Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[White_Fox]

shifting from paytm wallet thinking of using slice wallet without linking any bank acc. could you answer few doubts:

1. how's the experience of upi? any failed/processing..... transactions you faced?
2. do they force the default mobileno@slice or can it be modified to customupi@slice by removing the mobileno@slice upi id?
3. loading via dc & cc possible? MCC code?
4. any daily/monthly limits? or any limitation on no.of transactions.
5. some upi apps have the shitty location mandatory thing. does this one too?

Number 2:
They don't force mobilenumber@slice anymore. It can be changed once to custom UPI ID. I have been using the new custom one.

 

[ritwik2000]

is it possible to change upi id in yes pay app ?

 

[its_karan]

Nice Data

 

[Shubham Yadav]

Nice Data

8. point pr fampay kya h ?

 

[ritwik2000]

8. point pr fampay kya h ?

bachho ka bank

 

[Shubham Yadav]

bachho ka bank

bacchao ka bank ?

vistaar se batao

 

[its_karan]

8. point pr fampay kya h ?

bachho ka bank

Rupay Master has explained it

NPCI working on Digital Payments Score (A new kind of credit bureau to scale up credit economy in India)

NPCI working on Digital Payments Score (A new kind of credit bureau to scale up credit economy in India): The National Payments Corporation of India (NPCI) is planning to come up with a Digital Payments Score (DPS) aimed at strengthening the country’s credit scoring system while creating more...

www.technofino.in

 

[Riya Sharma]

I interacted with one of the people further up in their team back when they were still fampay on their Discord group. The guy was a literal pedophile and preying on little girls. He was obviously in a position of power as that degenerate was the person the little girl was banking with. This put him in a position of power to prey and abuse children. Absolutely vile. But the government will never do anything about this.

 

[ritwik2000]

Rupay Master has explained it

NPCI working on Digital Payments Score (A new kind of credit bureau to scale up credit economy in India)

NPCI working on Digital Payments Score (A new kind of credit bureau to scale up credit economy in India): The National Payments Corporation of India (NPCI) is planning to come up with a Digital Payments Score (DPS) aimed at strengthening the country’s credit scoring system while creating more...

www.technofino.in

rupay platinum dekhke maza agya tha. fir prepaid word dekha

 

[#aniket]

is it possible to change upi id in yes pay app ?

Yes, customisation is possible but only once.

 

[#aniket]

rupay platinum dekhke maza agya tha. fir prepaid word dekha

Moye Moye 🤡

 

[its_karan]

rupay platinum dekhke maza agya tha. fir prepaid word dekha

Whi haal wo Cosmos Ka bhi hai

Upar Se Rupay platinum Neeche se Cooperative Bank

Main wo bhi jhel leta, Par Free ka bhi lafda hai

Kahi likha hai free kahi Charges

 

[ritwik2000]

Whi haal wo Cosmos Ka bhi hai

Upar Se Rupay platinum Neeche se Cooperative Bank

Main wo bhi jhel leta, Par Free ka bhi lafda hai

Kahi likha hai free kahi Charges

the vdc is free I guess.

 

[its_karan]

the vdc is free I guess.

Lets wait till it launches

 

[nits123]

Yes, customisation is possible but only once.

I switched to yespay from paytm..Good app with each and every feature of UPI including cash withdrawal from ATM without debit card...This app is not for Cashback seekers

 

[newIntern]

I switched to yespay from paytm..Good app with each and every feature of UPI including cash withdrawal from ATM without debit card...This app is not for Cashback seekers

is there the feature to request Money from someone? like gpay?

 

[nits123]

is there the feature to request Money from someone? like gpay?

Yes you can request money...Yespay Next all possible features available on UPI.

 

[#aniket]

But it keeps messaging about it's features. 🤡

Yes you can request money...Yespay Next all possible features available on UPI.

There's no messaging option and one can't pay the recipient through this method. Needs to scroll and the use pay again. 🥲

 

[nits123]

But it keeps messaging about and it's features. 🤡

There's no messaging option and one can't pay the recipient through this method. Needs to scroll and the use pay again. 🥲

Messaging is not there like Paytm but most frequent payees appear under Menu >> Manage Payees

 

[newIntern]

Yes you can request money...Yespay Next all possible features available on UPI.

Thanks, BTW do they also send emails of UPI transactions?

never mind, I registered myself & it dosent