How to get IDFC Credit Cards?? Please suggest!!

[Bikash Roy]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

 

[swastik2233]

If it was first CC then one definitely should not open secured with IDFC

One can go for other banks like Canara, PNB etc.

Why so ?
Do they give these 2 features , among others which makes it worthwhile -

1% flat cashback.
Complimentary free RSA

 

[Kamal]

For me ,
My location is not serviceable for credit card.
Even i am not able to open a bank account online because they my aadhar location is also not serviceable .

So I dropped the idea to get IDFC credit card.

 

[AllSeeker]

IDFC gives card easily if you have any prior banking relationship, including flipkart pay later which is partnered with IDFC (Not suggesting to open BNPL), at least that's how I'm guessing I got pre-approved offer.

I opened IDFC a/c after receiving the IDFC cc. With good limit and no verifications.

So best case scenario, have any kind of IDFC relationship and wait for couple of months for pre-approved offer message with application link rather than applying yourself.

 

[sn1perdj]

Open idfc classic (I opened classic) or signature savings account. Keep doing 20k-50k transactions every month on your debit card or upi. You will receive pre approved offer within 2-3 months. Tested in 3 savings (all classic account) accounts of my family members. Now testing in Signature savings account, let's see in how many days they are offering pre approved.

What about Kotak ?
Can this same trick availed for it too ?

 

[AsB]

Open idfc classic (I opened classic) or signature savings account. Keep doing 20k-50k transactions every month on your debit card or upi. You will receive pre approved offer within 2-3 months. Tested in 3 savings (all classic account) accounts of my family members. Now testing in Signature savings account, let's see in how many days they are offering pre approved.

Where do you spend 20k - 50k every month?

 

[mukundstud]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

After how much time were you able to re-apply on the IDFC website? Nearly 190 days have been passed since my last unsuccessful application, and IDFC is still not allowing me to apply on the portal again.

 

[yolofino]

Open idfc classic (I opened classic) or signature savings account. Keep doing 20k-50k transactions every month on your debit card or upi. You will receive pre approved offer within 2-3 months. Tested in 3 savings (all classic account) accounts of my family members. Now testing in Signature savings account, let's see in how many days they are offering pre approved.

I would recommend using debit card and netbanking transactions more for triggering pre-approval ofers.

UPI - not so much.