Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFino]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[Chaitanya-a]

Today i received below email from scapia, Don't know what issue they have resolved, i applied 3 months ago and it was rejected.

Important update on your Scapia application, XXXXXXXXXX

Good news! We have resolved the issues that you faced and we have now enhanced your onboarding experience.

Restart your application to get the Scapia Federal Credit Card today.

We apologise for the long wait, XXXXXXXX. Hope to see you in the tribe soon.

Still getting same "existing Federal customer" error. Don't know what they've fixed lol.

 

[Bhanu Agarwal]

Couple of hours for me

It approved & card generated virtually.
I applied yesterday & today morning when I opened the app it's showing generate virtual card now.

 

[telescope]

It approved & card generated virtually.
I applied yesterday & today morning when I opened the app it's showing generate virtual card now.

How much is the limit compared to your other cards?

 

[Bhanu Agarwal]

How much is the limit compared to your other cards?

Lowest limit provided by them among my all 22 cards

 

[Bhanu Agarwal]

Scapia card ke koi joining benefits hai ?

I am not seeing anything over website

 

[hedgehog2122]

Scapia card ke koi joining benefits hai ?

I am not seeing anything over website

No benefits as it is LTF

 

[telescope]

Scapia card ke koi joining benefits hai ?

I am not seeing anything over website

No joining benefits as such but on first transactions on some categories, you'll get additional points. Like first dining transaction , first online and offline transaction etc. See app badges section for more details.

 

[Bhanu Agarwal]

How much is the limit compared to your other cards?

Hey it seems till physical card delivered I will be with 50k limit.
Once physical card delivered it will be 3L

 

[amantyagi9]

Contacted Scapia customer support for mobile number change. They don't have option to change the registered mobile number 🙂🤷

 

[zaid_2913]

Still getting same "existing Federal customer" error. Don't know what they've fixed lol.

I was getting emails again and again, just now logged in and card generated instantly. You can try now.

 

[zaid_2913]

Hey it seems till physical card delivered I will be with 50k limit.
Once physical card delivered it will be 3L

Lol, even i got the same. 50k until physical card delivery, after that 3L.

 

[krishc]

I was getting emails again and again, just now logged in and card generated instantly. You can try now.

how many CIBIL hits you got from Federal for Scapia ?

 

[zaid_2913]

how many CIBIL hits you got from Federal for Scapia ?

1 cibil hit

 

[Bhanu Agarwal]

how many CIBIL hits you got from Federal for Scapia ?

only 1 will hit & if you apply then only will hit.

 

[devanshgadda70]

Tried applying for Scapia as I want a free zero forex card. But on the official page, once I enter the OTP it refreshes and doesnt move ahead. Any solutions? Tried 6-7 times.

 

[kowsikbabu]

Tried applying for Scapia as I want a free zero forex card. But on the official page, once I enter the OTP it refreshes and doesnt move ahead. Any solutions? Tried 6-7 times.

Heard somewhere that RBI has temporarily stopped Scapia from issuing cards, not sure if true

 

[hedgehog2122]

Heard somewhere that RBI has temporarily stopped Scapia from issuing cards, not sure if true

Yes this is the reason

 

[Maikalal Jaikishan]

I am finding that the flight prices on their app are overpriced compared to even Amazon app flights. I am now wondering if their offline 2% is worth using.

 

[anotheruser]

I am finding that the flight prices on their app are overpriced compared to even Amazon app flights. I am now wondering if their offline 2% is worth using.

2% is of no use.
Only use I can see is 5k for unlimited domestic lounges(seems they are adding international as well) and 0 forex for LTF card. No other use.
Also, if someone travels frequently, I believe there are better lifestyle and travel cards as compared to this.