What is the spending/credit limit criteria to upgrade existing LEGEND card to any super premium Indusind Credit Card

[Mrdhiman1]

What is the spending/credit limit criteria to upgrade existing LEGEND card to any super premium Indusind Credit Card(like Pioneer Heritage, crest, Indulge, Pinnacle World etc)

 

[purush]

Like to know, struck with legend card

 

[anirban.choudhury]

indus HNI cards have a floor limit of 5 lakhs

 

[Mrdhiman1]

Like to know, struck with legend card

yes.. they are not even enhancing the credit limit

 

[Mrdhiman1]

indus HNI cards have a floor limit of 5 lakhs

can they upgrade existing credit card based on limit of other credit card?

 

[anirban.choudhury]

can they upgrade existing credit card based on limit of other credit card?

I think that won’t be possible
You will first need to increase limit of your existing indus card to match floor limit of hni using salary slips or ITR and then ask for upgrade

 

[Mrdhiman1]

I think that won’t be possible
You will first need to increase limit of your existing indus card to match floor limit of hni using salary slips or ITR and then ask for upgrade

I have tried this way , but they haven't increased the limit. Reason might be negligible spending on LEGEND card .

 

[mgforce]

can they upgrade existing credit card based on limit of other credit card?

No. IndusInd CC told me that they do LE only on basis of ITR/Salary Slip. No C2C for LE

 

[aniketkr.sharma]

No. IndusInd CC told me that they do LE only on basis of ITR/Salary Slip. No C2C for LE

I just applied and got limit of 4.6 lakhs without any documents, will they ask for documents after receiving card?

 

[Learner]

I just applied and got limit of 4.6 lakhs without any documents, will they ask for documents after receiving card?

No, if it's approved then they will not be asking for any documents.

 

[Wealth is my birth right!]

I just applied and got limit of 4.6 lakhs without any documents, will they ask for documents after receiving card?

If asked they do it before first bill else done

 

[Shrinit Padwal]

I have tried this way , but they haven't increased the limit. Reason might be negligible spending on LEGEND card .

The spending is not the reason I guess. For me, I applied for LE within 2 months of receiving card (submitted salary slips and bank statement) - got very little LE, but got it. Also, I did spend just 200 rs on that card, just on 1 Zomato order in 2 months I guess, not much spends.

For Pinnacle - floor limit is 1.5 lacs
For Indulge/Crest/others - floor limit 5 lacs

 

[phagocyte536]

I have 5L limit on my legend(got just few days back). Can I request upgrade few months down the lane? Do they give their super premium cards as LTF?

 

[Shrinit Padwal]

I have 5L limit on my legend(got just few days back). Can I request upgrade few months down the lane? Do they give their super premium cards as LTF?

You can request an upgrade immediately, no need to wait. Getting LTF is an art actually, much negotiation will be required to lower the joining fees. All these super premium cards in IndusInd only have joining fees, no annual fees. So connect with RM/BM, shoot some emails/escalate and try to lower joining fees. But much of a hassle, considering the reward rates of these cards. Do research which card suits best for you, then go for it.

 

[phagocyte536]

You can request an upgrade immediately, no need to wait. Getting LTF is an art actually, much negotiation will be required to lower the joining fees. All these super premium cards in IndusInd only have joining fees, no annual fees. So connect with RM/BM, shoot some emails/escalate and try to lower joining fees. But much of a hassle, considering the reward rates of these cards. Do research which card suits best for you, then go for it.

yeah exactly, not worth the hassle i guess. I took it just for specific website offers if any. Also considering IndusInd being a small bank they will not be able to give a huge rewards program like Axis/HDFC in any near time future for these super premium cards

 

[bvc19296]

You can request an upgrade immediately, no need to wait. Getting LTF is an art actually, much negotiation will be required to lower the joining fees. All these super premium cards in IndusInd only have joining fees, no annual fees. So connect with RM/BM, shoot some emails/escalate and try to lower joining fees. But much of a hassle, considering the reward rates of these cards. Do research which card suits best for you, then go for it.

I have got Legend LTF with 5L limit from one agent who is on this forum. Am I eligible for Premium or Super premium card and what is the process?? I dont have any BM/RM connections. Is there any route to get it by mails or escalation??

 

[pprakash11]

I have got Legend LTF with 5L limit from one agent who is on this forum. Am I eligible for Premium or Super premium card and what is the process?? I dont have any BM/RM connections. Is there any route to get it by mails or escalation??

Mail only.
Yes you are eligible for crest/celesta/indulge.

Try emailing and update us with your responses.

 

[bvc19296]

Mail only.
Yes you are eligible for crest/celesta/indulge.

Try emailing and update us with your responses.

Any Mail ID?

 

[pprakash11]

Any Mail ID?

Priority.care@indusind.com

 

[Shrinit Padwal]

Any Mail ID?

This is the whole Grievance Redressal pdf if needed