Success Stories - IDFC Wealth

[am322]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

 

[shadow]

Your area might not be serviceable

There's an IDFC branch in my area, so its definitely serviceable

 

[varun__goel_]

There's an IDFC branch in my area, so its definitely serviceable

Only having a branch in your area doesn't mean it is serviceable. KYC/verification and recovery agents should be present.

 

[Calm Radiance]

I don't understand the fuss about IDFCFirst Wealth card. True, it's the best card for me for government expenses. But apart from that, it is a routine card.

+1
Even I don't get it, someone please throw some light if we're missing something.

 

[runzone]

60-70% but depends what card is it.

Its ICICI Coral, will select saphario during application

 

[varun__goel_]

Its ICICI Coral, will select saphario during application

Try your luck😉

 

[am322]

There's an IDFC branch in my area, so its definitely serviceable

Branch and CC division is completely different.

 

[sjmajumder]

Go ahead ..

btw my CIBIL also reflects

Axis (MyZone/IOCL/Airtel/LIC) - 15L
Kotak White - 10.6L
Yes Premia - 8L
HDFC Regalia, Tata Nue Infinity - 8L
and
ICICI Sapphiro - 9.7L

 

[sjmajumder]

Its ICICI Coral, will select saphario during application

First make sure if Sapphiro is given with such limits. There are minimum limits defined for each card.

 

[runzone]

First make sure if Sapphiro is given with such limits. There are minimum limits defined for each card.

Oh right 🤪

So whats the floor limit for ICICI Saphario

 

[varun__goel_]

btw my CIBIL also reflects

Axis (MyZone/IOCL/Airtel/LIC) - 15L
Kotak White - 10.6L
Yes Premia - 8L
HDFC Regalia, Tata Nue Infinity - 8L
and
ICICI Sapphiro - 9.7L

Use axis card and select their premium card whichever is available

 

[sjmajumder]

Oh right 🤪

So whats the floor limit for ICICI Saphario

Not aware...that's why asked you to check

 

[newmakerhere]

Unsuccess story

Closed select CC yesterday. After that make new application with new number.
Instant rejected application.
May be due to i have power+ also.
So do i have to close power+ also?

 

[techt]

Unsuccess story

Closed select CC yesterday. After that make new application with new number.
Instant rejected application.
May be due to i have power+ also.
So do i have to close power+ also?

Don't know. If you want you can try. IDFC is very mysterious in the way it approves CC.
What is the value of Power+ ?

 

[newmakerhere]

I am usi

Don't know. If you want you can try. IDFC is very mysterious in the way it approves CC.
What is the value of Power+ ?

I am using it for fuel purchase. So i required it.

 

[techt]

I am usi

I am using it for fuel purchase. So i required it.

Reward rate ?

 

[Kumar93196]

Hi folks
If anyone looking for wealth cc
Just mention HDFC cc with more than 6 lac limit. And don't choose card varient.

This trick is working RN

 

[newmakerhere]

Reward rate ?

4% rewards plus 1% surcharge waiver

 

[kshitij_0]

Hi folks
If anyone looking for wealth cc
Just mention HDFC cc with more than 6 lac limit. And don't choose card varient.

This trick is working RN

Are they doing any physical kind of verification?

 

[NOOBY]

Hi folks
If anyone looking for wealth cc
Just mention HDFC cc with more than 6 lac limit. And don't choose card varient.

This trick is working RN

but you need to have hdfc cc with 6L+ limit right ?

 

[Kumar93196]

but you need to have hdfc cc with 6L+ limit right ?

Nope you just need to mention