Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFino]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[dhawalnashar]

How to pay scapia using neft
cant find details in app

 

[BUDHRAJ]

The same thing happened to me! I tried it 2nd time yesterday (the first time got rejected due to multiple enquiries) but wtf!! What is this new bullshit?! I don't even know what pre-approved card they are talking about!! I checked my fi (my only relation with federal bank is this fi account) but no credit card offer. Never encountered such BS reason!

this is what i am facing rn, only have Fi account and because of that i waited this long to apply,
now when i applied they are saying i have preapproved offer from federal or fi but in reality there isn't any offer for me..

if you found something please do tell me

 

[insight]

I looked at the flat rates on MakeMyTrip, Paytm, Scapia.. did not considered the value of Scapia points as well so discarded the card discount on Paytm and MakeMyTrip.. generally a flight which was 4400 at Paytm and 4800 on MakeMyTrip was 3700 at Scapia..

Keep sharing / updating the numerical differences and if it holds for longer then it might be something we can all head towards.

 

[federer.reddevil]

Are they giVing the card now to those who have education loans and Federal Bank CC

 

[telescope]

Are they giVing the card now to those who have education loans and Federal Bank CC

No.
.
.

 

[P B R G]

tried to apply for scapia card, don't have any fedral card but have fi account
it is saying i was rejected beacuse fedral has pre approved offer for me.
i don't have any relationship with fedral bank except fi account


what is this :

​ You don't have an offer for the Scapia Federal Credit card​ As per the bank's internal policy, we are currently extending only one Credit card product per customer. As you are one of the customers who have a pre approved offer from the bank for a credit card, we are unable to offer any other variant of the credit card.​

I am also getting the same shit. Even if I have any pre-approved offer from the bank it should be upto the customer to decide whether he wants to opt for that pre-approved offer or some other card. This is purely BS. As far as I know I don't have any pre-approved CC (checked both Jupiter & Fi). I am getting offer of PL on Onescore app, maybe that's the pre-approved offer they are referring to. Anyone knows how to overcome this? Will sending mail or talking to Twitter team will help?

 

[BUDHRAJ]

I am also getting the same shit. Even if I have any pre-approved offer from the bank it should be upto the customer to decide whether he wants to opt for that pre-approved offer or some other card. This is purely BS. As far as I know I don't have any pre-approved CC (checked both Jupiter & Fi). I am getting offer of PL on Onescore app, maybe that's the pre-approved offer they are referring to. Anyone knows how to overcome this? Will sending mail or talking to Twitter team will help?

looks like eventhough we don't have any offer but we are customer of fi or jupitor, they will not give us scapia saying you have offer from federal..

i though they start providing cards to fi or jupitor users but looks like that wan't the case here..

you can try with different no and mail, and please do share the results here, as some people in this thread got scapia eventhough they are fi or jupitor users.

 

[krishc]

looks like eventhough we don't have any offer but we are customer of fi or jupitor, they will not give us scapia saying you have offer from federal..

i though they start providing cards to fi or jupitor users but looks like that wan't the case here..

you can try with different no and mail, and please do share the results here, as some people in this thread got scapia eventhough they are fi or jupitor users.

if scapia really want to scale up, they need to find other banking partners just like OneCard did
not a fan of onecard, but they did manage to scale up

 

[Aranya12345]

looks like eventhough we don't have any offer but we are customer of fi or jupitor, they will not give us scapia saying you have offer from federal..

i though they start providing cards to fi or jupitor users but looks like that wan't the case here..

you can try with different no and mail, and please do share the results here, as some people in this thread got scapia eventhough they are fi or jupitor users.

Recently I got the useless Fi credit card offer in Fi app. Maybe you will also get the same. Unfortunately, there is no way to decline the offer. So no Scapia for a while I guess.

 

[adi654]

The same thing happened to me! I tried it 2nd time yesterday (the first time got rejected due to multiple enquiries) but wtf!! What is this new bullshit?! I don't even know what pre-approved card they are talking about!! I checked my fi (my only relation with federal bank is this fi account) but no credit card offer. Never encountered such BS reason!

Same thing for me also.Existing federal Bank holder .Same error
Contacted core federal Bank team they said they are unable to find the exact reason lol and also assured me that they will revert in 3 days(already 8 days gone ).This message was conveyed after giving complaint to their CEO desk and immediately got a call from their head customer service head who herself spoke to me on call .

She said that we are having teething issues blah blah ..But absolute senseless answer etc.

I got very angry on her stating that I am fedbank customer since 5 years and no pre-approved offer but here your partner scapia gives me this message and asked her to explain this she was like I will get back to you in 3 working days which never came ..😆

 

[NikhilG]

for those who already have Scapia Credit Card, is the fuel between 400 to 2000 attracting surcharges?

 

[kgaurav00]

for those who already have Scapia Credit Card, is the fuel between 400 to 2000 attracting surcharges?

no surcharge ..
for safe side make transaction 500+

 

[telescope]

for those who already have Scapia Credit Card, is the fuel between 400 to 2000 attracting surcharges?

no surcharge. also got 10% points

 

[steiner03]

I don't hold any relation with federal Bank, directly or indirectly. Don't have FI or jupyter account. One card is partnered with SBM.
And yet my application got rejected.

Anyone knows or can guess what might be the reason?

 

[CHOCOPANDA]

I have the card, here's my quick review

App:
Clean and functional

Benefits:
0% forex markup on credit. (Really good as forex card) Rate will be https://www.visa.co.in/support/consumer/travel-support/exchange-rate-calculator.html
Lounges (Unlimited domestic for primary on spend of 5k in previous cycle)

Target audience
Travelers

Points system
You earn scapia coins where each coin is worth 0.2 Rs
2% regular spends
4% on booking travel via scapia app
No rewards on rent/forex/crypto/taxes/education. That includes foreign spends

Redemption
Booking Hotel/Flights using an integration with an aggregator. Interface works well

Card:
The design of the card is a youthful orange with a traveler graphic. Will get a second look at the POS machine. Unboxing fans will really love the packaging


Future expansion
They are bringing BNPL for travel

Things they need to do
Onboard booking and rewards for IRCTC, Redbus, outstation cab providers

In all if you are a young travel enthusiast, APPLY for this card.

1. how much reward on govt services
2. does 5% on irctc
3.

 

[anuajayan]

I possess only a single Fi account, and the number of cibil enquiries made within the past 5 months is less than 2. Despite this, I am still receiving a rejection message for my application as "Unfortunately, we are not able to proceed with your application at this moment since you have an existing savings account with Federal Bank.
We'll come back to you when we are ready" How to fix this any suggestions?

 

[RishiKiDev]

I possess only a single Fi account, and the number of cibil enquiries made within the past 5 months is less than 2. Despite this, I am still receiving a rejection message for my application as "Unfortunately, we are not able to proceed with your application at this moment since you have an existing savings account with Federal Bank.
We'll come back to you when we are ready" How to fix this any suggestions?

The suggestion is clear. Close your Fi account wait for 90days then reapply.

 

[telescope]

I possess only a single Fi account, and the number of cibil enquiries made within the past 5 months is less than 2. Despite this, I am still receiving a rejection message for my application as "Unfortunately, we are not able to proceed with your application at this moment since you have an existing savings account with Federal Bank.
We'll come back to you when we are ready" How to fix this any suggestions?

Earlier applications were getting rejected for those who were holding loan/Credit products from federal bank. Now, it seems they started this nonsense of rejecting application if existing account is there.

I had core federal account (not neo banking) still got approved for scapia. Only difference is that my card got generated after few days of application.

 

[armat]

Is this card applicable on 10% instant discount on Amazon Flipkart sale offers ? Anyone please confirm

 

[Akashn]

Is this card applicable on 10% instant discount on Amazon Flipkart sale offers ? Anyone please confirm

No +3 words