Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[Chaitanya-a]

what's the cooldown for rejected applications? 6 months?

Same for approved & rejected applications. 90 days.

 

[Chaitanya-a]

Not three .. always heard 2 + virtual card = 3

Then you need to meet @Strange
He has:
1) Myntra
2) Zen
3) League rupay
4) UPI Rupay

 

[tanmeet]

Can we get this if we already hold a kotak cc?

Y e s

 

[Chaitanya-a]

Is 1.25% cashback applicable for regular online spends?

Yes we do get 1.25% cashback for regular online spends except these categories:

▪ Rent Payment (6513)
▪ Fuel Spends (5983, 5541, 5542, 5172, 5552)
▪ EMI transactions
▪ Post Purchase EMI
▪ Wallet loading transactions (6540)
▪ Cash advances

 

[cardy]

1) Kotak normal banking services available in all the nearby pincodes.
2) Kotak 811 is not available except only one pincode of the branch.
3) I have asked cs by mail if the pincodes are serviceable or not for credit card multiple times with follow up. They say you only need 5min to apply. Apply and check yourself.

So you need to have a hard enquiry to know if your pincode is serviceable or not.

What a service kotak!
Bravo.

 

[KLB@96]

Just applied it showed 500 as fees. got messages that it will be processed in two days. lets see

 

[D₹V]

March effect, enjoy

 

[dan873]

Yet they won't give LFT

 

[D₹V]

Yet they won't give LFT

3 years isn't enough?

This card won't last longer.

 

[dan873]

3 years isn't enough?

This card won't last longer.

That true + 3 words

 

[Vasuki]

3 years isn't enough?

This card won't last longer.

Ys too good a card but very niche ..
Can't be exploited like Flipkart..
Very low customer base

 

[D₹V]

That true + 3 words

Then use & throw

 

[Vasuki]

Then use & throw

In the drawer

 

[D₹V]

Ys too good a card but very niche ..
Can't be exploited like Flipkart..
Very low customer base

Still far far better than any Kotak card.
1.25% UPI cashback (instant) is lob ❤️.
2L spent in 1.5 months.

 

[Chaitanya-a]

Ys too good a card but very niche ..
Can't be exploited like Flipkart..
Very low customer base

Better than Flopkart as its available in Rupay variant. We're getting 1.25% statement cashback on UPI payments above 2k

 

[Vasuki]

Still far far better than any Kotak card.
1.25% UPI cashback (instant) is lob ❤️.
2L spent in 1.5 months.

I did 70k spends in 1st month then Upi Glitch happened .. now gonna spend this month 😂

 

[Vasuki]

Better than Flopkart as its available in Rupay variant. We're getting 1.25% statement cashback on UPI payments above 2k

Even 7.5 is discount not cashback on myntra..so u don't pay
Not have to wait 🤘 for cashback to be credited like in Flipkart

 

[D₹V]

I did 70k spends in 1st month then Upi Glitch happened .. now gonna spend this month 😂

UPI glitch never happened to me 🤣

 

[SSV]

Still far far better than any Kotak card.
1.25% UPI cashback (instant) is lob ❤️.
2L spent in 1.5 months.

Second best UPI Rupay card after Tata Neu to my knowledge