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  • Users: rk2022
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  1. R

    ICICI Credit Card No cost emi cash back not received

    I have purchased a refrigerator from offline store via icici credit card on 3 month no cost emi with cash back. They told me that I will receive cash back around 1.5k from Samsung (manufacturer) within 90 days. It's almost 4 months now and no cash back received. Followed up with icici and they...
  2. R

    HDFC NEFT Status

    HDFC Bank online NEFT status always shows - Under Process at Bank for 7 days or so and then it dissapeared from the history and I don't have any way to check as it is only showing 7 days history which is stupid. My 5 transactions had the same status. Luckily, amount was remitted to my loan...
  3. R

    Hdfc - Bank Realisation Certificate (BRC)

    Hi, Anyone has any experience on how to get Bank Realisation Certificate (BRC) from HDFC after export realisation. Is it totally online via their portals - enet/trade on net or do we need to go to bank? Please advise if anyone has experience. Thanks!!
  4. R

    au digital saving account initial deposit question

    Hi, I opened au digital account zero balance for my mother who doesn't have any other online banking. They mentioned that initial bank account funding should come from same person per RBI guidelines. I did funding from my account. Will this be a problem? Please advice.
  5. R

    Issue accepting QR code payments for small business with current account (no business pan)

    Hello all, I need some help in how to go about the situation we are in. We own a small business with current account in the name of the business. There is no business pan required for us. Initially we used bharat pay QR code for accepting payment from merchants which go directly to current...
  6. R

    ICICI Credit Card ICICI MMT PLATINUM Credit Card Rewards Issue

    Hello All, Per website, flight booking should earn 2 my cash per 200 spent. On seeing the statement, I see sometimes it is earning 2 and sometimes it is earning 1 for fight booking from Make My Trip. If description is MAKEMYTRIP I PVT LTD TOKE NEW DELHI IN then getting only 1 as my cash. If...
  7. R

    ICICI MMT Card statement for Jan received in email in Feb after payment due date

    Hello, I received this statement for Dec 22 to Jan 20 on Feb 10 via email but then the payment due date is Feb 7. What can I do about this? How to proceed so it doesn't get reflected in cbil as late payment? Anyways, I just paid the bill and messaged them on twitter. Please advice. Thanks.
  8. R

    Closed credit card still on credit report

    Hello, I closed a ICICI secured credit card around 4-5 months back but it still shows up as active on credit reports. Is there anything that I can do? Please advice. Thank you
  9. R

    Axis Current Account CANOR cash withdrawal charges

    Hello, Can anyone please help me with understanding the charges for withdrawal of around 15L from the axis current account (CANOR)? I don't see that in their pdf...
  10. R

    HDFC Classic and Classic Platinum Debit Card

    Hello, I have Millennia debit card for regular savings account. They are now offering this classic account. Few questions if I take the upgrade to classic account and get the Classic Platinum Debit Card. 1. What will happen to points that will need to be credited to Millennia debit card (90...
  11. R

    Add-on credit card (HDFC) showing on CRIF report

    I have HDFC credit card and add-on. I am seeing 2 HDFC credit cards in CRIF (report from Cred). I only see 1 HDFC in other reports - CBIL/Experian. Is this normal?
  12. R

    Icici not getting transaction sms/email for UPI

    Suddenly not getting any icici transactional sms. Does any one know what might be the issue?
  13. R

    Suggestions - Zero Balance and Minimum maintenance cost Bank Account

    Hello, Can anyone please suggest bank accounts that I can open online with zero balance and least maintenance costs? Might just need the account for few months. Need bank statement (that shows communication address) for updating Aadhaar for parents with new address online. None of the utility...
  14. R

    Samsung Pay UPI Pending but got deducted from ICICI account

    Hello, I used Samsung Pay scan UPI payment which got stuck in pending so I did another trasaction for the same amount and it succeeded. When I checked my bank account, I see that pending transaction amount also got deducted. Never faced this issue before so looking for suggestions on what next...
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