Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[drakesri]

Which card You used

ICICI Sapphiro

 

[rathoi]

Same situation to me but I am unable to modify inputs now
As soon as I input name mob no after otp it’s showing select card but I need wealth
Any hacks pls

I got selected for select card in my first attempt. Then I rejected the application and applied again using same details.

you used mrcc and what your limit and age of card

Mrcc limit was ~3lacs. Age of the card was less than 2months

 

[vaibhav111]

I got selected for select card in my first attempt. Then I rejected the application and applied again using same details.

Mrcc limit was ~3lacs. Age of the card was less than 2months

What limit you got on your first attempt on select and after you rejected you got select again and you applied for select

 

[amitalpha]

Today , I applied for Select card after checking 2 times and all three times i was eligible for Select card with 3L limit. I did added the Amex Smart Earn card with 3.8L limit . I wished I would have read this thread before applying then i could have mentioned my salary above 3L to see if it showed Wealth card.

 

[Wealth is my birth right!]

Today , I applied for Select card after checking 2 times and all three times i was eligible for Select card with 3L limit. I did added the Amex Smart Earn card with 3.8L limit . I wished I would have read this thread before applying then i could have mentioned my salary above 3L to see if it showed Wealth card.

If u put smart earn 5lac limit also chances there for wealth

 

[amitalpha]

If u put smart earn 5lac limit also chances there for wealth

I will close it in sometime and then will try to apply with different number. For now the application is in process and i did put in one more application from my brother side stating income above 3 lac , got wealth card for him so that's also in process now. Will update however it goes.

 

[jack333]

I will close it in sometime and then will try to apply with different number. For now the application is in process and i did put in one more application from my brother side stating income above 3 lac , got wealth card for him so that's also in process now. Will update however it goes.

What was his highest card limit?

 

[xiddy]

Are you guys putting a salary close to 3.5L, lesser, or higher?

 

[Wealth is my birth right!]

Are you guys putting a salary close to 3.5L, lesser, or higher?

Salary put actual
Other bank card limit and cibil score matters

 

[vaibhav111]

Did vkyc will let you all know how it goes

 

[vaibhav111]

@Wealth is my birth right! did you ask for statement of c2c card you have given you have cause they didn't asked me anything. in 2022 they did asked me for me statement , the thing is i have zero MAB account with them and 12 months of select card in the past and using same portal we can check for application on which stage is that on and how long they took for your card approval.

edit : card is already approved of mine, hehehe

 

[vaibhav111]

View attachment 12750

 

[vaibhav111]

View attachment 12750

did vkyc at 12:55 pm and in 10 min the card is approved and it showing in my old/ primary number. fastest approval of any cc i did, only onecard was much faster but then it all within the app and IDFC is close 1st in term of proper bank available . so surprised

 

[Wealth is my birth right!]

@Wealth is my birth right! did you ask for statement of c2c card you have given you have cause they didn't asked me anything. in 2022 they did asked me for me statement , the thing is i have zero MAB account with them and 12 months of select card in the past and using same portal we can check for application on which stage is that on and how long they took for your card approval.

edit : card is already approved of mine, hehehe

No docs no statements in my case
Welcome to wealth club🙌🤝

 

[jack333]

did vkyc at 12:55 pm and in 10 min the card is approved and it showing in my old/ primary number. fastest approval of any cc i did, only onecard was much faster but then it all within the app and IDFC is close 1st in term of proper bank available . so surprised

How much limit was on your existing card and how old was it?

 

[vaibhav111]

How much limit was on your existing card and how old was it?

Close to 13 lakhs n 8.2 Yr old infinia

 

[jack333]

Is hdfc reporting your credit limit to cibil or only the highest spend till now

 

[vaibhav111]

Is hdfc reporting your credit limit to cibil or only the highest spend till now

For Experian I know it say around 3,37,000 on Hdfc but on cibil how do I check that cause I use one score app if that show up any amount then let me know where can I check so I can let you know

 

[jack333]

Check on yes bank, axis bank or rbl portal for free check. They give full cibil report and not Partial report as seen in freecharge, gpay, airtel or one score. You can check in icici app if you have wealth account

 

[Wealth is my birth right!]

For Experian I know it say around 3,37,000 on Hdfc but on cibil how do I check that cause I use one score app if that show up any amount then let me know where can I check so I can let you know

Sbi home loan portal gives full report but monthly once only