Best upi app

[yobro]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

 

[RedCardRef]

Slice has a decent UI. We need to hold to scan a QR. Bit awkward at first until I became used to. Requires PIN/face/fingerprint to login. I am used to skip this step with GPay or PhonePe.

Slice requires SMS and it checks the permission once a day.

Slice already got approval to merge with NE SFB. So. I am betting on it for long term sustainability.

I only use slice with its PPI wallet (for UPI). Zero failures so far.

Like every other app, slice has its own cons. There is no way to give nickname to the recipients. No way to mark favorites. No ability to send a note along with UPI. We can make a personal note after completing the payment, though. All these are minor issues that can be improved later on. An important feature that I miss (compared to GPay or phonepe) is that there is no widget shortcut for a quick scan and pay.

I switched to slice after having been a heavy user of PPBL, had a direct shortcut on the homescreen to scan the QR code in Paytm. Slice lacks this feature, I asked them multiple times on email to add a "Scan to Pay" shortcut for the app but so far no progress.

Also the slice app gives haptic feedback when I am navigating from page to page. I have difficulty holding the phone when it vibrates or gives haptic feedback, I tried to prevent the app from doing this but there is no way to override this behavior in Android atleast. Sent them an email asking them how to turn off the haptic feedback, they got back to me saying this is not possible.

My last and final gripe with slice is that they don't allow the user to customize the VPA, so it is always phonenumber@slice. So each time I make a payment my phone number keeps getting reflected on the receivers end. I want to avoid this.

I am wondering is there any other light weight app which allows PIN free UPI payments and allows the user to customize the UPI ID? I am already aware of iMobilePay and HDFC, I was wondering if there are any other apps that solve this problem elegantly.

 

[Centurion_wala]

My last and final gripe with slice is that they don't allow the user to customize the VPA, so it is always phonenumber@slice. So each time I make a payment my phone number keeps getting reflected on the receivers end. I want to avoid this.

I downloaded slice few days back for my cousin to use and I was able to edit the vpa. They DO allow creating custom vpa but only once.

 

[pothi]

I downloaded slice few days back for my cousin to use and I was able to edit the vpa. They DO allow creating custom vpa but only once.

I can confirm this. I signed up last month. However, I can't change it now. The option to customise the VPA may be available only once, at the time of signing up.

am wondering is there any other light weight app which allows PIN free UPI payments and allows the user to customize the UPI ID?

PhonePe with UPI Lite allows custom VPA, but PIN free payment is limited to what UPI Lite allows.

 

[COSMOCRAT]

BHIM is giving 'Your bank doesn't allow this' error whenever I try to go in recharge or pay bill options
Slice is not allowing me to sign up with my Protonmail email

I installed Mobikwik with mixed mind, will see how it goes.

 

[nits123]

I switched to slice after having been a heavy user of PPBL, had a direct shortcut on the homescreen to scan the QR code in Paytm. Slice lacks this feature, I asked them multiple times on email to add a "Scan to Pay" shortcut for the app but so far no progress.

Also the slice app gives haptic feedback when I am navigating from page to page. I have difficulty holding the phone when it vibrates or gives haptic feedback, I tried to prevent the app from doing this but there is no way to override this behavior in Android atleast. Sent them an email asking them how to turn off the haptic feedback, they got back to me saying this is not possible.

My last and final gripe with slice is that they don't allow the user to customize the VPA, so it is always phonenumber@slice. So each time I make a payment my phone number keeps getting reflected on the receivers end. I want to avoid this.

I am wondering is there any other light weight app which allows PIN free UPI payments and allows the user to customize the UPI ID? I am already aware of iMobilePay and HDFC, I was wondering if there are any other apps that solve this problem elegantly.

Yespay next and Bhim allows custom VPA but you can change only once. Yespay next allow scan & pay shortcut on homescreen

 

[nits123]

BHIM is giving 'Your bank doesn't allow this' error whenever I try to go in recharge or pay bill options
Slice is not allowing me to sign up with my Protonmail email

I installed Mobikwik with mixed mind, will see how it goes.

Unfortunately, Mobikwik does not allow customize VPA

 

[MJN]

Slice is Best UPI App with the Fire 🔥 Cashback;

 

[techt]

I checked the phone permissions. I don't recall cred having permanent credit report, I will check that. Thanks for informing!

That could be for experia, crif reports

 

[#aniket]

@sbi, @dbs and @pz were my fav.

Now, @kotak is my fav n my default.

But Kotak doesn't allow CC on UPI through its application.

 

[gowthamv]

But Kotak doesn't allow CC on UPI through its application.

He has mentioned that he uses these UPI IDs to receive money.

Direct bank UPI ID means very less chance of payment failure.

 

[Oscar]

This is how the first QR code was generated, giving rise to the inception of UPI.
Now don't try to scan it with your favourite UPI (mine is always GPay, somehow I connected with it) and get kicked out!

 

[#aniket]

He has mentioned that he uses these UPI IDs to receive money.

Direct bank UPI ID means very less chance of payment failure.

Ohh okay! 🤭

 

[RedCardRef]

I can confirm this. I signed up last month. However, I can't change it now. The option to customise the VPA may be available only once, at the time of signing up.



PhonePe with UPI Lite allows custom VPA, but PIN free payment is limited to what UPI Lite allows.

I sent a mail to slice and they replied back. I can confirm that I was able to update my VPA.

 

[praful47]

Is there any App in which we can use Amazon pay upi I'd apart from Amazon app ?

 

[chinnodu]

Is there any App in which we can use Amazon pay upi I'd apart from Amazon app ?

For sending or spending money every upi app uses the UPI Id of itself only. But for receiving money you can share any UPI ID or VPA to the sender to transfer money to you

 

[Centurion_wala]

How many of you face problems frequently while paying from slice?
I tried 3 payments today and 2 of them failed (1 is this👆🏻)

 

[RedCardRef]

How many of you face problems frequently while paying from slice?
I tried 3 payments today and 2 of them failed (1 is this👆🏻)

Some merchants have blocked payments from slice, I actually tried to pay for airtel internet installation via Slice UPI via scan and pay. Even I got the same message saying that "Merchant doesn't accept via slice". Blinkit was also working fine, but then they also blocked via slice for a few days, don't know if they resolved it or not! This is not a slice issue, but more of a merchant issue.

 

[Pradumya]

Guys and Gals,

Apart from gpay, does someone know of a UPI app that lets you/auto assign separate UPI IDs to all the accounts you add??

This is one of the feature I have been missing Gpay does that but it mixes up Accounts and Cards in the order they were added and it's a mess. I am trying to use one app for accounts and one for RuPay CC.

Phonepe has that
My each account has different upi id like name.sbi@handle, sbi.name@handle both linked to sbi then similar for au, hdfc etc. 12 UPI IDs are active on my phonepe account.

Although I don't use phonepe much.. I also.do the same that you just mentioned.

 

[Pradumya]

PhonePe allows 2 UPI IDs per bank account.

2
I get option to enable 6.. i enabled 4 right now... All working fine

 

[Pradumya]

I personally use
1. Phonepe for different bank different UPI ID (incoming)
2. GPay for Axis Ace and NFC
3. BHIM for IPO Mandates
4. Payzapp (outgoing transactions)

Will try yes pay next after reading reviews here