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  • Users: krishc
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  1. krishc

    Issue with Aadhaar OTP Generation

    For couple of months, I'm not able to generate Aadhaar OTP. Initially I thought it was temporary login issue in MyAadhaar portal, as they keep having server downtimes and weird errors. But it has persisted, I've tried the ususal stuff like different browsers, clearing cookies and caches etc...
  2. krishc

    DBS launches luxury segment Vantage Credit Card, Invite Only for now

    https://www.financialexpress.com/money/dbs-vantage-card-new-credit-card-offers-0-markup-fee-in-singapore-luxury-hotel-membership-in-india-and-more-how-to-get/3108980/ They're also set to launch two more credit cards soon! A super- premium one for customers receiving at least 1 lakh cash flow...
  3. krishc

    New Sodexo Multi-benefit Pass

    Anyone knows if the recently launched Sodexo multi-benefit pass can be loaded via Credit Cards ? as part of employee benefits, along with the usual sodexo food/meal card, they're also giving this new prepaid card (without balance , of course) which can be used in non-food items which I was...
  4. krishc

    Standard Chartered Basic Banking Account

    Is there any way to open the aforementioned account online ?
  5. krishc

    What is the best prepaid card option other than amazon pay

    Basically I'd like to load this prepaid card with AmEx MRCC and use it for offline spends since most merchants are not accepting AmEx
  6. krishc

    Amazon Pay not allowing Wallet load via my AmEx MRCC

    anybody else facing the same issue ?
  7. krishc

    HDFC ERGO OPTIMA SECURE 4X - is there any catch ?

    Recently came across this plan. To me some of these 4x things seem too good to be true. Has anybody here done a detailed scrutiny/comparison of the fine print ? What is the catch here ?
  8. krishc

    Bill Payment System difference between PhonePe & other payment apps

    Recently noticed that PhonePe has more merchants available for bill payments in different categories compared to AmazonPay & GPay etc Previously I was under the impression that every such payment apps used BBPS integration for bill payments. Does anyone knows which bill payment API PhonePe uses ?
  9. krishc

    SBI Club Vistara Application

    I'd applied for Club Vistara SBI card back in 27th November. Then in next 2-3 days local verification, physical kyc, gurgaon verification everything got completed. On 30th Nov, got the 11 working days message. Everything was usual SBIcard stuff till this point. Since then I received no...
  10. krishc

    GPay Banner for AXIS ACE

    I'm getting the banner offer to apply for Axis Ace in gpay but then clicking the apply now button gets the offer no available page. What's the sorcery they're doing here 😑😑😑 P.S. - I've not denied them any permission in privacy & security settings.
  11. krishc

    Complaint to Government Consumer Affairs Forum

    How much of a hassle is submitting and getting a resolution from govt consumer affairs department against a e-commerce marketplace ?
  12. krishc

    Air India & Vistara merger

    TATA & SIA today confirmed that their proposed merger will be fully completed by March 2024. No what do you guys think will happen to the separate loyalty & airmiles programs and the co-branded cards ? Also, what would be the best case scenario for those in airmiles game ?
  13. krishc

    Does Wrong/Low Income Affect CIBIL Score

    Recently noticed that, in between last 1 month, some bank has reported my income as very low without any reason whatsoever. Earlier my income used to be shown blank, now it shows a very low number, in fact less than 1/3rd of my aggregate Credit Limit. Also in the same time my CIBIL has gone down...
  14. krishc

    SBI CARD Wrong Reward Point Credited

    In my sbi card, for one particular transaction that falls under 5x reward, has been given 3x points. Is there anyway to complain about this ?
  15. krishc

    Any special offer for applying Citi Credit Cards ?

    If anyone knows of any special offers for applying to any Citi credit card please share details! Specifically thinking of Citi Rewards & Citi Cashback 🤭
  16. krishc

    AU LIT Customizable Features

    Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days) Will decide based on those costs whether to go for that card !
  17. krishc

    My Home Loan Tenure Extended Without My Consent

    Recently due to rate hikes by RBI, the lending rate of my home loan has increased by 0.6% - which is ok. What is not ok is that to keep the EMI amount same, they have extended the loan tenure by 1.5 years without informing me or any kind of consent taken. Any help on how to raise complaint to...
  18. krishc

    Locker Services with Bank Accounts

    Today I checked out the big 3 viz. ICICI, HDFC & SBI for a locker for my mother. ICICI told me it'd take an FD plus another heavy recurring annual investment for them to allot a locker, annual charges 5300, only one size available. HDFC flat out said there's none available. SBI said only Branch...
  19. krishc

    Crypto Exchange Support

    Those who actively use crypto exchanges, can you please share a list of the bank accounts that support INR payment and withdrawal with the Indian crypto exchanges like COINDCX, COINSWITCH, VAULD etc. Coming from the idea that most major banks still don't give much support in the crypto space.
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