Is there any way to get Kotak White LTF ?

[souvikdey2002]

Last year during the lockdown Kotak lunched Kotak White, it's their top of the line Super Premium Credit Card.
let me know if you know how to get without having an account with Kotak based on C2C basis.

I discovered one way which is to get the Royal Signature LTF & upgrade it from there.

 

[StanRoute66]

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Bro , Dont you Understand the meaning of LTF ?

 

[souvikdey2002]

If yes , then what was the Journey ? Kindly let me know .
I have a Kotak 811 account , just a month old and I have been doing some serious transactions and Already I have been offered Kotak Royal Signature LTF.
This is what I can see in my offers :

Hi
I also have exactly same scenario as you.
Kotak 811 3 month old, doing some serious transactions.

Got Kotak White offer at 3000 Joining & annual fees but surprisingly Royal Signature annual fee is 0 and joining fee is 900.

Now I didn't understand how you are saying you got White LTF??

Also Royal Signature is generally without Joining fee where annual fee is 900 but for me & you is just opposite.

Does it mean that for us they are giving us it as LTF but charges for joining is 900??

 

[StanRoute66]

Hi
I also have exactly same scenario as you.
Kotak 811 3 month old, doing some serious transactions.

Got Kotak White offer at 3000 Joining & annual fees but surprisingly Royal Signature annual fee is 0 and joining fee is 900.

Now I didn't understand how you are saying you got White LTF??

Also Royal Signature is generally without Joining fee where annual fee is 900 but for me & you is just opposite.

Does it mean that for us they are giving us it as LTF but charges for joining is 900??

I just think it's a glitch .
They are showing Joining fee and Annual fee interchangeably .
They were also showing Biz Card with Annual fee of 299 and Joining fee of 499 in Pre-approved section . Meanwhile in reality :

 

[manikP]

Is the address which the card is delivered in Pune or Ludhiana??

Ludhiana

 

[ashwink]

@himesh8924 bro do share your experience with this.

 

[souvikdey2002]

I just think it's a glitch .
They are showing Joining fee and Annual fee interchangeably .
They were also showing Biz Card with Annual fee of 299 and Joining fee of 499 in Pre-approved section . Meanwhile in reality :

Bit I didn't get the idea why you said that White is LTF for you??
I can see it is priced.

 

[Bob78900]

I have Kotak Privy League ... It's LTF for privy as mentioned in SS

Bhai what is kotak privy league?

 

[StanRoute66]

Bit I didn't get the idea why you said that White is LTF for you??
I can see it is priced.

It will be waived off for him . See the first point in the pre-approved card section screenshot

 

[souvikdey2002]

It will be waived off for him . See the first point in the pre-approved card section screenshot

You are talking about yourself or for somebody else?

 

[Bob78900]

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🥲🥲I mean it is an account or what ? 811 account user can avail this service? What is the mab and all

 

[ashwink]

BTW Kotak's hierarchy is proper unlike HDFC's hierarchy

Can you elaborate?

 

[ashwink]

All accounts in HDFC have same DC essentially
Not so in Kotak

Same CCs ... Not so in Kotak etc.

Ah ok👍

 

[Bob78900]

2L
Kotak Privy League Prima ... Like HDFC Preferred

BTW Kotak's hierarchy is proper unlike HDFC's hierarchy

Achha if i maintain 2lac monthly balance in 811 then i can apply for privy right?

 

[Bob78900]

Don't apply for Privy unnecessarily ... But yes I guess you should be able to

Why brother 🥲

 

[ashwink]

Why brother 🥲

Even 811 zero balance account is good bro.

 

[TechnoFino]

See T&C ... No fees for Privy League which I have

I got Kotak White LTF offer

you posted, you got Kotak white LTF, and this thread is regarding white LTF

 

[ashwink]

you posted, you got Kotak white LTF, and this thread is regarding white LTF

@TechnoFino bro white has two types right?

 

[Bob78900]

Yes ...

Actually I was forced to open higher variant instead of 811. I couldn't open 811 due to technical issues else I never would have gone for a higher variant Kotak account.

Okay bhai I'll try for 811. Mainly i want idfc 10k but i cannot open it before 30 june so debit card charges will be there. Idfc account plan cancel 🥲😔

 

[ashwink]

Okay bhai I'll try for 811. Mainly i want idfc 10k but i cannot open it before 30 june so debit card charges will be there. Idfc account plan cancel 🥲😔

Chalo forget It all is well 👍

 

[Bob78900]

Chalo forget It all is well 👍

Okay bhai😂😂😂