Look, what reply I received from Credit Bureaus

[Credit Karma]

I asked some questions to CIBIL, CRIF, Experian and Equifax regarding some queries of mine.

I received the reply from Equifax.



Reply from others has not been received yet. Once I receive that, I'll update the same.

 

[krishc]

most interested to know CRIF answers

 

[Credit Karma]

most interested to know CRIF answers

Not only CRIF, I had to explain the whole ordeal to the Equifax in most painstaking way. Only after that I got the above reply. 😂

 

[krishc]

Not only CRIF, I had to explain the whole ordeal to the Equifax in most painstaking way. Only after that I got the above reply. 😂

CRIF I said because of their particular way of scoring so low

 

[ashwink]

CRIF I said because of their particular way of scoring so low

Yeah 🥲😜

 

[Credit Karma]

CRIF I said because of their particular way of scoring so low

Yeah! I know! 😉

They knocked off about 150+ points off on my score just because I had opened two CC within 6 months😂

Talk about the cruelty 😂

 

[akshayhs]

Yeah! I know! 😉

They knocked off about 150+ points off on my score just because I had opened two CC within 6 months😂

Talk about the cruelty 😂

I don't think any major bank gives a damn about CRIF. Only these BNPLs do.

 

[Credit Karma]

I don't think any major bank gives a damn about CRIF. Only these BNPLs do.

There must be a reason for that!

It is the only Indian (JV type) firm in the industry.

May be they have been established to cater to short term credit only!

We would never know for sure 😊

 

[Bodhi]

I asked some questions to CIBIL, CRIF, Experian and Equifax regarding some queries of mine.

I received the reply from Equifax.



Reply from others has not been received yet. Once I receive that, I'll update the same.

Thank you very much for kindly sharing it!

@Credit Karma 👍🏻

 

[Credit Karma]

Thank you very much for kindly sharing it!

@Credit Karma 👍🏻

You are welcome ☺️

 

[krishc]

There must be a reason for that!

It is the only Indian (JV type) firm in the industry.

May be they have been established to cater to short term credit only!

We would never know for sure 😊

but they're also present in many other countries, they must be having some business
don't think algorithms change much over countries


in India, everyone except CIBIL has negligible business

 

[Credit Karma]

but they're also present in many other countries, they must be having some business
don't think algorithms change much over countries


in India, everyone except CIBIL has negligible business

Yeah, probably!☺️