ICICI IMobile app shows Wealth Management for 3 credit card!! Possibility for a 0 balance account?

[varunsridharan]

I have been utilizing Amazon Pay for the past 11 months, having a limit of 4.6 lakh. A few days ago, I made the decision to upgrade to a platinum card with a shared limit, and my request was approved within a day. Shortly after, I also requested a coral Rupay card, and it was approved within a few hours after my platinum card approval.

Upon receiving both cards, I noticed that the ICICI mobile app theme changed to black and displayed "Wealth Management." Does this imply that I am eligible for a wealth management account with a zero balance requirement?

 

[dhiraz]

I have been utilizing Amazon Pay for the past 11 months, having a limit of 4.6 lakh. A few days ago, I made the decision to upgrade to a platinum card with a shared limit, and my request was approved within a day. Shortly after, I also requested a coral Rupay card, and it was approved within a few hours after my platinum card approval.

Upon receiving both cards, I noticed that the ICICI mobile app theme changed to black and displayed "Wealth Management." Does this imply that I am eligible for a wealth management account with a zero balance requirement?

Where Do You Give These Requests?

You Upgraded Your Amazon Pay Card or Get 2 Extra Cards with a Shared Limit?

By The Way How Many ICICI Cards Can a Person Hold?

 

[varunsridharan]

Where Do You Give These Requests?

You Upgraded Your Amazon Pay Card or Get 2 Extra Cards with a Shared Limit?

By The Way How Many ICICI Cards Can a Person Hold?

I sent request via twitter and i got a call from RM i think

Yes i upgraded my Apay card to platinum and requested for coral rupay

I think There is no limit for cc a person can get from icici

 

[SSV]

I sent request via twitter and i got a call from RM i think

Yes i upgraded my Apay card to platinum and requested for coral rupay

I think There is no limit for cc a person can get from icici

Go to Netbanking, inyour SB account details page if you see this, then you hot 0 balance account

Enjoy...

 

[varunsridharan]

Go to Netbanking, inyour SB account details page if you see this, then you hot 0 balance account

Enjoy...

I don't have any relationship with icici other than credit card

That's why i am asking if i am eligible for 0 balance wealth management account

 

[Strange]

I have been utilizing Amazon Pay for the past 11 months, having a limit of 4.6 lakh. A few days ago, I made the decision to upgrade to a platinum card with a shared limit, and my request was approved within a day. Shortly after, I also requested a coral Rupay card, and it was approved within a few hours after my platinum card approval.

Upon receiving both cards, I noticed that the ICICI mobile app theme changed to black and displayed "Wealth Management." Does this imply that I am eligible for a wealth management account with a zero balance requirement?

Coral Rupay is lifetime free if not then what's it's annual fee?

 

[varunsridharan]

Coral Rupay is lifetime free if not then what's it's annual fee?

Its not LTF it costs 499+ GST

 

[SSV]

I don't have any relationship with icici other than credit card

That's why i am asking if i am eligible for 0 balance wealth management account

I think , there is no harm in contacting the same person who contacted you before. It seems something was triggered to make you as WM customer. You can find out with him or twitter, gently asking for the status.

I too got 0 balance WM account offer with just APay cc with 6.4 lakh limit.
All the best

 

[varunsridharan]

I think , there is no harm in contacting the same person who contacted you before. It seems something was triggered to make you as WM customer. You can find out with him or twitter, gently asking for the status.

I too got 0 balance WM account offer with just APay cc with 6.4 lakh limit.
All the best

I spoke and they are down to open a wealth account @ 0 balance but they are asking for 1L initial funding to open a account and currently i am not in a situation to get 1L

Any options?

 

[SSV]

I spoke and they are down to open a wealth account @ 0 balance but they are asking for 1L initial funding to open a account and currently i am not in a situation to get 1L

Any options?

This is the least they want you to do I.e. depositing 1 lakh cheque.
You can withdraw it after a few days as it is 0 MAB account. They need it at the time of opening...
So, essentially, you need to arrange 1 lakh funds for a few days or maximum for 1 week. It's all you need to get 0 MAB Wealth account. I strongly think it is worth...

 

[varunsridharan]

This is the least they want you to do I.e. depositing 1 lakh cheque.
You can withdraw it after a few days as it is 0 MAB account. They need it at the time of opening...
So, essentially, you need to arrange 1 lakh funds for a few days or maximum for 1 week. It's all you need to get 0 MAB Wealth account. I strongly think it is worth...

Can I do that via credit card rotation?

 

[4uziaul]

Can I do that via credit card rotation?

You solved it yourself! 😜

 

[SSV]

Can I do that via credit card rotation?

I don't know any thing about credit card rotation..
All you need to do is , give a cheque of 1 lakh to icici . Make sure you have funds of 1 lakh in that other Savings account. Let the cheque be honoured. Keep the balance in icici wealth account for one week and take back your 1 lakh.
How you source your funds to achieve the above task is upto you.

All I can say is ,having ltf 0 MAB WM account is much much more valuable than the borrowing cost of 1 lakh rupees for one week (if any)

All the best

 

[bimanpaul]

Where Do You Give These Requests?

You Upgraded Your Amazon Pay Card or Get 2 Extra Cards with a Shared Limit?

By The Way How Many ICICI Cards Can a Person Hold?

I had 3 cards once: 1 Amazon Pay, 1 Platinum, Rubyx(it comes as dual platform AMEX & Mastercard. So 2 cards more)

 

[jack333]

I spoke and they are down to open a wealth account @ 0 balance but they are asking for 1L initial funding to open a account and currently i am not in a situation to get 1L

Any options?

Try negotiating. Tell them you'll arrange funds later. Many people have got wealth account with zero initial deposit also just with assurance to fund later

 

[varunsridharan]

Try negotiating. Tell them you'll arrange funds later. Many people have got wealth account with zero initial deposit also just with assurance to fund later

Just did that and they agreed to do so
And i will be deposit funds after account creation

 

[SSV]

Just did that and they agreed to do so
And i will be deposit funds after account creation

Well done mate, Kudos to your persistence and exemplary negotiation skills , I would say...
Good news is that you got WM account. Welcome to the club... Cheers

 

[SSV]

Try negotiating. Tell them you'll arrange funds later. Many people have got wealth account with zero initial deposit also just with assurance to fund later

Very good advice, indeed...

 

[sauravkumar]

Just did that and they agreed to do so
And i will be deposit funds after account creation

Bhai Aisa kya bol diya??😳😳😳
Jo itni aasani se Maan gye...

Saala hmari baat toh koi nhi sunta!!😁😁

 

[Rkr]

I have been utilizing Amazon Pay for the past 11 months, having a limit of 4.6 lakh. A few days ago, I made the decision to upgrade to a platinum card with a shared limit, and my request was approved within a day. Shortly after, I also requested a coral Rupay card, and it was approved within a few hours after my platinum card approval.

Upon receiving both cards, I noticed that the ICICI mobile app theme changed to black and displayed "Wealth Management." Does this imply that I am eligible for a wealth management account with a zero balance requirement?

Persistence is key to success And you proven with you efforts.