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  • Users: Shraaj
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  1. Shraaj

    Federal Bank - Fi Money and Jupiter Hike Service Charges for Savings Accounts from June 1st, 2024

    Summary: Federal Bank & Fi Money customers will experience increased service charges from June 1st, 2024. This affects Virtual & Physical Debit Card issuance, account closure, and AMB requirements. Article: In an email, Federal Bank notified customers of changes in service charges for Federal...
  2. Shraaj

    Attention Credit Card Community: Beware of Unethical Practices by Axis Bank!

    Dear fellow members of the credit card community, I'm reaching out to share a troubling experience I recently faced with Axis Bank, and I implore you all to stay vigilant to prevent encountering similar unethical practices. Here's what unfolded: I applied for an Axis Bank credit card via...
  3. Shraaj

    Axis Credit Card Mobile Number Change Problem

    I applied for an Airtel Axis credit card from my Sister's Mobile Number (PAN, Aadhar and all Details were mine) When I received the card, I Changed the Mobile Number from the Axis Mobile App, and after 3 hrs I got an email and SMS that My New Number is Updated and now the issue is when I called...
  4. Shraaj

    Which PSU Bank Offers the Best Online and Mobile Banking Features for Business?

    I am searching for the ideal PSU Bank or Nationalized Bank to suit my business requirements. However, based on government regulations, I am required to open an account with a PSU or Government Bank exclusively. Hence, I am seeking your advice on the best PSU Bank in my Tier 3 Town, specifically...
  5. Shraaj

    Credit Score (CIBIL) Formula Revealed

    How CIBIL Score is Calculated in India ? Check CIBIL Score formula & learn how does it calculated. Now, This is the Ratio, that our Credit Score comes from and has an Impact on Gaining and Losing Credit Score in Points. 1. PAYMENT HISTORY- This is the Most Important Factor, Now see the...
  6. Shraaj

    Need Help with Airtel Axis Credit Card VKYC Process

    Hello, On 01/04/2023, I applied for the Airtel Axis Credit Card using the Airtel Thanks App. However, I have been unable to complete the VKYC process as the website that the App redirects to is currently down. I have tried using a different App and clearing my data and cache, but the issue...
  7. Shraaj

    BOB Select Visa Card Reward Rates?

    Guys , Can you please clarify this? Zomato Transaction on BOB Select Card Gave me 1x Reward Points but in there Website 5X i.e. 5 Reward Points* for every Rs. 100 spent on Dining and Online spends 1 Reward Point for every Rs. 100 spent on other categories. 0.5 Reward Point for every Rs. 100...
  8. Shraaj

    Reward Rate Value (in Rs) for ICICI Credit Card?

    What is the 1 ICICI Reward Points Value (in Rs)? I have checked so many websites and also technofino but none of them saying clearly is just 0.25Rs because PayPal is not Partnered with ICICI Bank from 2022 onwards, so please tell me. Today, Just got ICICI Platinum Credit Card LTF! So, telling...
  9. Shraaj

    BOB Credit Cards- Select or Premier? Which one to Opt for?

    Hi. I have a Query Regarding these two popular variants of BOB Cards! Select and Premier Please Anyone Comment down their views! I have - 1. Amazon Pay ICICI Credit Card - 75k 2. SBI Max Credit Card - 34k 3. BOB Select Credit Card - 40k Just wanted to know the difference
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