Millennia 5% cashback on utility bill payment from HDFC Millenia on Amazon?

[Patil007]

Hi, I just saw one video on YouTube saying will get 5% cashback on utility bill payment on Amazon from HDFC Millenia credit card Max 1K/month limit.

It is true? anyone tried?

 

[bugmenot]

I tried for these and got 5%

LPG, prepaid recharge, insurance, electricity bill

 

[Patil007]

I tried for these and got 5%

LPG, prepaid recharge, insurance, electricity bill

Then it’s great 👍

 

[prc1990]

I tried for these and got 5%

LPG, prepaid recharge, insurance, electricity bill

What if we navigate to AMZ from SmartBuy and then pay bill through Millennia? 5% (SmartBuy) + 1% (Millennia Other Spend Reward)?

 

[kshitij_0]

I tried for these and got 5%

LPG, prepaid recharge, insurance, electricity bill

Which mode did you use for prepaid recharge?
Suppose I recharge my number from paytm etc using Millenia CC, I'll receive 5% CB?

 

[prc1990]

Which mode did you use for prepaid recharge?
Suppose I recharge my number from paytm etc using Millenia CC, I'll receive 5% CB?

Through Paytm, it should be 1% as being considered as 'Other Spends'.

 

[bugmenot]

What if we navigate to AMZ from SmartBuy and then pay bill through Millennia? 5% (SmartBuy) + 1% (Millennia Other Spend Reward)?

Navigation to amazon via smartbuy is gone. But you are right about 5% + 1% for others.

 

[bugmenot]

Which mode did you use for prepaid recharge?
Suppose I recharge my number from paytm etc using Millenia CC, I'll receive 5% CB?

Paytm is not in preferred merchant for 5%. I did on amazon.

 

[_na_cheese]

How do I check how much reward I'm getting per transaction?

I tried for these and got 5%

LPG, prepaid recharge, insurance, electricity bill

 

[Deleted member 5552]

How do I check how much reward I'm getting per transaction?

Maintain excel sheet

 

[Deleted member 5552]

@Patil007 😔

 

[Patil007]

Maintain excel sheet

In these scenarios when Bank doesn't provide you transaction wise reward details, it is very high chances to miss rewards as customer will not put efforts verify all rewards.

Maintaining excel for each transaction is not common peoples task.

For ICICI APay we can download excel from net banking and see transaction wise reward but there too for some transactions are not clearly visible (as I observed).

 

[bugmenot]

In these scenarios when Bank doesn't provide you transaction wise reward details, it is very high chances to miss rewards as customer will not put efforts verify all rewards.

Maintaining excel for each transaction is not common peoples task.

For ICICI APay we can download excel from net banking and see transaction wise reward but there too for some transactions are not clearly visible (as I observed).

You may skip maintaining sheet unless you see any discrepancy. You can also contact customer care, if you feel the expected cashback is not posted.

 

[Patil007]

You may skip maintaining sheet unless you see any discrepancy. You can also contact customer care, if you feel the expected cashback is not posted.

Yes, but suppose, I have used one credit card for entire month and how do I come to know how many cashback I am expecting.

For ICICI APay, initial days I used to track, but now I gave up and like, ane do jitna ana he .

 

[Deleted member 5552]

I maintain for Ace and FK even though it is not necessary.

But I used to maintain excel sheet for Axis Freecharge Card as there is no other way to track the cashback.

 

[Patil007]

I maintain for Ace and FK even though it is not necessary.

But I used to maintain excel sheet for Axis Freecharge Card as there is no other way to track the cashback.

It can be calculated when statement generated also right, once we received statement, we can check spend and calculate cashback and compare?

 

[Deleted member 5552]

It can be calculated when statement generated also right, once we received statement, we can check spend and calculate cashback and compare?

But, it will not be possible to reach cashback target 😔😕

 

[Deleted member 5552]

It can be calculated when statement generated also right, once we received statement, we can check spend and calculate cashback and compare?

I use Google sheet. It will also help me to reach yearly Target to waive off annual charges

 

[Patil007]

I use Google sheet. It will also help me to reach yearly Target to waive off annual charges

Bhai saab, sahi he. Try karna padega but utna time nahi milta 😅

 

[Patil007]

I use Google sheet. It will also help me to reach yearly Target to waive off annual charges

Oh you have paid card 😅 . I only run after LTF cards (Except SBI and Axis).

SBI, because after lot of try they were not ready to give LTF. so took SimplyClick on just CIBIL basis without document with 2 lakh limit and then swapped with BPCL card as it has 50K fee reversal and works on instant discount offers.

And Axis ACE and Airtel as fee is easily recoverable due to their high cashback feature. Both I am planning to apply in coming months.