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DISCLAIMER: I don't know what is the actual fix. I suspect it is the change from RURAL to ALL. NOTE: If you don't want the auto-sweep to trigger, set the sweep threshold to very high amount. Kept seeing the error "This facility is currently not available for this account" when trying to...

Unable to use Amazon Pay UPI for any payment, even the check balance is not working since at-least 1st November. Same bank account works fine in other apps. Amazon customer support is tossing the complaint from one team to another.

The MD office is unable to find the Airtel Axis CC application, but the level 1 support is able to :unsure:

Transferred CIF to another branch but onlinesbi still shows the older home branch name. The home branch is updated in all other places (passbook, e-statement, UPI apps etc)

Incident 1: I filed a complaint against Axis Bank. After a month, it was closed by CRIF credit bureau citing that I did not contact CRIF before ombudsman. I have never filed a complaint against CRIF nor was the Axis case related to CRIF. So don't know how the complaint against Axis got...

Context - https://www.technofino.in/community/threads/axis-cibil-blame-game.14784/ This issue is at RBI ombudsman now and Axis is claiming that I might have accidentally entered office address in residence address field during application process. This is a lie. I have not made any mistake...

Does anyone else faced the issue of office address reported as rented residential address for Airtel Axis CC? Is Axis telling the truth? Can they really not update anything in CIBIL if I'm not a customer? Background: I'm not a Axis Bank customer and had applied for Airtel Axis Bank Credit...

All other account (HDFC, SBI and India Post) interest are reported to AIS. I have to pay the tax on ICICI FD interest. If ICICI has not reported it to AIS, Can I skip this under income other sources? 😊

I want to know the possible ways to do a small token transaction just to generate statement and pay it off to boost credit score. Should I pay the bill after statement generation to count as a payment in credit report?

I check HDFC pre-approved offers on this link regularly - https://applyonline.hdfcbank.com/credit-cards/pre-approved-credit-cards.html Never had an CIBIL enquiry just because of checking pre-approved offers. But yesterday when I checked, a hard enquiry hit CIBIL. Can I dispute the enquiry?

Last updates by ICICI for the 2 CC are from January and February 2023. Is it same for everybody?

Does this mean my CC application is rejected? I'm now getting the option to apply again in Airtel Thanks App.

I learned yesterday that SIM providers check the credit score before issuing a postpaid connection. They may deny the service due to bad score and waive off security deposits for customers with good credit scores. I want to know how these companies pull the credit score/report and do they...

I have exhausted daily limit of all transfer systems (IMPS/NEFT/RTGS) and all channels (iMobile/Netbanking/Branch). Is there any way to initiate another transaction today or I have to wait till tomorrow? UPI is not an option as the amount is more than daily UPI limit.

What does this mean? I made an RTGS of total outstanding amount. There is no prepayment charge for education loan. But still SBI reversed the transaction. Are there any other charges for loan closure?

Will the credit history age reduce if I close an 8 year old education loan account? Impact of prepayment credit score? The only other credit history I have is 2 credit cards, both are less than 1 year old.

I have 2 SBI accounts, one of which doesn't have linked Debit card. Hence no UPI on that account. I am thinking of requesting a new debit card with this account added as a secondary account. Will this work?

I see the following banner in HDFC net banking very often. But whenever I click on "Apply now", It shows that renewal waiver is conditional and there is no mention of joining fees. This is really confusing for me. Is this really Unconditional LTF, as it says in the campaign shown in the URL?