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kotak rejected the online application, can I immediately apply through a bank offline? also yes bank takes card to card?

Will work for family with my QR?

Does QR works for Jaipur railway one?

Micro means upper limit on card which probably won't increase later on same card.

Closed Flipkart with more than 4 lac spends already. I was trying to lower the annual reversal amount.

Can you create Google slide with updates as per requirement.

Yes Bank vs Customer

Golden rule is not to spend a dime till they confirm it's ltf, you will only have a hard enquiry that's it, card will auto close.

Ohh I called them to set first and they said ok

It's RBI rule to allow date modification at least once for all banks. I selected first of every month.

If you just want peace of mind then call cc and set all billing date to same. If it's ltf card keep it somewhere just to bring it up during offers else if it's paid see if you really need it.

The easiest card to hit milestone is HDFC money back plus It comes in rupay varient so can use it for upi Just need to hit 50k per quarter to get 500 rs voucher.

@TechnoFino DM you, please add

Kya hua

One enquiry for 1 cc

Rbl 2 for 2 CC and bob 1

Axis Flipkart Credit Card Paid [ 90k Limit ] Axis Privilege Credit Card Paid [ Shared Limit ] Axis MyZone Credit Card LTF [ Shared Limit ] Citi Premier Miles Credit Card Paid [ 56k Limit ] Hdfc Money Back + Credit Card LTF [ 50k Limit ] IDFC First Classic Credit Card LTF [ 40k Limit ] BOB Select...

I heard that banks can only afford to give discount as much as 5% flat to exclusive 10% only because of emi and late payment with interest. MDR mostly break even for them.

There could be multiple reasons for it going from missing the due date, entering the wrong due amount, delay by app or website, delay from the bank to accept your payment, receiving a statement late to having no money to pay. I hope you would like to share your experience so that we can learn...

They have two cards https://razorpay.com/x/corporate-cards/ And Niyo Credit Card (FD based minimum 5k) in niyo app with free lounge access.