ICICI Amazon Pay Credit Card Review

[bhavyegoel]

The most uncomplicated card for beginners is the ICICI Amazon Pay Credit Card. This card is so simple to understand that you really don’t need to think about anything while using it. Launched in 2018 but still is quite popular and literally, there has been no devaluation on the same to date.

Full Review https://www.technofino.in/icici-amazon-pay-credit-card-review/






Full Review https://www.technofino.in/icici-amazon-pay-credit-card-review/

I would certainly recommend this to everyone, especially after the recent devaluation of HDFC 5X Smartbuy on Amazon. So if you don’t a premium card from HDFC then this card is ideal for all the Amazon spends. This card won’t work on ICICI sales on other websites. Hence it’s better to get another card like the ICICI MakeMyTrip Signature from ICICI through the expressions card route. Since ICICI Bank allows you to hold its complete portfolio of cards so it won’t be a problem to get as many cards as you want.

Even for premium cardholders, this can be a good addition to their plastic collection!

 

[Strange]

Online Transactions on Amazon Pay Merchants through this card is not working anymore as Amazon has disabled credit card option on Amazon pay merchants.

 

[bhavyegoel]

Online Transactions on Amazon Pay Merchants through this card is not working anymore as Amazon has disabled credit card option on Amazon pay merchants.

Good observation. Updated the article. Thanks!

 

[Saif77]

Hey Guys, I have a ICICI Coral Card. But when I apply for Apay card, it doesn’t show me the page where I can input existing card number. What’s the process of applying the card being an existing card holder

 

[vijaycard]

Hey Guys, I have a ICICI Coral Card. But when I apply for Apay card, it doesn’t show me the page where I can input existing card number. What’s the process of applying the card being an existing card holder

U can apply through Amazon app. In that u can see existing icici customer. U will get card immediately if u already have Icici card. Credit limit is shared with previous limit

 

[vijaycard]

Online Transactions on Amazon Pay Merchants through this card is not working anymore as Amazon has disabled credit card option on Amazon pay merchants.

 

[vijaycard]

I think as per RBI NOrms it's disabled for all cards. U can enable it by login into imobile pay or netbanking

 

[Wealth is my birth right!]

Online Transactions on Amazon Pay Merchants through this card is not working anymore as Amazon has disabled credit card option on Amazon pay merchants.

Is this for purchase in amazon?
Then how to get 5% cb
Having apay but after magnus routing of spends via magnus for reaching 1l milestone

 

[SJ13]

Online Transactions on Amazon Pay Merchants through this card is not working anymore as Amazon has disabled credit card option on Amazon pay merchants.

Then we can't use on Amazon App for utility or third party apps ?
Please Correct me if am wrong

 

[NOOBY]

Credit limit is shared with previous limit

Can you explain this ?

If I already have ICICI CC having 5L limit and apply for Apay card, will both cards have 5L limit separately or common (use spend max 5L per month via both cards) ?

 

[CMG]

Can you explain this ?

If I already have ICICI CC having 5L limit and apply for Apay card, will both cards have 5L limit separately or common (use spend max 5L per month via both cards) ?

Shared

 

[Wealth is my birth right!]

Put together 5 lac u can spend in both cards

Can you explain this ?

If I already have ICICI CC having 5L limit and apply for Apay card, will both cards have 5L limit separately or common (use spend max 5L per month via both cards) ?

 

[Strange]

Then we can't use on Amazon App for utility or third party apps ?
Please Correct me if am wrong

You can use this card in Amazon Pay but It will not work on third party apps.

 

[Strange]

Is this for purchase in amazon?
Then how to get 5% cb
Having apay but after magnus routing of spends via magnus for reaching 1l milestone

No. You will get 5% cashback (if you are a prime user) for all Amazon orders and 2% cashback for Amazon pay transactions but you won't be able to pay using this card on third party Amazon pay merchants like Uber, swiggy, Domino's as Amazon has disabled credit card option on third party merchants.

 

[Wealth is my birth right!]

No. You will get 5% cashback (if you are a prime user) for all Amazon orders and 2% cashback for Amazon pay transactions but you won't be able to pay using this card on third party Amazon pay merchants like Uber, swiggy, Domino's as Amazon has disabled credit card option on third party merchants.

Got it now
Good thing with 3rd parties that they take amount from Amaz GV balance too
Did a jio prepaid today and paid via Amazon wallet

 

[NOOBY]

Shared

Put together 5 lac u can spend in both cards

How is that shown in any Credit bureau report ?
they would be marked as separate credit cards in any report, so I thought it would be listed as separate limits

Can you please share any report ss (if possible) which mentions shared limit ICICI cc ?

 

[CMG]

How is that shown in any Credit bureau report ?
they would be marked as separate credit cards in any report, so I thought it would be listed as separate limits

It will be shown as different entries in cibil report.

Can you please share any report ss (if possible) which mentions shared limit ICICI cc ?

I don't have a PDF to share. After getting the card, contact customer care, they will tell you whether it is shared or different account.

 

[Srini]

My CIBIL shows CL of both Apay and Coral as separate and my total CL is addition of both limits (15L)!

 

[Wealth is my birth right!]

My CIBIL shows CL of both Apay and Coral as separate and my total CL is addition of both limits (15L)!

My cibil too show coral and apay as 2 entries but limit is shared

 

[helloworld]

How is that shown in any Credit bureau report ?
they would be marked as separate credit cards in any report, so I thought it would be listed as separate limits

Can you please share any report ss (if possible) which mentions shared limit ICICI cc ?

Number of entries in Cibil when that person has multiple cards from same bank

Could someone confirm number of entries in Cibil when that person has multiple cards from same bank? Update - Standard Charted - 1 entry for all cards ICICI - 3 entries mostly (1-Amazon, 1-Gemstone Cards, 1-Cobranded) AXIS - each card 1 entry SBI - each card 1 entry AMEX - each card 1 entry...

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