Best UPI APP ?

[hriday.haria]

Hi All,
As you all are aware, there is a flood of UPI Apps in India.
Kindly suggest the best UPI Apps based on following points which used have use(d).
1. Best Offers/Rewards
2. Best App Experience UI/UX
3. Best Features
4. Best Success/Failure ratio
5. Best Overall

And lastly mention any UPI app if you know/think which will let you pay with UPI Using CC !

 

[ashwink]

In place of bank name Please contact you bank is showing for me and no mention of card variant

Yeah showing same with my icici debit card

 

[SC_23]

Yeah showing same with my icici debit card

So its an issue with gpay

 

[SC_23]

Any way to change upi id in gpay I really hate how they use email id for upi id

 

[SC_23]

No but you can custom set in PhonePe

Oh cool

 

[muralimr]

Any way to change upi id in gpay I really hate how they use email id for upi id

Create new gmail id and use for gpay, so that your primary email id not known to others

 

[hriday.haria]

Now amazon started "Better Luck Next Time" in their scratch cards and I have bad luck with them I guess 😂

 

[ashwink]

Now amazon started "Better Luck Next Time" in their scratch cards and I have bad luck with them I guess 😂

Yeah but that's rare

Even now they are giving cash back on scratch cards!

 

[SC_23]

Create new gmail id and use for gpay, so that your primary email id not known to others

How to delete all my gpay data associated with old id ? and is there any risk involved if my email id gets hacked with respect to gpay data?

 

[ashwink]

How to delete all my gpay data associated with old id ? and is there any risk involved if my email id gets hacked with respect to gpay data?

Not really.

 

[tuhin]

Best UPI app in the order of their reward rates are as follows.

1. Amazon
2. Bajaj Finserv
3. Paytm
4. Mobikwik
5. Gpay/Freecharge

Also UPI bundled with CC is a newbie which hasn't been implemented yet. However, you can add VISA CC for certain set of banks in Gpay.

what is the benefit of Bajaj Finserv UPI ?

 

[prc1990]

what is the benefit of Bajaj Finserv UPI ?

Loads of cashback on add money/send money, utility bill payment etc. than other conventional applications.

 

[rjsudeep]

Very subjective I believe. I keep switching between apps as and when offers come, but primarily I use gPay, although it is not the best for sure. Slice UPI is perhaps the fastest at the moment, but no offers as such.

 

[k989]

I just use BHIM UPI app. No cashback and other shit. Works properly all the time.
Next best reliability was Paytm.

PhonePe ans Google Pay were really terrible in my opinion for many reasons. One primary was reliability.

 

[rjsudeep]

I just use BHIM UPI app. No cashback and other shit. Works properly all the time.
Next best reliability was Paytm.

PhonePe ans Google Pay were really terrible in my opinion for many reasons. One primary was reliability.

But the BHIM App interface is bad right? At least when I first checked it ages ago it was!

 

[k989]

But the BHIM App interface is bad right? At least when I first checked it ages ago it was!

i suppose individual preference. I like that the bhim interface is simple and streamlined. i find phonepe the worst (cluttered), followed by paytm, gpay (both good).
you may want to check out the bhum upi app again whether it suits your needs

 

[Sreerag]

I personally use GPay, because of CC linking and UI. Amazon Pay for Bill payments (2% on ICICIAPAY cards)

 

[rjsudeep]

I personally use GPay, because of CC linking and UI. Amazon Pay for Bill payments (2% on ICICIAPAY cards)

Never figured out how to use the CC linking. Despite linking, it never shows up as a payment option anywhere on gPay.

 

[Sreerag]

Never figured out how to use the CC linking. Despite linking, it never shows up as a payment option anywhere on gPay.

The place where you add your bank a/c(s), next to it is Credit/Debit Card option. Click and add your SUPPORTED card. After OTP and TnC, your card is added. Use it for Bill Pay, Recharge, BharatQR, and Tap n Pay (supported devices with nfc) Its a very good way as you can earn rewards even on your debit card if you dont have a credit card

 

[rjsudeep]

The place where you add your bank a/c(s), next to it is Credit/Debit Card option. Click and add your SUPPORTED card. After OTP and TnC, your card is added. Use it for Bill Pay, Recharge, BharatQR, and Tap n Pay (supported devices with nfc) Its a very good way as you can earn rewards even on your debit card if you dont have a credit card

Yeah, I have already added all my supported cards, but they don't show up anywhere, whether for BillPay, Recharge, and BharatQR. Tap and Pay I don't have as my phone doesn't support NFC (Poco F1).

 

[Sreerag]

Yeah, I have already added all my supported cards, but they don't show up anywhere, whether for BillPay, Recharge, and BharatQR. Tap and Pay I don't have as my phone doesn't support NFC (Poco F1).

You may have done something wrong. Mine always shows up, make sure you click in the payment option and select your card.