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  1. Legionomous

    Magzter for 50

    Don’t know if this is helpful to anyone but Magzter is offering their gold subscription for ₹50. I believe it’s a glitch as the email I received mentioned about the offer price being ₹1,999 instead of ₹3,999 but once I applied the code “MGLDPDGK”, I got the subscription for just ₹50.
  2. Legionomous

    Axis Atlas What happens to my miles gathered?

    I’m considering canceling my Atlas card since it’s nearing renewal, but I noticed in the app that I can upgrade to another free card instead. I’m thinking of going for it. My question is: if I do, will my accumulated miles still be valid after it gets cancelled?
  3. Legionomous

    Futures and Options tax

    I am about to file my tax and realised that I can use my loss in F&O segment as a tax harvest for next year. The thing I am not sure is which form should be filed? The CA through which I file every year has asked me to file ITR 1 as I do every year and put the loss figure with (minus) in...
  4. Legionomous

    HDFC SKY Demat

    Does anyone know if there are any benefits to opening an HDFC Demat account (SKY Investment) for HDFC Preferred account holder? I think AMC charges are waived off for Demat account which I believe is HDFC Securities but not certain about SKY Investing app.
  5. Legionomous

    Axis Atlas Cleartrip colloboration with Axis

    What happened to the collaboration between Clear Trip and Axis bank. I booked flight tickets just a month back through Clear Trip and there was an option to add my Axis bank credit card number somewhere which gave me an option to book seats and meals for free but while trying the same thing...
  6. Legionomous

    American Express Platinum Travel

    Went with the flow and used a referral link to get the AMEX Platinum travel since it was FYF. Now that I have received it, how can I make the most out of it based on experts? The brochure received with the card says: 1) 10,000 membership points as welcome gift - Is this still relevant for FYF...
  7. Legionomous

    Unauthorized credit inquiry

    As the title indicates, I recently checked my CIBIL score and it dropped by 8 points and noticed the culprit to be Member Name: INDIAN BANK Account Type: Credit Card Strangely, I have neither applied for a credit card nor opened an account with this bank, yet it appeared on my record. I...
  8. Legionomous

    Equity monitoring (Wealth monitor)

    Are there any good Equity monitoring apps that gives suggestions based on your existing portfolio to sell or hold or buy. I started using "Wealth monitor" from Deserv and it actually looks good for mutual funds but doesn't fetch Equity details and would be great to have something like that.
  9. Legionomous

    Buying United miles (offer)

    I got an email from United airlines about an offer to purchase miles but don't know if it is actually a good one. I am getting an offer of 40,000 + 38,000 miles at a price of $1,400. Don't know if it's a good deal. I am planning to make a trip to US at the end of year and want to know if this...
  10. Legionomous

    Regalia vs Regalia gold

    Is it meaningful to upgrade my Regalia card to Regalia gold? Got an email from HDFC to upgrade the card with no joining fees. Don’t know if it’s worth moving from LTF to FYF with very low usage.
  11. Legionomous

    Car loan - HDFC

    I have a car loan with HDFC bank for 5 years and have completed around 30 months. To reduce the overall tenure, I made a pre part-payment for the loan but have not received any acknowledgement from the bank on the receipt even though the amount is debited from my account. Is there any one who...
  12. Legionomous

    Infinia HDFC Infinia - HDFC LIFE Insurance

    I just got a call from someone (claims to be Wealth manager) from HDFC LIFE team who claims that I can get a definite approval of Infinia Metal if I park some of my funds in one of the MF (Discovery Fund to be specific) for 5 years. Is this even a good idea to go ahead with this scheme? The...
  13. Legionomous

    Vistara CV points

    Is there any other way apart from buying an extension to extend the CV points for Vistara? Could I possibly make any purchase using points or maybe transfer the points over from Vistara to some other airlines partner?
  14. Legionomous

    Axis Magnus Magnus monthly milestone suggestions

    I need some quick suggestions on making my monthly milestone for Axis Magnus. My Calendar month for May has reached 92K and I am short by 8K. I just have 2 days 30th, and 31st May to make sure it gets done. I have never purchased from "https://grabdealsaxisbank.woohoo.in/" and want to know if it...
  15. Legionomous

    Trip to Bali

    Hello All, I have never used Credit card reward points for miles so need a bit of guidance for my next trip. I am looking for a trip to Bali from Ahmedabad for the 24th June to 1st July. The round trip costs around INR 40K for VietJet but I am trying to use my points as well if possible. Based...
  16. Legionomous

    IDFC First wealth

    Does an IDFC Wealth account holder automatically become eligible for IDFC First wealth credit card? I thought that to be the case but being a First wealth customer for few months, I requested to upgrade my existing Millenia to Wealth credit card and got declined because of some internal policy...
  17. Legionomous

    Axis Magnus application

    Is Axis bank that slow and terrible when it comes to processing an application? I applied for Magnus through Pre-approved offers on Axis mobile on 26th December and it's 7th Jan and there's no movement at all. I called up Axis customer care and provided them with application number but the...
  18. Legionomous

    Suggestions on credit card

    Hi all, Hoping to get some suggestions on credit card for HDFC. - I currently hold a salary account with HDFC under preferred account and also hold a Regalia LTF with a current limit of 10 lakh. My spends on average are around ₹50K/month and was wondering if it makes sense to reach out to my RM...
  19. Legionomous

    Standard chartered Ultimate timeline

    Hello folks, I have applied for SC Ultimate through online process and it got approved at the same time. However, I have not heard back from the bank since then regarding the application. I had already contacted the bank through chat but it always gets disconnected while waiting for their...
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