💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Shubham Yadav]

Really BoB 1 for both cards under single account?

No it's comes under two separate account

 

[kochiro]

Really BoB 1 for both cards under single account?

One enquiry for 1 cc

 

[poorna.chandra.akp]

ICICI Saphhiro - 40L
HDFC infinia pvc - 15L
IDFC wealth - 10L
Yes first exclusive - 9.5L
Citi rewards - 6L

 

[poorna.chandra.akp]

Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh

How did you get ICICI emeralde ltf?

 

[anirban.choudhury]

How did you get ICICI emeralde ltf?

There is a separate thread

ICICI LTF SAGA

Good Day Everyone, Just thought of doing a small write-up on my journey with icici bank. So, those of you who don't know me, I am just another credit card enthusiast like you are. I started my journey with ICICI bank, some 6 years ago when I was offered an LTF Jet Airways Rubyx credit card with...

www.technofino.in

 

[Lord Of Darkness]

My relatively small collection

HDFC Diners Black - 6 lakhs
ICICI Accelero - 6.9 lakhs
Axis Magnus - 6.9 Lakhs
SC Ultimate - 5.8 lakhs
IDFC wealth - 6.7 lakhs

I think maybe will add an Amex to this collection soon. Other than that not much plans to add any other cards unless they add value !

Amex added too - Amex platinum charge.

I think the above are more than enough for me, so not looking for any more cards !

Primary is and always will be Magnus, ultimate/wealth - wallet loads, DCB - don't know where to use ! Amex plat - specific travel spends.

Do you think adding a Rupay card makes sense or any other - maybe one more card to add value/differentiate ?

Suggestions welcome plz.

 

[mgforce]

Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh

@anirban.choudhury - what a collection!! And on top of that WoW - quite high limits!!!

How you got RBL World Safari LTF? Also Federal Celesta is for account holders only?

 

[anirban.choudhury]

@anirban.choudhury - what a collection!! And on top of that WoW - quite high limits!!!

How you got RBL World Safari LTF? Also Federal Celesta is for account holders only?

World safari LTF was provided as a retention benefit.
Celesta was offered from branch when it was launched last year , nowadays I think you can even apply online too

 

[anirban.choudhury]

Amex added too - Amex platinum charge.

I think the above are more than enough for me, so not looking for any more cards !

Primary is and always will be Magnus, ultimate/wealth - wallet loads, DCB - don't know where to use ! Amex plat - specific travel spends.

Do you think adding a Rupay card makes sense or any other - maybe one more card to add value/differentiate ?

Suggestions welcome plz.

Nice folio
You can add one Rupay card too
Either HDFC Tata neu Rupay , limit shared with your DCB
Or
PNB Rupay select ( paid )
Or
BOI Rupay ( free )
Also for plat charge did you get MR as joining benefit or settled with 40k Taj vouchers?

 

[Lord Of Darkness]

Nice folio
You can add one Rupay card too
Either HDFC Tata neu Rupay , limit shared with your DCB
Or
PNB Rupay select ( paid )
Or
BOI Rupay ( free )
Also for plat charge did you get MR as joining benefit or settled with 40k Taj vouchers?

Thanks a lot for your suggestions.
Will look at these and see what works for me.

Platinum charge i got an offer of 1 lakh MR points as joining benefit. That was the reason I went ahead with it.

 

[n00b]

my icici platinum also got rejected. i have the amazon icici cc though

Use the trick mentioned in this thread.

How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card? Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns. So having a...

www.technofino.in

 

[anirban.choudhury]

Thanks a lot for your suggestions.
Will look at these and see what works for me.

Platinum charge i got an offer of 1 lakh MR points as joining benefit. That was the reason I went ahead with it.

Great
That’s a good offer
But you could have negotiated for 1.25 MR
Still 1 lakh MR is far better than those 40k taj vouchers

 

[Lord Of Darkness]

Great
That’s a good offer
But you could have negotiated for 1.25 MR
Still 1 lakh MR is far better than those 40k taj vouchers

Yea i tried for 1.25, but unfortunately they weren't ready to accept, so then I was like - atleast accept the 1 lakh before they change their mind !

 

[anirban.choudhury]

Yea i tried for 1.25, but unfortunately they weren't ready to accept, so then I was like - atleast accept the 1 lakh before they change their mind !

Good decision
Hopefully you will be transfering them
To MB ?

 

[Lord Of Darkness]

Good decision
Hopefully you will be transfering them
To MB ?

Yea of course that's the best value as of now !

 

[anirbanm]

Small portfolio but more than enough for my needs.
Axis Ace - 500 - 3.2L
Axis Magnus - 10000 - 5.5L
Kotak Royale - LTF - 5.5L
SBI Vistara Prime - 3000 - 1.4L

Sharp, neat.

 

[RaviAgl]

ICICI Saphhiro - 40L
HDFC infinia pvc - 15L
IDFC wealth - 10L
Yes first exclusive - 9.5L
Citi rewards - 6L

Few but extraordinary.

 

[drshenoy]

HDFC Inginia
HDFC TATA Neu,
Axis Magnus,
Kotak White Reserve
Axis Privilege,
Axis My Zone,
ICICI Sapphiro MC,
ICICI Sapphiro Amex,
ICICI Amazon,
Yes First Exclusive
Citi Premier Miles,
BOB Energie
RBL VCard,
IDFC Select,
IDFC Select,
IDFC Wow,
Amex MRCC
Amex Smart Earn
Niyo Global

 

[Wealth is my birth right!]

HDFC Inginia
HDFC TATA Neu,
Axis Magnus,
Kotak White Reserve
Axis Privilege,
Axis My Zone,
ICICI Sapphiro MC,
ICICI Sapphiro Amex,
ICICI Amazon,
Yes First Exclusive
Citi Premier Miles,
BOB Energie
RBL VCard,
IDFC Select,
IDFC Select,
IDFC Wow,
Amex MRCC
Amex Smart Earn
Niyo Global

How u got 2 select cards

 

[Iamgora]

Use the trick mentioned in this thread.

How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card? Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns. So having a...

www.technofino.in

i will try this. once the cooldown period is over