Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFino]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[kgaurav00]

on

I think I tried on Zomato or swiggy and it was not applicable. Even support said the same that its not applicable

only checked at Amazon never tried on other platforms

 

[dhawalnashar]

closed one card
still not able to get scapia
any way out?

 

[RishiKiDev]

closed one card
still not able to get scapia
any way out?

Wait for atleast 90 days and the card to show as closed in CIBIL and Experian.
If problem persists then mail to scapia customer support.

 

[kgaurav00]

closed one card
still not able to get scapia
any way out?

Wait 180 days before applying for Scapia...

 

[boombox]

There was a comment earlier which said that 500 rs fuel at a bunk reflected just 500 in statement. Not sure if there is an update to that.

Also, any idea if there is any debit card which offers zero makup fee on international atm withdrawals as if I use scapia credit card for international atm it would attract lot of cash advance fees

I got a fuel surcharge added in my transaction statement.

Some cards have a waiver for fuel transactions above Rs 500. Not sure if such conditional waiver is applicable for scapia card.

 

[anotheruser]

I got a fuel surcharge added in my transaction statement.

Some cards have a waiver for fuel transactions above Rs 500. Not sure if such conditional waiver is applicable for scapia card.

No, there is no surcharge waiver.
Its mentioned in tnc.They give you 2% though.

 

[attri]

on

only checked at Amazon never tried on other platforms

Anyone tried for 10% instant discount on Amazon/Flipkart sale offers ?

 

[maverick]

Anyone tried for 10% instant discount on Amazon/Flipkart sale offers ?

Yes, I have just checked, it's not eligible

 

[anotheruser]

Most of the websites do not accept scapia or any other federal co branded card wrt federal bank offers.

 

[kgaurav00]

Anyone tried for 10% instant discount on Amazon/Flipkart sale offers ?

Flipkart not accepting at discounted may be bin not updated

 

[anotheruser]

Flipkart not accepting at discounted may be bin not updated

Its not about bin. They explicitly dont allow scapia/one cars for federal bank discounts.
"Federal bank ne isko apna naam toh diya but apna maana nahi"

 

[attri]

Its not about bin. They explicitly dont allow scapia/one cars for federal bank discounts.
"Federal bank ne isko apna naam toh diya but apna maana nahi"

Can you confirm if scapia is eligible for 10% federal bank discounts on amazon? I know discount is live currently on amazon but not able to confirm with scapia! If it is not eligible, the card is no use to me.

 

[sleepysurya]

Can you confirm if scapia is eligible for 10% federal bank discounts on amazon? I know discount is live currently on amazon but not able to confirm with scapia! If it is not eligible, the card is no use to me.

Scapia is not eligible for any federal bank offers.

 

[sleepysurya]

Anyone holding Scapia, does the BBPS works - it's been showing me incorrect details (in hdfc bill portal & park+) while in payzapp it shows biller not available.

 

[telescope]

Anyone holding Scapia, does the BBPS works - it's been showing me incorrect details (in hdfc bill portal & park+) while in payzapp it shows biller not available.

N O .

 

[Bhanu Agarwal]

Hey guys,

How much time it used to take after vkyc ??

 

[zaid_2913]

Today i received below email from scapia, Don't know what issue they have resolved, i applied 3 months ago and it was rejected.

Important update on your Scapia application, XXXXXXXXXX

Good news! We have resolved the issues that you faced and we have now enhanced your onboarding experience.

Restart your application to get the Scapia Federal Credit Card today.

We apologise for the long wait, XXXXXXXX. Hope to see you in the tribe soon.

 

[hedgehog2122]

Hey guys,

How much time it used to take after vkyc ??

Couple of hours for me

 

[BUDHRAJ]

Today i received below email from scapia, Don't know what issue they have resolved, i applied 3 months ago and it was rejected.

Important update on your Scapia application, XXXXXXXXXX

Good news! We have resolved the issues that you faced and we have now enhanced your onboarding experience.

Restart your application to get the Scapia Federal Credit Card today.

We apologise for the long wait, XXXXXXXX. Hope to see you in the tribe soon.

yes i too got same email but now it's too late,
i already got federal celesta, i want to but can't have scapia now

i thought they will tieup with new bank but looks like it isn't going to happen anytime soon

 

[zaid_2913]

yes i too got same email but now it's too late,
i already got federal celesta, i want to but can't have scapia now

i thought they will tieup with new bank but looks like it isn't going to happen anytime soon

Anyway i am not going to apply for this card.