...- 59,000 Rs
40k miles yearly bonus
Remaining 19,000 Rs
Shopping on myntra for 50k/year via gyftr voucher(10x)
Additional reward earned - 12*500 = 6000
Remaining 13,000 Rs
Shopping on amazon(electronics,etc) for 80k/year via gyftr voucher(5x)
Additional reward earned - 8*500 = 4000...