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Hi, I want to close my IndusInd platinum easydinner credit card. It is LTF card and during process, 3 lakh limit was divided beween easydinner and Legend as 1:2 lakh respectivley. I want to close the card and transfer 1 lakh limit again to Legend card. Is it possible?

Hi, I got zero rewards point from ICICI Coral RuPay credit card for the month of April. I have done transactions to valid merchants. Please check below screenshot. There are more transactions which amount is greater than 200.

Hi, Is there any cashback on FastTag recharge done via Credit card? Please confirm.

Hi, To track credit card bills, I am thinking to give email access to CRED. I have 10+ credit cards and sometime it is difficult to track. Previosuly I had lot of time, not I am quite busy in my work and not able to track all bills. Whats your suggestion on providing email access?

Hi Guys, I want to use my credit card to buy friend his mobile of 50K and he will give me money back via UPI (GPay) and I will pay the bill from my bank account. But, The 50K amount came on my bank account record, will it impact on my Tax liabilities? Will be there any issue while filling ITR...

Hi, My CIBIL is 803 currently and I have 10 credit cards, After that I have applied Kotak platinum league LTF credit card, It was rejected without CIBIL hit and they said rejected due to credit profile. Now, after 3-4 Months, I have opened Kotak Pro saving account and applied Kotak white LTF...

Hi, People who have BOB credit card, share your experience, is it worth to keep BOB cards? 1) I have other bank's card and BOB has rejected my LTF card application twice, So, I am thinking to open saving account with them and later apply for Easy card LTF. 2) But as Govt. bank I don't want to...

:love: Hello Everyone, Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account. But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and...

Hi, Today I applied BOB credit card as I heard it was LTF till 31st March. Easy, Select and premier. But during application, Rs. 1000 fee had cross line, and once application came for eSign, it is showing Rs. 1000. I don't think it's LTF. CIBIL enquiry has done :(. I will not proceed now for...

Axis and ICICI made personal loan enquiry on my CIBIL account without my knowledge. Sent mail to both the customer cares. ICICI said, they have asked all agencies to suppress that will be done in 10 days. 10 days over not yet done. Axis is not ready to remove that enquiry. Both the follow up...

:love: I am very happy today, As I got my dream card, Axis ACE. I am normal spender, so I never dreamt for super premium cards, ACE was my dream card and got it today. All thanks to this wonderful @TechnoFino community 💕. My other spend is more and Ace is perfect for that, also Utility bill...

Hi, I just saw one video on YouTube saying will get 5% cashback on utility bill payment on Amazon from HDFC Millenia credit card Max 1K/month limit. It is true? anyone tried?

Hi, I can see as this community is growing, many banks representatives are also part of this community. Sometimes it will help or but it may backfire us by knowing secret hacks and bank will fix that or put restrictions on their side. What you think 😀

Hi, I am iOS user, but if I use GPay regularly and pay utilities bill will I get ACE offer? I know we cannot use ACE on iOS but I have Android old mobile where I will install and use ACE if I get.

Hi, I have applied Kotak league platinum via Kotak website as it was showing zero joining and annual fee. As I already have CRN number all details were pre-populated and it just asked my office company name and address. Didn't asked any documents. What is the next process?: Will they call me...

Hi, I got SBI simply click card on dec 2022, As it is paid card and I want SBI card only for offers, so thinking of taking SBI BPCL card by swapping my simply click card. I always wanted SBI BPCL card as it is eligible for SBI instant discount offer and fee reversal spend is only 50K, but in...

Hi, As bank presentative claims, will Axis run offer for flipkart credit card LTF offer on financial year end? Feb-March 2023. What do you think? @Batmanbaba @TechnoFino @Wealth is my birth right!

Hi, If I don't have Amazon prime membership, will I get 2% on utility bill payment using APay credit card via Amazon app?

I have ICICI APay, HDFC Millenia card and planning to take Axis flipkart LTF. If we spend 23K on SBI cashback then we can recover fee of 1180 Rs. post that will get profit. Instead better to use above LTF cards.

Hi, Is it possible to upgrade Kotak 811 digital account to regular saving account like Edge or Pro? Anyone has any idea?