OneCard No.1 useless card

[Tejo]

My onecard Transactions were blocked for next days. I was rotating the card balance even via repayment too.

Now they are saying to do again an fd to approve further Transactions Or need to wait for 30 days.

Any way with out fd ??, thinking to complain at rbi ombudsman.

1. Only 1% cashback on top 2 spends of atleast 3 spends remaining 0.20% .

2. Transactions decline on several merchants, never approves on request like banks.

3. Transactions block on repeated payments for next 30 days** i.e our spends should not cross more than the given limit. Applies for both fd and unsecured card

4. Namesake offers. Terms and unconditions frequently changes.

5. Cant pay via third party websites like aeronpay, paytm, mobikwik etc.

5. Doesn't care about customer satisfaction.

6. Only beginners are advised to take to just mark unsecured card in cibil via fd.

 

[Shrinit Padwal]

My onecard Transactions were blocked for next days. I was rotating the card balance even via repayment too.

Now they are saying to do again an fd to approve further Transactions Or need to wait for 30 days.

Any way with out fd ??, think to complain at rbi ombudsman.

1. Only 1% cashback on top 2 spends of atleast 3 spends remaining 0.20% .

2. Transactions decline on several merchants, never approves on request like banks.

3. Transactions block on repeated payments for next 30 days** i.e our spends should not cross more than the given limit. Applies for both fd and unsecured card

4. Namesake offers. Terms and unconditions frequently changes.

5. Cant pay via third party websites like aeronpay, paytm, mobikwik etc.

5. Doesn't care about customer satisfaction.

6. Only beginners are advised to take to just mark unsecured card in cibil via fd.

Thanks for this, I was gonna apply just for onecard offers, but with so many issues listed, now I will not.

 

[Seth]

My onecard Transactions were blocked for next days. I was rotating the card balance even via repayment too.

Now they are saying to do again an fd to approve further Transactions Or need to wait for 30 days.

Any way with out fd ??, thinking to complain at rbi ombudsman.

1. Only 1% cashback on top 2 spends of atleast 3 spends remaining 0.20% .

2. Transactions decline on several merchants, never approves on request like banks.

3. Transactions block on repeated payments for next 30 days** i.e our spends should not cross more than the given limit. Applies for both fd and unsecured card

4. Namesake offers. Terms and unconditions frequently changes.

5. Cant pay via third party websites like aeronpay, paytm, mobikwik etc.

5. Doesn't care about customer satisfaction.

6. Only beginners are advised to take to just mark unsecured card in cibil via fd.

Aeron pay loading is possible via one card?
And one card charges 1% wallet load charges for loading aeronpay wallet?

 

[Tejo]

Aeron pay loading is possible via one card?
And one card charges 1% wallet load charges for loading aeronpay wallet?

0%

The aeronpay loads are marked as utility.

 

[Seth]

0%

The aeronpay loads are marked as utility.

Thanks

 

[pandyag]

Have not done single transaction on one card since isuued 4 months back. waiting to pass 6 months to close.

 

[Paras Jain]

I am stuck with secured OneCard. I want to make it insecure but there is no way so far

 

[pandyag]

My one card is associated with federal bank. Can i apply another card from federal bank?

 

[anirban.choudhury]

My one card is associated with federal bank. Can i apply another card from federal bank?

No

 

[Tensor]

I had OneCard issued by IDFC. Totally useless but kept as it had a good credit limit. Didn't switch to their new banking partners (BoB in my case) and got upgraded to IDFC Wealth with same limit (10L). Later I closed OneCard permanently.

 

[ray8285]

I had OneCard issued by IDFC. Totally useless but kept as it had a good credit limit. Didn't switch to their new banking partners (BoB in my case) and got upgraded to IDFC Wealth with same limit (10L). Later I closed OneCard permanently.

Can you tell me how long does One card take to process closure request ? In the app it is coming as 3-5 business days & their Cust Care is telling 7-10 working days, which is ridiculous ! Any idea how long will they take to process the closure request ?

 

[Tensor]

Can you tell me how long does One card take to process closure request ? In the app it is coming as 3-5 business days & their Cust Care is telling 7-10 working days, which is ridiculous ! Any idea how long will they take to process the closure request ?

Within a week. But you'll have to look for account status in credit bureaus. I had to mail them twice to get the card account reported as closed in CIBIL. It took around 60 days.

 

[ray8285]

Within a week. But you'll have to look for account status in credit bureaus. I had to mail them twice to get the card account reported as closed in CIBIL. It took around 60 days.

They are truly worthless, at least SBM is. Reported the same card account twice under different account numbers ! I know this is going to be another chase but I will report them to RBI straight away if the accounts are not updated within 45 days as per their email.