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  • Users: Copycat
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  1. Copycat

    Does anyone else get a bit intimidated by extremely polite customer service personnel?

    I recently got an Amex card, and each time I call customer care, I find it a bit intimidating. The staff are so polite, I find it difficult to keep up to the level of politeness (hence the feeling of intimidation). I don't have have this problem with the customer care of any other...
  2. Copycat

    Banks have started disabling AePS

    Based on new guidelines, banks have started disabling AePS. I have already received notifications from 2 banks: 1) Bank of India 2) Central Bank of India Some more banks have sent notifications to other users From @praful47 3) Bank of Baroda...
  3. Copycat

    IndusInd credit cards: Get 5X upto Rs 5000/-

    https://www.indusind.com/in/en/personal/offer-tnc/Special-Campaign-1.html Offer period: 15-Mar-2024 to 31-Mar-2024 For me, this is the offer Make your shopping more fun and rewarding. Spend INR 15000 on your IndusInd Bank Credit Card XXXX and get 5X Reward Points, up to ₹5,000*. Cardholder...
  4. Copycat

    How long since you last got allotment in an IPO?

    My first IPO was LIC (May 2022). I got in both policyholder and general category After that I've applied 32 times, starting in November 2023 and not got a single one I've always applied via ASBA through IDFC What has been your experience so far?
  5. Copycat

    Applying to closed groups

    Dear New Members, Welcome! It's nice to have you in the TechnoFino forum. Now before you start applying to all the closed groups here in TF, ask yourself the question: Why would the group allow me to join, if I have not proved myself to be worthy of joining the group? How do the group members...
  6. Copycat

    RBI imposes Monetary Penalty on Amazon Pay (India) Private Limited

    Looks like some bad changes may be coming ...... I like the way Amazon Pay vouchers function, so I hope they don't change things https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=55322 Date : Mar 03, 2023 RBI imposes Monetary Penalty on Amazon Pay (India) Private Limited...
  7. Copycat

    Magnus: Are fees and GST included in the calculation of spends for waiver?

    I am sure the joining fees, foreign currency markup fees & GST do not get ER My questions are: a) Are foreign currency markup fees & GST on that included in the calculation of the monthly milestone? b) Are they included in computation of the annual fee waiver i.e. do they contribute to the 15...
  8. Copycat

    Can you buy a Club Marriott membership with MB points?

    Can you buy a Club Marriott membership with MB points https://www.clubmarriott.in/
  9. Copycat

    Useful videos & articles

    To Mods I hope this isn't against the rules. If so, I apologise in advance. My only intention is to share with others stuff that I found useful Hi Everyone, I found these to be very useful. Please add articles and videos that you found useful, so others can benefit too: Articles: 1) Cashbacks...
  10. Copycat

    Can you use Marriott Bonvoy points to pay for dining?

    1) Has anyone used Marriott Bonvoy points to pay for buffet lunch/dinner/breakfast when one isn't staying at the hotel? 2) If yes, what is the redemption rate? Thank you for your answers
  11. Copycat

    NAV for NPS Tier II withdrawal

    https://www.npstrust.org.in/content/tier-ii-withdrawal#:~:text=In%20order%20to%20withdraw%20from,registered%20in%20the%20CRA%20system. According to the above link the funds are credited on T+3 to the bank account. Does anyone know which NAV is used? T or T+3? Notes: a) I am assuming that...
  12. Copycat

    What is the craziest thing you've said or done w.r.t. money?

    Share your experiences. What is the craziest thing you've said or done w.r.t. money? Assumption: You did not know what you were talking about at the time you said/did it I'll start: When I was young I used to tell my sister and cousins that when I grew up I would go to the bank, convert all my...
  13. Copycat

    (Rant) Limitations on password length for IndusInd Net Banking

    Today, I wasted a lot of time trying to login on IndusInd Net banking. Changed my password several times and after each time I could not log on. The problem was the password length Setting password part: When setting the password, IndusInd allows you only a 13 character long password. As all my...
  14. Copycat

    Corporate NPS and eNPS

    I currently have an NPS account in my personal capacity. As I make the payment via eNPS (i.e. eNPS is my POP) the deductions are minimal as compared to having some other POP The company I work for has offered us the option of corporate NPS. However, the POP has to get changed from eNPS to some...
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