decent relationship with IndusInd and still not getting any pre-approved offers for credit card.

[zomato]

Exclusive+Indie account but, student with no salary.
my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC.

please recommend me something, or suggest me a bank that's more friendly towards customers.

 

[zomato]

Then go to some other branch.

ye onecard wale bhi reject kardete application? 🥲

 

[Rahul Gupta]

ye onecard wale bhi reject kardete application? 🥲

Har cc issuer karta h bro. Its upto them to decide whether they wanna give u a cc or not.

 

[silly_putty]

Got Ltf offer from axis with 1L limit within 5 months of opening account, while hdfc gave freedom card 25k limit and joining and annual charges when I was below 21. This was after hdfc being my main account. That to with almost no mab or deposits. Although made alot of transaction with that account so maybe that triggered it.

Below 21 .. run your nose across Street .. beside hdfc none can offer pre approved cc.

My friend got 6-8 before 21 & me 1 month before 21 .
Even though we both had cc from icici bank fd based since 3 yrs

Below 21 .. run your nose across Street .. beside hdfc none can offer pre approved cc.

My friend got 6-8 before 21 & me 1 month before 21 .
Even though we both had cc from icici bank fd based since 3 yrs

 

[NShah]

Got Ltf offer from axis with 1L limit within 5 months of opening account

Account mein kitna balance rakhte they? Konsa account Variant?

 

[silly_putty]

Account mein kitna balance rakhte they? Konsa account Variant?

10-20 rupees, liberty account. Jan me open Kiya tha aur may me calls Ane shuru ho gaye, btw innhone usse pehele September Flipkart card application bhi reject Kiya tha for no reason, isliye inke calls ignore karne me bada maja aya 😁

 

[Riya Sharma]

Brother as i said u will get cc from hdfc only .
Axis didn't gave me anything before 21 even though i tried Good balance & dc legit spend things ..
After 21 .. shh 90k pre approved limit got just with a call..
Hdfc only gives pre approved before 21. Keep good amount
If u keeping above 2l.
U will get account variant change too
More fancy chances

nah Axis is very good if not better than HDFC for offers under 21

 

[Vasuki]

nah Axis is very good if not better than HDFC for offers under 21

Under 21 I don't think they give it unless burgundy or something
No matter what I tried got only after 21

 

[Riya Sharma]

Under 21 I don't think they give it unless burgundy or something
No matter what I tried got only after 21

I have Priority account. Have an Atlas with limit of 425000. Started with 95000 but got LE in a year. Got after 3 months into 18. Right now that Axis Priority account has 0 inr in it lol. Am 19

 

[Vasuki]

I have Priority account. Have an Atlas with limit of 425000. Started with 95000 but got LE in a year. Got after 3 months into 18. Right now that Axis Priority account has 0 inr in it lol. Am 19

Good for you

 

[pkpr]

Under 21 I don't think they give it unless burgundy or

They do, i got pre-approved offer with decent limit(1.24lac) within 6 months of account opening
I'm 20 btw
ASAP account varient
DC to use hi nhi kara tha 🤣