• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Search results for query: *

  • Users: kochiro
  • Content: Threads
  • Order by date
  1. kochiro

    Axis not converting transaction into EMI

    I bought few things on emi from Flipkart around 9-10th oct, today its 23rd oct still transaction not converted into EMI, Bill generation will be on 25th, I want to cancel emi before that. EMI rules for axis will be changed next month around 11th where if you cancelled emi then you will have to...
  2. kochiro

    Axis now allowing addon credit cards for all

    Update your app and go to card section and open your desired card to get addon for your family. Select Apply Now and fill your family member details. It will ask for family member employment details and weirdly caste too. KYC will be required for non axis ac family member.
  3. kochiro

    Does Samsung Infinite Credit card give cashback on emi cancellation?

    It gives cashback on emi but what if we cancel it ?
  4. kochiro

    PSA for Play users

    This removed utilities , gov, rent , emi from 5k spending quota so if you used to rely on snapay that won't work anymore. So unless you are spending 5k on shopping sites instead of better rewarding stick to this card else it's pretty much useless now. You can still keep it as it's Ltf for...
  5. kochiro

    SBI card showing Fuel spending as utility

    I use sbi bpcl octane credit card and when I checked sbi spending analysis, it was showing bpcl petrol pump spending as utility , is that accurate ?
  6. kochiro

    Does tap to pay ever work for you using phone on sbi card?

    I tried using sbi card app, gpay but none of them works. I drove card for towards two petrol pump, just doesn't work. Card approved since 7 days still not delivered.
  7. kochiro

    SBM Wealth Debit Card features

    Is the lounge key working for you, I am unable to login but Visa Concierge worked ?
  8. kochiro

    Queries regarding SBM Wealth Account

    Anyone tried opening this account recently after RBI restrictions? Is it limited to metro cities only? Can you open it for non metro address and recieve it there ? How's your experience so far ?
  9. kochiro

    SBI rejecting card everytime giving U2 error

    Basically what they means is that the sbi card I had before which I closed use to have high spending like 6 lacs and limit was 20k so they are upset with me spending more than my pathetic limit and don't want to give cc now. I closed it because it was more than a year old and had horrible limit...
  10. kochiro

    Sbi credit card addon application now working in non metro cities.

    Applied for sbi cashback card addon through banner in app and just got message from bluedart about it's dispatch with new number, though in the app it is not allowing addon email or number updation. It is blank.
  11. kochiro

    Do you think credit lines could kill beginner credit cards ?

    It just makes more sense for banks to give credit line instead of credit card as it gets rid of payment network like Rupay, visa, Mastercard, no cost of manufacturing and delivering card with documents. All of this will make acquiring new customers lucrative both ways. A lot of people use...
  12. kochiro

    Easy way to find out if you already spent 2 lac on sbi cashback card to avoid annual fees

    If you know you only use it at places where it gives 5% cashback then check your lifetime cashback earning. If its more than 10000 rs then you won't have to have to worry about annual fees.
  13. kochiro

    HDFC UPI Rupay Credit Card with instant approval for existing HDFC CC customers

    You go to https://mycards.hdfcbank.com/ and login. Add your card if you haven't already You will see a banner like this, Limit will be shared and you need to spend 25k in a year to avoid annual fee.
  14. kochiro

    About RBL Play credit card annual fee

    I am not sure how you can reverse this cc annual fee, it says 10 transactions so does it mean any 10 transactions (over 100rs) or only on bms. It also says its ltf as long as you are superstar on bms so does it mean if I use my other 50% off cc it will be ltf?
  15. kochiro

    Which banks don't provide LE often or Upgrade ever on their credit cards ?

    I have multiple credit cards with low limit like 30k(all ltf) just wondering if they will upgrade into good cards or decent limit someday. There are some cards like idfc where it's better to close and get a new one than wait for upgrade.
  16. kochiro

    Icici denying refund of excess credit in credit card

    I put a request to close my credit card and few days later I saw it was showing 8k excess limit and management name as "click to pay". I called bank to transfer it but they asked me to provide debit transcription details. The thing is it's not me who added that money into the card. It could be...
  17. kochiro

    IDFC credit card charging EMI for refunded transaction.

    My friend phone stopped working so I ordered her a phone from Flipkart on EMI. It was showing same day delivery during order process and the entire day but the phone never came and she has to leave next day morning so I cancelled it. Now the transaction and cancellation happened...
  18. kochiro

    Have you ever got charged interest on a credit card?

    There could be multiple reasons for it going from missing the due date, entering the wrong due amount, delay by app or website, delay from the bank to accept your payment, receiving a statement late to having no money to pay. I hope you would like to share your experience so that we can learn...
  19. kochiro

    Does axis Ace gives 2% cashback on utility?

    My card is not working on gpay for 10k bill but I tried to buy something on Amazon worth 20k and that worked without any problem. My electricity bill is due in 2 days so if I pay on cred, will it atleast give 2% cb ?
  20. kochiro

    Axis Ace credit card transaction limit exceeded error

    I received axis Ace today and after activating it for transactions, I am trying to pay 10k electricity bill through gpay but it is showing transaction limit exceed. Is there a limit of first day or is there a way to fix this ?
Top