If you have got Onecard from BOB Financial or Federal Bank , please reply to this Thread

[StanRoute66]

1. Did you get an offer on Onescore app or you applied directly from Onecard app?
2. I want to know , If you had already a relationship with the bank or not , when you got the offer ?
3. Is it available in Tier2 Cities as of now ?
4. Did you have a prior Enquiry with Federal or BOB ?

 

[V4Vkaas]

I have Federal Bank variant
1. OneScore
2. I have Federal Bank Selfie account but I'm not using it
3. I'm from a Tier2 city
4. Nope

 

[StanRoute66]

I have Federal Bank variant
1. OneScore
2. I have Federal Bank Selfie account but I'm not using it
3. I'm from a Tier2 city
4. Nope

Awesome ! Thanks for the crisp information which I needed .
I also have Fi Federal Bank Account and am from Tier2 city , i'll wait till the month end and directly apply from Onecard app .

 

[fatehbajwa]

1. Did you get an offer on Onescore app or you applied directly from Onecard app?
2. I want to know , If you had already a relationship with the bank or not , when you got the offer ?
3. Is it available in Tier2 Cities as of now ?
4. Did you have a prior Enquiry with Federal or BOB ?

I have Federal Bank variant
1. OneScore
2. No
3. Chandigarh- So YES
4. No

 

[StanRoute66]

Everyone seems to getting OneCard unsecured 😢

Hamm dono ka bhi time ayega bro 😎
vese whats your age and you have 2 unsecured cards right ?

 

[StanRoute66]

23
Canara secured (30K), business moneyback LTF (75K) unsecured, BOB Select unsecured (50K)

I'm 23 as well .
I also have Business Moneyback LTF (72k) and some 8 more cards .
and applied for BOB premier a month ago 😂

 

[fatehbajwa]

Everyone seems to getting OneCard unsecured 😢

Actually No. I have the secured metal. I took it initially when my city Chandigarh was not in the serviceable area. It's from SBM.

The above mentioned card from Federal is my wife's. She got it around 10 days back as now Chandigarh is in the serviceable areas.

I'm stuck with an FD of 50K in SBM!!! 🤬

 

[StanRoute66]

Actually No. I have the secured metal. I took it initially when my city Chandigarh was not in the serviceable area. It's from SBM.

The above mentioned card from Federal is my wife's. She got it around 10 days back as now Chandigarh is in the serviceable areas.

I'm stuck with an FD of 50K in SBM!!! 🤬

how to know the latest serviceable cities list ?

 

[fatehbajwa]

Ah 😂😂
I feel you xD

I wouldn't have bothered but they have really good offers nowadays.

It was the metal card thingy that got me!

how to know the latest serviceable cities list ?

I don't remember where I checked but I guess the app would tell you when you input your PIN code.

 

[hariselio]

Bob variant, directly applied in onecard app, in fact i didn't even know there's a app named one score when i applied. And i have bob account with loan also.

 

[prc1990]

Does that mean applying through One Score will help us to fetch the Federal variant?

 

[souvikdey2002]

1. Did you get an offer on Onescore app or you applied directly from Onecard app?
2. I want to know , If you had already a relationship with the bank or not , when you got the offer ?
3. Is it available in Tier2 Cities as of now ?
4. Did you have a prior Enquiry with Federal or BOB ?

1. Didn't check onescore even, directly applied from OneCard app & approved instantly.
2. Don't have any relationship with any of their partner banks.
3. No idea since I belong from Kolkata
4. Yes, since I applied for Eterna but it is still not being issued to me for unknows reasons. My Banking partner for OneCard is also BoB.

 

[yolofino]

1. I already hold OneCard backed by IDFC First bank. Got notification for Federal bank as partner, made the switch.
2. I have an FI bank account which is Federal bank in the backend.
3. I am in Bangalore.
4. No, never with both. No cibil hit for the partner change either.

 

[SunnyM]

I live in Faridabad (NCR) .
Directly applied through one card app and only had icici credit card at the time .
It is powered by federal bank.
It is still the credit card with the higest credit limit for me.

 

[BMR]

1. Did you get an offer on Onescore app or you applied directly from Onecard app?
2. I want to know , If you had already a relationship with the bank or not , when you got the offer ?
3. Is it available in Tier2 Cities as of now ?
4. Did you have a prior Enquiry with Federal or BOB ?

1. Directly through one app but I fetched the score using OneScore first.
2. No
3. I am from Mumbai
4. I got the IDFC variant first, then after a year they asked me to upgrade the card and limit, and offered federal bank card. I have no banking relation with either bank. Card was offered purely on cibil score.

 

[vaibhav111]

1. Did you get an offer on Onescore app or you applied directly from Onecard app?
2. I want to know , If you had already a relationship with the bank or not , when you got the offer ?
3. Is it available in Tier2 Cities as of now ?
4. Did you have a prior Enquiry with Federal or BOB ?

hi there , did receive offer from onescore after generating my credit report, no relationship with bob/federal bank prior . I'm from Mumbai, no hard enquiry , since it was pre approved kind of

 

[rjsudeep]

how to know the latest serviceable cities list ?

You can get it by DMing them on Twitter.

 

[rjsudeep]

1. Directly through one app but I fetched the score using OneScore first.
2. No
3. I am from Mumbai
4. I got the IDFC variant first, then after a year they asked me to upgrade the card and limit, and offered federal bank card. I have no banking relation with either bank. Card was offered purely on cibil score.

If you hadn't upgraded and waited out, you would have got the IDFC Wealth card as well as the upgrade to BOB.