decent relationship with IndusInd and still not getting any pre-approved offers for credit card.

[zomato]

Exclusive+Indie account but, student with no salary.
my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC.

please recommend me something, or suggest me a bank that's more friendly towards customers.

 

[zomato]

Age of cibil depends on age of oldest account. Student loan depends on institution u r going to study in & financial situation of your parents not yours .

As for mba they give u whole amount on admission letter

oh okay, so I am taking efforts for nothing 🥲 should try after turning 21 only then.

 

[Rahul Gupta]

should I open savings maxx after lying about my income? 💀

If you want a cc then do what i say.

Open savings max in hdfc and tell them your income is 16lpa.

Keep minimum 1 lakh in your account for 3-4 months and keep useing it as your regular savings account.

Use the provided platinum dc for all your purchases.

One major tip- March is coming in 4 months. So this is the best time to do all of this process.

 

[zomato]

If you want a cc then do what i say.

Open savings max in hdfc and tell them your income is 16lpa.

Keep minimum 1 lakh in your account for 3-4 months and keep useing it as your regular savings account.

Use the provided platinum dc for all your purchases.

One major tip- March is coming in 4 months. So this is the best time to do all of this process.

what's the risk I'm taking? risk reward should be favourable 🥲

 

[Rahul Gupta]

what's the risk I'm taking? risk reward should be favourable 🥲

Risk? What's the risk in this?

 

[zomato]

Risk? What's the risk in this?

risk of getting account terminated, even getting reported to CIBIL? or nothing happens? and will they believe a 19yo earns 16lakhs a year 🥲

 

[Rahul Gupta]

risk of getting account terminated, even getting reported to CIBIL? or nothing happens? and will they believe a 19yo earns 16lakhs a year 🥲

Nothing happens lol. Believe me they won't even ask anything. Still if you care scared then lower it to 8/10lacs.

 

[0xfallup]

bhai sabse phli baat , indusind kon open karta h for pre-approved ... recently tf pe member bane ho kya?

 

[Rahul Gupta]

bhai sabse phli baat , indusind kon open karta h for pre-approved ... recently tf pe member bane ho kya?

He is TF buzz. What did you think he is here from a decade?🙂

 

[0xfallup]

He is TF buzz. What did you think he is here from a decade?

bhai mai 2 mahine guest tha ... any qualms

 

[Rahul Gupta]

bhai mai 2 mahine guest tha ... any qualms

Ohh 😶 .

 

[zomato]

bhai sabse phli baat , indusind kon open karta h for pre-approved ... recently tf pe member bane ho kya?

indusind pre approved ke liye nahi khola, purana account hai jab CC ka nhi socha tha debit cards acche the lounge access one of the best interest rates etc, ab jab chahiye to de nhi rhe, baaki koi dhang ka bank de deta basic se basic CC to atleast.

 

[zomato]

Nothing happens lol. Believe me they won't even ask anything. Still if you care scared then lower it to 8/10lacs.

will put 10 lakhs, let's see what happens after month or two

 

[0xfallup]

indusind pre approved ke liye nahi khola, purana account hai jab CC ka nhi socha tha debit cards acche the lounge access one of the best interest rates etc, ab jab chahiye to de nhi rhe, baaki koi dhang ka bank de deta basic se basic CC to atleast.

HDFC open karle ... and 10lakh rakh sakta toh direct imperia open kar new account and do good tran ... and if itna maintain karega 10 lakh kuch toh 5L ka mil jayega easy regilia gold

 

[zomato]

HDFC open karle ... and 10lakh rakh sakta toh direct imperia open kar new account and do good tran ... and if itna maintain karega 10 lakh kuch toh 5L ka mil jayega easy regilia gold

10 lakh nhi kar sakta student hu💀 vo upar to meine bola ki itni salary daal dunga open karte waqt account, mein 2L tak maintain kar sakta avg 1.5L easily.

 

[0xfallup]

10 lakh nhi kar sakta student hu💀 vo upar to meine bola ki itni salary daal dunga open karte waqt account, mein 2L tak maintain kar sakta avg 1.5L easily.

ek kaam kar nearest branch jake open preferred acc ... agar tujhe acc number khud k number chaiye toh 5L ka cheque lenge ya 2L k cheque mai they can open acc and then same upar ka 6 months mai easy offer ... bich bich mai 5L tak rakhte rehna

 

[Rahul Gupta]

10 lakh nhi kar sakta student hu💀 vo upar to meine bola ki itni salary daal dunga open karte waqt account, mein 2L tak maintain kar sakta avg 1.5L easily.

Jitna maintain karoge ussi ke near about limit ayega.

 

[Rahul Gupta]

ek kaam kar nearest branch jake open preferred acc ... agar tujhe acc number khud k number chaiye toh 5L ka cheque lenge ya 2L k cheque mai they can open acc and then same upar ka 6 months mai easy offer ... bich bich mai 5L tak rakhte rehna

Preferred m late aeyga offer compared to regular savings max. Tried and tested by myself.

 

[0xfallup]

Preferred m late aeyga offer compared to regular savings max. Tried and tested by myself.

wew aisa bhi hai ... saala yha imperia karwake baitha hoon

 

[zomato]

ek kaam kar nearest branch jake open preferred acc ... agar tujhe acc number khud k number chaiye toh 5L ka cheque lenge ya 2L k cheque mai they can open acc and then same upar ka 6 months mai easy offer ... bich bich mai 5L tak rakhte rehna

classic ke liye kitna maangte? preferred zyada better? downgrade bhi kardeta HDFC to

 

[zomato]

wew aisa bhi hai ... saala yha imperia karwake baitha hoon

kitna balance maintain karte?