Which banks don't provide LE often or Upgrade ever on their credit cards ?

[kochiro]

I have multiple credit cards with low limit like 30k(all ltf) just wondering if they will upgrade into good cards or decent limit someday. There are some cards like idfc where it's better to close and get a new one than wait for upgrade.

 

[Dr-green69]

If u have axis card which is 6 or more months old then u can simply request for LE on chat and upload income docs and they will increase ur limit. If u have icici then they roll out LE offers every 3 months or so

 

[Dr-green69]

I had axis Flipkart with 15k limit after 6 months i ask for LE on chat they ask for income documents which i upload and after 2 days they increase my limit from 15k to 129k

 

[kochiro]

If u have axis card which is 6 or more months old then u can simply request for LE on chat and upload income docs and they will increase ur limit. If u have icici then they roll out LE offers every 3 months or so

I am a freelancer and don't require to file ITR

 

[Dr-green69]

I am a freelancer and don't require to file ITR

U can use other bank high limit card card statement

 

[kochiro]

U can use other bank high limit card card statement

how old and is 90k good enough?

 

[Wealth is my birth right!]

If u have axis card which is 6 or more months old then u can simply request for LE on chat and upload income docs and they will increase ur limit. If u have icici then they roll out LE offers every 3 months or so

For axis hni cards it’s 3 months only

 

[Dr-green69]

For axis hni cards it’s 3 months only

Yh i know when i wanted to increase limit of my privilege card customer support guy ask me to wait for 3 months

 

[Vaastav]

BOB Credit Cards

 

[kochiro]

BOB Credit Cards

We don't know that yet I guess, there are people who upgraded card from select to premier

 

[Rahul92]

We don't know that yet I guess, there are people who upgraded card from select to premier

Yes , i did easy --> premier --> eterna. But i guess they don't often provide pre approved upgrade or LE offers

 

[Dr-green69]

Yes , i did easy --> premier --> eterna. But i guess they don't often provide pre approved upgrade or LE offers

U can convert ur card from easy to eterna but for that u need min limit of 200k as confirmed by customer support team but bob dont give LE offer before 1 year

 

[Rahul92]

U can convert ur card from easy to eterna but for that u need min limit of 200k as confirmed by customer support team but bob dont give LE offer before 1 year

My easy card had a limit of 75 k , and they upgraded it to eterna 2L , just 5 months

 

[mgforce]

My easy card had a limit of 75 k , and they upgraded it to eterna 2L , just 5 months

Congrats.

Their upgrade process, seems like applying for a new card. Too many requirements right?

 

[anirban.choudhury]

U can convert ur card from easy to eterna but for that u need min limit of 200k as confirmed by customer support team but bob dont give LE offer before 1 year

There is no such requirement
They can upgrade to eterna and then increase the limit to match floor for eterna I.e 2 lakhs

 

[Chaitanya-a]

I have multiple credit cards with low limit like 30k(all ltf) just wondering if they will upgrade into good cards or decent limit someday. There are some cards like idfc where it's better to close and get a new one than wait for upgrade.

For Axis, it took me 9 months to get auto-LE from 15k to 65k. 2nd card is still at 15k.

 

[Dr-green69]

There is no such requirement
They can upgrade to eterna and then increase the limit to match floor for eterna I.e 2 lakhs

I asked to convert my easy to eterna but they refused saying i need min limit of 2L and to increase my limit i have to wait for min 1 year

 

[anirban.choudhury]

I asked to convert my easy to eterna but they refused saying i need min limit of 2L and to increase my limit i have to wait for min 1 year

Try mailing conversions@bobfinancial.com

I upgraded my Premiere to Eterna within 3 month of card issuance using this

 

[kochiro]

For Axis, it took me 9 months to get auto-LE from 15k to 65k. 2nd card is still at 15k.

My all axis cards are sharing limit

 

[Chaitanya-a]

My all axis cards are sharing limit

Even I was given sharing limit but now they're not matching the updated limit. Same with ICICI.