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  • Users: avikrish
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  1. avikrish

    Is it legal to pay insurance premium of father, mother by son using his credit card?

    Can I pay insurance premiums of LIC , Tata AIA using credit card for my father, mother. Will there be any problem if we pay like the above. I have been heard that insurance companies will check source from which payments are made and reject the claim, is this true ?
  2. avikrish

    If a corporate amex is there can we apply normal amex as well for personal use ?

    My Company provides a corporate Amex Card, is it allowed to apply for a personal amex card as wells separately for my spends? How many amex cards can we hold at a time ? in viceversa , Say suppose we have a amex card for personal use, if company needs to provide amex, do we need to close the...
  3. avikrish

    How to check if my current hdfc credit card is ltf or not

    Any one knows how to check if my hdfc credit card is ltf or not? I have a money back hdfc credit card, added a electricity bill via smart pay for automatic pay, wanted to know if it is ltf or not ? Is it possible to remove this smartpay after becoming ltf , will removing effect the ltf of my...
  4. avikrish

    SBI Card Any other SBI Card for Online Sales

    Hi , I have a SBI Cashback Credit card applied one year ago, now this is not eligible for online sales instant discounts. Can anyone suggest me a sbi credit card which can be used for online sales. Is it possible to get LTF ? If not LTF, I have below options in mind , please help me in...
  5. avikrish

    Can we get rewards on rent payment using sbi classic debit card?

    Can we get rewards on rent payment using sbi classic debit card? If yes, please provide some information on reward rate , redemption, any hidden charges If no, is there any debit card which gives atleast minimum rewards for rent payment?
  6. avikrish

    Best credit card for utility bill apart from axis bank

    I have a 20k utility bills, looking for a good cashback or reward credit card. I don't want any axis bank credit card, any other bank cards, please suggest.
  7. avikrish

    Will our credit score gets impacted if we refer a friend for credit card and he doesn't pay on time?

    If someone apply a credit card using our referral and after getting credit card, don't pay Bills, will it impact our credit score and impacts us ? Is it bad to referral of credit card?
  8. avikrish

    Best rewarding debit cards for rental payments

    Is there any debit card either rewards or cashback providing for rental payments?
  9. avikrish

    Does cibil gets hit every time if we apply for credit cards within 7-14 days of time ?

    Does cibil gets hit multiple times if we apply multiple credit cards within 7-14 days of time I heard multiple loan enquiries within certain days is equivalent to 1 credit enquiry, is it applicable to credit card as well ?
  10. avikrish

    Does standard chartered smart credit card give 2% cashback on rental payments and consider it for spends limit?

    Does standard chartered smart credit card give 2% cashback on rental payments and consider rental payments for spends limit? I heard lot of people unable to redeem it or didn't get cashback. Is there any redemption fee? Minimum points /multiple to redeem? Rewards points expiry? Does the...
  11. avikrish

    How to get credit card with limited cities eligibility?

    Kotak, AU, Standard chartered, only offer credit card in select cities. My work location is Bangalore currently, if i use my work location i am eligible, but couple of years after i will be moving to my hometown where the bank locations are not there or ineligible city. My query is can we...
  12. avikrish

    Millennia Any way we get rewards or cashback for HDFC credit card bill payments

    Any way we get rewards or cashback for HDFC credit card bill payments. I am using HDFC bill pay for all the credit card it supports, unfortunately i am not getting an option for HDFC credit card. If there is any other way let me know. Thank you
  13. avikrish

    Icici started collecting 1% + 18% gst on rent payment on Amazon Pay Icici card

    Icici started collecting 1% + 18% gst on rent payment on Amazon Pay Icici card. Any other credit cards where there are no charges? Without any notice, they are charging
  14. avikrish

    Can we get a credit card for a current account which is huf based?

    I am holding a idfc current account in my business firm with a huf pan card . Can we get credit card on this current account which is huf based ?
  15. avikrish

    Does anyone got the sbi forfeited cashback, back to your credit card?

    Does anyone got the sbi forfeited cashback, back to your credit card?
  16. avikrish

    Can we spend more than the credit limit by paying bills immediately to the credit card?

    I have a credit card with 30,000 limit and due to its cashback features, i am using like 70,000 spends with in the statement got generated. (very few months in a year) , 1) Spend 25000 and next day pay the amount 2) again after 3 days , spend 25000 and again pay the bill so on.. Will using...
  17. avikrish

    Is IDFC bank a full fledged bank? Is Customer Care Service is good and easily available?

    Is IDFC bank a full fledged bank? Is Customer Care Service is good and easily available w.r.t Phone Banking? How are the services?
  18. avikrish

    Any Debit/Credit Card which offers best rewards points to cash or cashback for municipality bills like property tax?

    Any Debit/Credit Card which offers best rewards points to cash or cashback for municipality bills like property tax?
  19. avikrish

    Is One Card a Credit Card or BNPL Card ?

    Is it good idea to apply for One Card ? Is it a proper normal credit card or BNPL Card which shows loan under credit score? So many calls are coming related to this?, Does it have good offers? Please reply
  20. avikrish

    Best Cashback CC in Kotak with LTF

    I am looking for a Kotak CC, with decent cashback on online purchases with an LTF, I don't have any savings account with Kotak, can anyone suggest good cards. I am only looking for kotak bank cc for bank offers during sale.
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