium
So less premium means you not much opted in riders
Kya hua Bro kuch galat likh Diya kya 😅kaha ki baat kaha le gaye aap to! 😗
Salam Rocky Bhai!Kya hua Bro kuch galat likh Diya kya 😅
Time dekha tumne 🤣kaha ki baat kaha le gaye aap to! 😗
Time se kya matlab hai 🤣Time dekha tumne 🤣
Woh check karte toh shayad yeh comment nahi karte 🤣
Raat ka time hai.... Baki fill in the blank 🤣Time se kya matlab hai 🤣
Since is it a group policy so any disadvantage compared to individual health plans?Its a group policy bro. Earlier was only for icici employees. Now have been extended to icici customers also. Same group policy. That's why low rate. Service same as icici lombard
No idea. People who have taken claim can guide. Recently they've increased the premium rates I've heardSince is it a group policy so any disadvantage compared to individual health plans?
Since is it a group policy so any disadvantage compared to individual health plans?
Is this policy available now if yes can anyone share brochure please 🥺Group policy cannot be ported.
They can increase policy premiums at a later date but it is with all insurance policies.
Also, some twitter fin"flu"encers claim that group policies have been discontinued abruptly without any alternative so it cannot be relied on. But as per IRDAI guidelines it should not be possible, and influenzas might have a commission/sponsor incentive for normal policy so not sure who is right about this fact. It was all anecdotal. They did not reply to people asking how it might be possible despite IRDAI guidelines.
Other than that, I have not been able to find any drawbacks.
+1Is this policy available now if yes can anyone share brochure please 🥺
Is this policy available now if yes can anyone share brochure please 🥺
yes, find attached file
U can port group insurance policyGroup policy cannot be ported.
They can increase policy premiums at a later date but it is with all insurance policies.
Also, some twitter fin"flu"encers claim that group policies have been discontinued abruptly without any alternative so it cannot be relied on. But as per IRDAI guidelines it should not be possible, and influenzas might have a commission/sponsor incentive for normal policy so not sure who is right about this fact. It was all anecdotal. They did not reply to people asking how it might be possible despite IRDAI guidelines.
Other than that, I have not been able to find any drawbacks.
you sure?U can port group insurance policy
Yes, simple google search will give u lots of results and process for ityou sure?
its the only thing stopping me to get this policy
Get this policy from employer u mean?you sure?
its the only thing stopping me to get this policy
Bank is giving to its account holdersGet this policy from employer u mean?