Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFinoTechnoFino is verified member.]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[armat]

No +3 words

What is this ? What about wallet loading ?

 

[Akashn]

What is this ? What about wallet loading ?

No idea about wallet loading but federal Bank discount is not applicable on scapia

 

[armat]

No idea about wallet loading but federal Bank discount is not applicable on scapia

If you have card, please check 2% cashback applicable on wallet loading or utility bill payment?

 

[telescope]

If you have card, please check 2% cashback applicable on wallet loading or utility bill payment?

Utility yes
Wallet no

 

[kgaurav00]

If you have card, please check 2% cashback applicable on wallet loading or utility bill payment?

no cashback coin on wallet load

 

[NikhilG]

does your scapia card glows in dark?

 

[RishiKiDev]

does your scapia card glows in dark?

No bro I've tried keeping it in the sun and took it to a dark room but it doesn't glow

 

[telescope]

does your scapia card glows in dark?

no.

No bro I've tried keeping it in the sun and took it to a dark room but it doesn't glow

same. i also tried but it doesn't glow.

 

[NikhilG]

Is it like it glows for the first couple of days or probably first time when we unbox it.

 

[telescope]

Is it like it glows for the first couple of days or probably first time when we unbox it.

no lol. there isn't any sensor in the card that it'll detect when you unboxed it.

 

[RishiKiDev]

Is it like it glows for the first couple of days or probably first time when we unbox it.

Naah doesn't work like that.
I think it's a marketing gimmick.
I mean the card is very bright and reflective but glow in the dark is too much.

 

[gamersgzb]

Scapia/federal Bank has still not reported my Scapia card to cibil.. even though i have this card since beginning.. and did some txn and statement was generated..
Is it the case with others?

 

[Indian]

Scapia/federal Bank has still not reported my Scapia card to cibil.. even though i have this card since beginning.. and did some txn and statement was generated..
Is it the case with others?

Don’t know about scapia but my federal FI card having since June till now not reported any credit bureaus however I’m not going to request to do that 😉

 

[Deleted member 9785]

Query - In scapia does the final balance shown in statement after 3-4 days same as at sms amount at the time of initial transaction?

 

[telescope]

Query - In scapia does the final balance shown in statement after 3-4 days same as at sms amount at the time of initial transaction?

Y e s

 

[Bot4u]

The suggestion is clear. Close your Fi account wait for 90days then reapply.

Has anyone try this method and got the scapia card.
Because I am thinking of closing Fi and apply for this card.

 

[abhgan2]

Is this card elligibile for Federal Bank Instant Discounts?

 

[pprakash11]

Is this card elligibile for Federal Bank Instant Discounts?

N O P E

 

[kgaurav00]

Is this card elligibile for Federal Bank Instant Discounts?

yes its applicable atleast on Amazon

 

[anotheruser]

yes its applicable atleast on Amazon

I think I tried on Zomato or swiggy and it was not applicable. Even support said the same that its not applicable