Which card has higher chance of approval on Cibil above 760 ?

[Hunny1208]

Hi guys, my brother has 1 HDFC credit card of limit 60k , paid timely 9 months old card.

Cibil is 761, which card has higher chance of approval in current time

He is self employed with a ITR of 5 lakh last 2 years.

Any advice ?

@Batmanbaba @alphadark7 @Subhankar @TechnoFino @AsishB @AllSeeker @vaibhav111 @BankExpertIndia @HyperBeast @ashwink @Kamal @Bigde

 

[rushikvadher]

You Can Get Indusind Card , SBI Card With This Cibil Score.

 

[Batmanbaba]

Go with bank of baroda ltf offer going till 30th sept., axis myzone ltf offer going...can also try sbi cashback card....

 

[Hunny1208]

Go with bank of baroda ltf offer going till 30th sept., axis myzone ltf offer going...can also try sbi cashback card....

apply online or offline ?

 

[Batmanbaba]

apply online or offline ?

Online

 

[Hunny1208]

Online

doing it thanks

 

[AllSeeker]

You can also apply for ICICI platinum card or amazon ICICI card you do have ITR documents.

 

[Hunny1208]

You can also apply for ICICI platinum card or amazon ICICI card you do have ITR documents.

my brother is self employed freelancer, so if physical verification happens he does not have an office.

 

[vaibhav111]

@Hunny1208 sbi cashback card will be best card, try for sbi cashback since you would be new user virtual card should be generated, some have received approve message but no progress so that could take 21 days from application date.

 

[SunnyM]

Go with bank of baroda ltf offer going till 30th sept., axis myzone ltf offer going...can also try sbi cashback card....

Can you please provide a link to Bob Ltf offer because it's showing Ltf (conditional on spends )to me.

 

[Batmanbaba]

Can you please provide a link to Bob Ltf offer because it's showing Ltf (conditional on spends )to me.

Its ltf.... I have too got my ltf...
apply for bob LTF card- https://bit.ly/370oK7H

Offer only valid on easy, premier and select

 

[TechnoFino]

Its ltf.... I have too got my ltf...
[link removed]

Offer only valid on easy, premier and select

DDime misleading people, they are using eterna photo, but eterna is not LTF, check text, I'm removing this link and please do check link content before posting

 

[TechnoFino]

Hi guys, my brother has 1 HDFC credit card of limit 60k , paid timely 9 months old card.

Cibil is 761, which card has higher chance of approval in current time

He is self employed with a ITR of 5 lakh last 2 years.

Any advice ?

@Batmanbaba @alphadark7 @Subhankar @TechnoFino @AsishB @AllSeeker @vaibhav111 @BankExpertIndia @HyperBeast @ashwink @Kamal @Bigde

tell him to apply for SBI card and BOB card. do not apply for too many credit cards within 1 or 2 months.

 

[Batmanbaba]

DDime misleading people, they are using eterna photo, but eterna is not LTF, check text, I'm removing this link and please do check link content before posting

Ya that is why I told him separately.. Only easy, select and premier are ltf.. Nothing else

As I couldn't find any official statement from bob

 

[Sreerag]

Hi guys, my brother has 1 HDFC credit card of limit 60k , paid timely 9 months old card.

Cibil is 761, which card has higher chance of approval in current time

He is self employed with a ITR of 5 lakh last 2 years.

Any advice ?

@Batmanbaba @alphadark7 @Subhankar @TechnoFino @AsishB @AllSeeker @vaibhav111 @BankExpertIndia @HyperBeast @ashwink @Kamal @Bigde

As he's self employed and has an ITR of 5l... Apply for low level cards only, as u need to have 5L+ if u r self employed

Anyways here's my suggestion
1. SBI CashBack
2. SBI BPCL
3. ICICI Coral
4. HDFC u already have so ...
5. BoB LTF (first preference)
6. Axis Flipkart / MyZone

 

[AllSeeker]

my brother is self employed freelancer, so if physical verification happens he does not have an office.

Clarify that its a service/profession, as long as you have legitimate 5 lacs ITR proof they will accept.

Also, its already mentioned but will do again. Do not apply for too many cards at the same time.

 

[Hunny1208]

Thanks guys for the suggestion , will act accordingly

 

[Hunny1208]

Hi guys,
Applied for BOB , One Card and Amazon pay for my brother

BOB, one Card approved of 90k and 2.15 lakh limits.

Amazon pay was declined ( got the message)
So after, Vkyc they told that card will be delivered in 7 days. ( Video kyc was done at a different address and not the aadhar address )

Got the declined message, we called the customer care number which was mentioned in amazon , they told us address verification reason for rejection.
Asked them to reschedule the Vkyc and they give us a request number.

Hope he will get the vkyc done again

does calling them and requesting will work or I should mail them too ?
@Batmanbaba @AllSeeker @TechnoFino @vaibhav111

 

[Batmanbaba]

Hi guys,
Applied for BOB , One Card and Amazon pay for my brother

BOB, one Card approved of 90k and 2.15 lakh limits.

Amazon pay was declined ( got the message)
So after, Vkyc they told that card will be delivered in 7 days. ( Video kyc was done at a different address and not the aadhar address )

Got the declined message, we called the customer care number which was mentioned in amazon , they told us address verification reason for rejection.
Asked them to reschedule the Vkyc and they give us a request number.

Hope he will get the vkyc done again

does calling them and requesting will work or I should mail them too ?
@Batmanbaba @AllSeeker @TechnoFino @vaibhav111

U need to have sr number generated for ur request... Else everything is in air...if u have got any sr number on ur mobile number or email its good.. Or else contact again

 

[Hunny1208]

U need to have sr number generated for ur request... Else everything is in air...if u have got any sr number on ur mobile number or email its good.. Or else contact again

they gave me the request number