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  • Users: RockyBond
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  1. RockyBond

    Need contact of Standard Chartered agent

    I need to apply for Lifetime Free Standard Chartered card (platinum) or anything ltf. Last 4 times whenever i apply it rejects instantly even though have all bank cards and serviceable area. Any agent who can process offline kindly say
  2. RockyBond

    My experience of closing idfc select card and applying for wealth card - A big fail converted to success

    So I closed my Idfc select card having 1,80,000 limit as Idfc didn't upgrade it to wealth. Closed wealth card 2 weeks ago. Today applied on idfc portal two times using a different number. 1. First time Put real monthly income as 1,40,000 and existing card of amex limit 6,30,000. Showed I am...
  3. RockyBond

    Yes bank finbooster chargeable from 2nd year

    Bank baazar is claiming finbooster to he lifetime free but in t&c written for credit strong subscription from second year charges are 400 + gst If i don't activate credit strong or give any consent will they still charge me for it from second year? Can't find any option of not giving them...
  4. RockyBond

    Apply federal bank cc after closing Jupiter edge card

    I had Jupiter Edge CC powered by Federal bank which was pretty useless. So closed it. Now i want to know 1. When can I be eligible for Jupiter Edge card powered by CSB bank? 2. When can i apply for Federal bank cards ? Like the cool period
  5. RockyBond

    Please suggest - Pnb Addon card mixup

    Any difference between PNB RUPAY SELECT card and PNB RUPAY MILLENNIAL SELECT card I have Rupay select but for addon they issued me Pnb millenial select. Any difference in select benefits or anything? Should i keep the addons?
  6. RockyBond

    Close Idfc select card to get Idfc wealth card. Tips?

    I am tired of Idfc bank not upgrading my Select Card to wealth. I want to apply on basis of My amex card having limit of 6.3 lakhs. Please help these queries. 1. After closing Select how many days to wait before applying? 2. Can i apply from same mobile number or need to our different...
  7. RockyBond

    When does Rupay Select benefits reset?

    Can someone please tell me when does Rupay Select benefits of spa, gym, gold, body checkup get resets in the platform? Some saying 31st December while some saying after 1 year of card issuance. Need to know so will use them accordingly before 31st December.
  8. RockyBond

    American Express to Bank transfer

    Someone please suggest best and cheapest way to spend on Amex cards then transfer to bank for monthly points. Apps like Bharatnxt, Coupl, Snapay don't support Amex cards
  9. RockyBond

    Pnb issued different card as addons

    I have Pnb Rupay Select Card which has 0 charges on issuance of Addons. I requested Pnb to issue addons and it is understood banks will issue same card variant but they issued my parents Pnb Millenial Select Rupay card which has 399 addon charges. Ridiculous.
  10. RockyBond

    Union Bank Rupay Select Debit card for basic savings account

    I wanted to open Union Bank savings account just to get rupay select debit card. Contacted many branches they said insta kit of rupay select not available so if i want rupay select need to our request and get it home delivered but the question is are they giving rupay select debit card to the...
  11. RockyBond

    Regret after closing Credit Card - Share your experience

    We all post how to get credit cards here . But sometimes we close existing credit cards and then regret later thinking it was a big mistake. Let's share our experiences so we can learn from them. My regret - Closing One Card as it was FD based. After using for an year closed it but then one...
  12. RockyBond

    Amazon merchant name changed after payment using Hdfc Millennia Card

    While purchasing Amazon Gift card from Amazon using Hdfc Millennia on the payment page it showed merchant name as 'Amazon' but after entering otp and making payment it showed transaction successful at merchant 'Amazon Gift Card '. Will I get 5% cashback on this or not? Hdfc Millennia using...
  13. RockyBond

    Low credit utilisation ratio is going more harm than good?

    As people say to keep credit utilisation ratio below 30% to not look credit hungry. But does very low ratio also have negative impact. Since past year I am paying 99% outstanding before bill generation and keeping 1% credit limit as bill. Say tor 1,80,000 credit card bill is 1000. Because of...
  14. RockyBond

    Vetta to Zenith Upgrade

    Last week I got Ltf vetta . I didn't get any option of Zenith. if I want to upgrade to Zenith what is the requirements?
  15. RockyBond

    Amex Mrcc is the king in terms of reward value

    Amex Membership Reward Card benefits. Just by doing 1500 x 4 = Rs 6000 worth transaction (wallet load also counted) every month you get additional 1000 points each month. So in a year 12000 points which can be converted to as much as Rs 6000 to Rs 9000 in terms of value later on after...
  16. RockyBond

    Amex to bank

    I got Amex Mrcc . Please tell the best way to tranfer to bank at lowest charges currently only zomato/uber + paytm works for 4k per month only. bharatnxt doesn't except amex cards and airtel net banking seems not working. any other way?
  17. RockyBond

    AU bank has worst credit card approval mechanism

    My friend applied for Au card last month. He applied online and selected LIT variant As of now worst bank in terms of credit ccard support He is self employed so he does work from home only after covid. Files ITR of 7,75,000. So old office address door was closed so direct reject. They didn't...
  18. RockyBond

    Icici worst application process

    Icici is the worst bank. Showed lifetime hpcl coral for me after entering all details. They gave application no instantly and did 'personal loan' enquiry of 1 lakh in cibil which is absurd. Today they called and when inquired after ltf they are saying not ltf saying Website not updated...
  19. RockyBond

    Best debit cards to pay credit card bills and get cashback

    I have Hdfc Easyshop Platinum debit card which gives 1% upto Rs 750 per month on credit card bills paid via Hdfc portal. what other debit cards give similar rewards of 1% or more? i have heard Indusind gives. please share some light on such offers.
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