Tricks to get Emerald LTF and Indulge LTF

[Cardmarvel]

Hello,

I have recently opened a Select account with IndusInd. They have offered me Legend LTF, but I have asked for Indulge LTF instead. I offered them to put 5L FD as goodwill. What are my chances? Any other tricks I can use? I already hold Infinia and Magnus so I don’t have a lot to gain from Indulge, but I will keep LTF if they offer.

Similarly, I have requested my icici RM to upgrade from Sapphiro LTF to Emerald LTF. I have told them that if they do so, I will move some expenses to Emerald, give them additional SIP and won’t move my salary to Axis. Would this work? Again, I have no inclination to pay any fees for Emerald since my other cards cover most benefits already

 

[pprakash11]

nrv mera bhi hai 2.5 cr ka
rbi mein complaint kara hai kuch jawab nahi aaya

@jack333

 

[jack333]

nrv mera bhi hai 2.5 cr ka
rbi mein complaint kara hai kuch jawab nahi aaya

Easily mil jayega. 2cr to woh official bolte hain. Pre negotiate kar ke rakha ho to one fourth pe bhi de dete hain

 

[hariharan]

you need approval from regional heads ask your rm for the same

This is the email from the ICICI wealth management head. My RM could not do it, so I escalated to the WM head

 

[hariharan]

what is ur current nrv with icici??

About a crore.

 

[sxchzy]

Easily mil jayega. 2cr to woh official bolte hain. Pre negotiate kar ke rakha ho to one fourth pe bhi de dete hain

bohot nakhre hai ek to pre approved ltf offer bhi aaya netbanking portal mein tab bhi nakhre hai isi liye escalate kiya

 

[amit5ire]

Based on NRV

I did not receive Emirates Emeralde LTF based on NRV.

 

[pprakash11]

I did not receive Emirates Emeralde LTF based on NRV.

I don't have emeralde but people are getting through NRV only

 

[amit5ire]

I don't have emeralde but people are getting through NRV only

What i meant was that i have received Emirates Emeralde LTF despite not having any NRV with ICICI.

 

[pprakash11]

What i meant was that i have received Emirates Emeralde LTF despite not having any NRV with ICICI.

Yeah many ways to extract a product from bank. NRV is one perspective.

 

[jack333]

What i meant was that i have received Emirates Emeralde LTF despite not having any NRV with ICICI.

How you got bro?

 

[amit5ire]

How you got bro?

Here, you can check my detailed post here! <https://www.technofino.in/community/threads/icici-ltf-saga.9859/post-221404>

 

[hemant89]

@Cardmarvel Did you get Indulge card?

 

[Cardmarvel]

@Cardmarvel Did you get Indulge card?

I did not try

 

[souvikdey2002]

So after I copied customer care and PNO on RM’s email, the RM finally accepted that the card is only FYF. I still haven’t activated the card and considering my options:

I can keep it for the first year and dump it next year if they don’t make it LTF by then.

I can simply NOT activate it and let it get cancelled.

I can keep the card and liquidate my MF holdings with them, effectively saving monies on commission

What say junta?

I may be late with reply.
However, if your RM already have given you confirmation then it will be enough for keeping the card LTF forever.

You don't need to do anything, just sit back, relax & enjoy.
Next year when the charges will be applied simple escalate to MD with the mail that was sent by your RM.
It will be 100% converted to LTF.

 

[vijay.vj]

I tried asking for Indulge LTF, and this is what I received.

 

[pprakash11]

I tried asking for Indulge LTF, and this is what I received.

sh*t reply from sh*t folks!! ignore and move on.

 

[vijay.vj]

And this is for emeralde ltf

 

[CardCraftsman.]

And this is for emeralde ltf

for LTF sapphiro? I am self employed.

 

[vijay.vj]

for LTF sapphiro? I am self employed.

Salary credit of 1.5L will do the job. Don't know the minimum needed

 

[CardCraftsman.]

Salary credit of 1.5L will do the job. Don't know the minimum needed

Mai self employed hu brother (isliye pehle hi mention kar diya tha).