Yes, its very hard, its also very hard to pretend that its not your play while playing it too, but if and when you pull it off, its rewarding. You can hold overpriced SBI cards for LTF.
You know how some mand budhi sbi agents claim you will get it LTF and then fail to deliver, because there is no such thing to begin with, he just happen to catch such a guy and then made sure to escalate the hell out of it till sbi had to deliver on the agents promise.
...Its better if you apply via referral, of course anyone can give you one here (including me of course)
See, on MRCC, you get 1k MR bonus for 1.5k *4 and 1k MR more bonus if you hit 20k per calendar month.
With gold charge you get 1k MR bonus for 1k*6, and best benefit, sometimes amex offers...
Many people have it, this is completely dependent on how much limit you have, then you can split that limit in two.
Tata Neu cards are not really pure HDFC cards, so they are not really counted in the bunch and its also approved lot more easily to existing HDFC card holders, irrespective of the...
Well, had significant update in the list in just single month, so I had to add to it.
New list
Jan 2022
ICICI plat secured (Closed)
Kotak Secured (Closed)
One Card Unsecured
Axis Freecharge plus (Closed/Upgraded)
ICICI Apay
Dec 2022
Axis FK LTF
HDFC Millennia LTF
IDFC Millennia LTF
RBL zomato...
He can apply and get Amazon ICICI whenever its available to him, Freecharge plus from axis, Flipkart axis, Axis neo/myzone.
In fact I would suggest applying for all the above one by one, just make sure CIBIL stays above 760, preferably 770. His ITR is sufficient for all the above applications...
Clarify that its a service/profession, as long as you have legitimate 5 lacs ITR proof they will accept.
Also, its already mentioned but will do again. Do not apply for too many cards at the same time.
This is generated by cluster model in data analysis, they basically run algo that tells them cluster of defaults for all kind of credit in given areas.
This is system generated and not man made.
If you look closely, you will see mostly slum areas
Hmm, then I think its possible that your pincode may not be in restricted anymore, its hard to guess what's going on their mind.
Thanks for info though, I always find contradiction between bank policy and their action worth noting.
IDFC gives card easily if you have any prior banking relationship, including flipkart pay later which is partnered with IDFC (Not suggesting to open BNPL), at least that's how I'm guessing I got pre-approved offer.
I opened IDFC a/c after receiving the IDFC cc. With good limit and no...
Failure of auto debit on any kind of setup will attract charges. Some fraud companies like bajaj emi will send multiple auto-debit requests in a same day (even though it's not supposed to do that in case first fails due to insufficient balance) and charge you for each failure 250+taxes ...