Received Yes bank Reserv card which I did not want. What to do?

[src223]

I applied for yes bank card through an agent. She applied for Reserv card on my behalf. I told her that my spends are not so high, I don't have any use for Reserv card. She told me she would send a mail to get Rupay card instead.

Today I received a Reserv card. No Rupay card. I have no use of this card, it is very expensive (in terms of annual fees). On the other hand, I have been approved for a Yes Bank card after 2 rejections.

What am I supposed to do?

 

[Swastik]

If you don't want it ,cancel it immediately before joining fee hits

 

[src223]

If you don't want it ,cancel it immediately before joining fee hits

It wouldn't matter if I just don't activate the card, right?

 

[Swastik]

It wouldn't matter if I just don't activate the card, right?

For free cards that works ,it'll be automatically canceled in 30 days if not activated,
But for paid cards ,better to cancel before fee hits

 

[src223]

For free cards that works ,it'll be automatically canceled in 30 days if not activated,
But for paid cards ,better to cancel before fee hits

Generally when is the fee charged?

 

[Swastik]

Generally when is the fee charged?

In first bill only

 

[src223]

Ok so I have a few days time

 

[Swastik]

Ok so I have a few days time

Don't wait till then ,cancel it sooner than later

 

[Swastik]

If you want to keep the card ,try it out fir a year. ,
Or
If it's FYF

Then keep it ,that's fine

 

[sxchzy]

dont activate the card
simple
it will get closed automaticaslly

 

[Akash0043]

I applied for yes bank card through an agent. She applied for Reserv card on my behalf. I told her that my spends are not so high, I don't have any use for Reserv card. She told me she would send a mail to get Rupay card instead.

Today I received a Reserv card. No Rupay card. I have no use of this card, it is very expensive (in terms of annual fees). On the other hand, I have been approved for a Yes Bank card after 2 rejections.

What am I supposed to do?

Same thing happened with me 1 month ago

 

[Akash0043]

I applied for yes bank card through an agent. She applied for Reserv card on my behalf. I told her that my spends are not so high, I don't have any use for Reserv card. She told me she would send a mail to get Rupay card instead.

Today I received a Reserv card. No Rupay card. I have no use of this card, it is very expensive (in terms of annual fees). On the other hand, I have been approved for a Yes Bank card after 2 rejections.

What am I supposed to do?

DM me i will share some solution

 

[src223]

DM me i will share some solution

You could post here, it would benefit everyone.

 

[Akash0043]

You could post here, it would benefit everyone.

Have you got physical card ?

 

[src223]

Have you got physical card ?

Yes, received it just now.

 

[Akash0043]

Very well
You can request for rupay credit card LTF on basis of current card
Don’t activate paid one
Here’s apply link

https://campaignweb.yesbank.in/webApp/yblAPP3052

 

[Akash0043]

Yes, received it just now.

You need physical card/primary card for first time login
Create account on iris app but don’t activate card
One rupay card is generated give primary card closure request from app itself
Mark it as solution if problem got solved 🫣

 

[src223]

You need physical card/primary card for first time login
Create account on iris app but don’t activate card
One rupay card is generated give primary card closure request from app itself
Mark it as solution if problem got solved 🫣

Lovely. Will try and let you know.

 

[sharma]

I applied for yes bank card through an agent. She applied for Reserv card on my behalf. I told her that my spends are not so high, I don't have any use for Reserv card. She told me she would send a mail to get Rupay card instead.

Today I received a Reserv card. No Rupay card. I have no use of this card, it is very expensive (in terms of annual fees). On the other hand, I have been approved for a Yes Bank card after 2 rejections.

What am I supposed to do?

I'm just curious to know why you applied for paid card when you cannot use it effectively, you can go for bankbazaar card which if ltf

 

[Swastik]

I'm just curious to know why you applied for paid card when you cannot use it effectively, you can go for bankbazaar card which if ltf

OP applied for a rupay card and got this instead